> For the complete documentation index, see [llms.txt](https://www.mica.wtf/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.mica.wtf/definitions/definitions/psd2/payment-service-provider.md).

# payment service provider

|                  |                                            |
| ---------------- | ------------------------------------------ |
| **Defined term** | payment service provider                   |
| **Source**       | PSD2                                       |
| **Reference**    | Article 4, point (11)                      |
| **Status**       | Published                                  |
| **Refresh rule** | Regenerate after source legal-text changes |

## Definition

> (11) '[payment service provider](/definitions/definitions/mica/payment-service-provider.md)' means a body referred to in Article 1(1) or a natural or legal person benefiting from an exemption pursuant to Article 32 or 33;

## Source

[PSD2, Article 4, point (11)](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A02015L2366-20250117).

## Referenced Annex Material

PSD2 Article 1(1) - [Payment service provider](/definitions/definitions/mica/payment-service-provider.md) categories

1. Credit institutions;
2. [Electronic money](/definitions/definitions/emd2/electronic-money.md) institutions;
3. Post office giro institutions entitled under national law to provide [payment services](/definitions/definitions/mica/payment-services.md);
4. Payment institutions;
5. The European Central Bank and national central banks when not acting as monetary authority or other public authorities;
6. Member States or their regional or local authorities when not acting as public authorities.

Source: [PSD2](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A02015L2366-20250117).

## Used In MiCA

* [Article 119](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-4/article-119)
* [Article 122](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-122)
* [Article 125](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-125)


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