> For the complete documentation index, see [llms.txt](https://www.mica.wtf/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.mica.wtf/definitions/definitions/mica/financial-instrument.md).

# financial instrument

|                  |                                            |
| ---------------- | ------------------------------------------ |
| **Defined term** | financial instrument                       |
| **Source**       | MiCA                                       |
| **Reference**    | Article 3(1), point (49)                   |
| **Status**       | Published                                  |
| **Refresh rule** | Regenerate after source legal-text changes |

## Definition

> **(49)** '[**financial instrument**](/definitions/definitions/mifid-ii/financial-instrument.md)' means financial instruments as defined in Article 4(1), point (15), of [Directive 2014/65/EU](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A02014L0065-20250117);

## Source

[MiCA, Article 3(1), point (49)](https://www.mica.wtf/mica/title-i-subject-matter-scope-and-definitions-art.-1-3/article-3).

## Imported Definition

MiCA imports this definition from MiFID II.

> (15) '[financial instrument](/definitions/definitions/mifid-ii/financial-instrument.md)' means those instruments specified in Section C of Annex I, including such instruments issued by means of [distributed ledger technology](/definitions/definitions/mica/distributed-ledger-technology.md);

[Open MiFID II definition page](/definitions/definitions/mifid-ii/financial-instrument.md)

## Definition Chain

1. MiCA Article 3(1), point (49)
2. MiFID II Article 4(1), point (15)
3. MiFID II Annex I, Section C

## Used In MiCA

* [Article 2](https://www.mica.wtf/mica/title-i-subject-matter-scope-and-definitions-art.-1-3/article-2)
* [Article 6](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-6)
* [Article 19](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-19)
* [Article 37](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-3/article-37)
* [Article 38](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-3/article-38)
* [Article 51](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-51)
* [Article 54](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-54)
* [Article 60](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-60)


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://www.mica.wtf/definitions/definitions/mica/financial-instrument.md?ask=<question>&goal=<endgoal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.