credit institution

Definition of credit institution from Regulation (EU) 2023/1114, Article 3(1), point (28).

Defined term	credit institution
Source	MiCA
Reference	Article 3(1), point (28)
Status	Published
Refresh rule	Regenerate after source legal-text changes

Definition

(28) 'credit institution' means a credit institution as defined in Article 4(1), point (1), of Regulation (EU) No 575/2013 and authorised under Directive 2013/36/EU;

Source

MiCA, Article 3(1), point (28).

Imported Definition

MiCA imports this definition from CRR.

(1) 'credit institution' means an undertaking the business of which consists of any of the following:

(a) to take deposits or other repayable funds from the public and to grant credits for its own account;

(b) to carry out any of the activities referred to in points (3) and (6) of Section A of Annex I to Directive 2014/65/EU, where the Article 4(1), point (1), asset-threshold conditions are met and the undertaking is not excluded by that point;

Open CRR definition page

Definition Chain

1. MiCA Article 3(1), point (28)
2. CRR Article 4(1), point (1)

Used In MiCA

• Article 10
• Article 16
• Article 17
• Article 24
• Article 36
• Article 37
• Article 38
• Article 45
• Article 48
• Article 54
• Article 57
• Article 143
• Article 59
• Article 60
• Article 63
• Article 70
• Article 109
• Article 119
• Article 122
• Article 125