> For the complete documentation index, see [llms.txt](https://www.mica.wtf/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.mica.wtf/dora/digital-operational-resilience-act.md). # DIGITAL OPERATIONAL RESILIENCE ACT - [Recitals](https://www.mica.wtf/dora/digital-operational-resilience-act/recitals.md): Recitals of Regulation (EU) 2022/2554 (DORA). - [Chapter I — General provisions (Art. 1–4)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-i-general-provisions.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554 - [Art. 1 — Subject matter](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-i-general-provisions/article-1-subject-matter.md): Article 1 — Subject matter of Regulation (EU) 2022/2554 (DORA). - [Art. 2 — Scope](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-i-general-provisions/article-2-scope.md): Article 2 — Scope of Regulation (EU) 2022/2554 (DORA). - [Art. 3 — Definitions](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-i-general-provisions/article-3-definitions.md): Article 3 — Definitions of Regulation (EU) 2022/2554 (DORA). - [Art. 4 — Proportionality](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-i-general-provisions/article-4-proportionality-principle.md): Article 4 — Proportionality principle of Regulation (EU) 2022/2554 (DORA). - [Chapter II — ICT risk management (Art. 5–16)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554 - [Art. 5 — Governance](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-5-governance-and-organisation.md): Article 5 — Governance and organisation of Regulation (EU) 2022/2554 (DORA). - [Art. 6 — ICT risk framework](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-6-ict-risk-management-framework.md): Article 6 — ICT risk management framework of Regulation (EU) 2022/2554 (DORA). - [Art. 7 — ICT systems, protocols, tools](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-7-ict-systems-protocols-and-tools.md): Article 7 — ICT systems, protocols and tools of Regulation (EU) 2022/2554 (DORA). - [Art. 8 — Identification](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-8-identification.md): Article 8 — Identification of Regulation (EU) 2022/2554 (DORA). - [Art. 9 — Protection and prevention](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-9-protection-and-prevention.md): Article 9 — Protection and prevention of Regulation (EU) 2022/2554 (DORA). - [Art. 10 — Detection](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-10-detection.md): Article 10 — Detection of Regulation (EU) 2022/2554 (DORA). - [Art. 11 — Response and recovery](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-11-response-and-recovery.md): Article 11 — Response and recovery of Regulation (EU) 2022/2554 (DORA). - [Art. 12 — Backup & restoration](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-12-backup-policies-and-procedures.md): Article 12 — Backup policies and procedures, restoration and recovery procedures and methods of Regulation (EU) 2022/2554 (DORA). - [Art. 13 — Learning and evolving](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-13-learning-and-evolving.md): Article 13 — Learning and evolving of Regulation (EU) 2022/2554 (DORA). - [Art. 14 — Communication](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-14-communication.md): Article 14 — Communication of Regulation (EU) 2022/2554 (DORA). - [Art. 15 — Further harmonisation](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-15-further-harmonisation.md): Article 15 — Further harmonisation of ICT risk management tools, methods, processes and policies of Regulation (EU) 2022/2554 (DORA). - [Art. 16 — Simplified ICT risk framework](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-16-simplified-ict-risk-management-framework.md): Article 16 — Simplified ICT risk management framework of Regulation (EU) 2022/2554 (DORA). - [Chapter III — Incident reporting (Art. 17–23)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554 - [Art. 17 — Incident management process](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting/article-17-ict-related-incident-management-process.md): Article 17 — ICT-related incident management process of Regulation (EU) 2022/2554 (DORA). - [Art. 18 — Classification of incidents](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting/article-18-classification-of-ict-related-incidents.md): Article 18 — Classification of ICT-related incidents and cyber threats of Regulation (EU) 2022/2554 (DORA). - [Art. 19 — Reporting major incidents](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting/article-19-reporting-of-major-incidents.md): Article 19 — Reporting of major ICT-related incidents and voluntary notification of significant cyber threats of Regulation (EU) 2022/2554 (DORA). - [Art. 20 — Harmonisation of reporting](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting/article-20-harmonisation-of-reporting-content-and-templates.md): Article 20 — Harmonisation of reporting content and templates of Regulation (EU) 2022/2554 (DORA). - [Art. 21 — Centralisation of reporting](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting/article-21-centralisation-of-reporting.md): Article 21 — Centralisation of reporting of major ICT-related incidents of Regulation (EU) 2022/2554 (DORA). - [Art. 22 — Supervisory feedback](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting/article-22-supervisory-feedback.md): Article 22 — Supervisory feedback of Regulation (EU) 2022/2554 (DORA). - [Art. 23 — Payment-related incidents](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting/article-23-payment-related-incidents.md): Article 23 — Operational or security payment-related incidents concerning credit institutions, payment institutions, account information service providers, and electronic money institutions of Regulat - [Chapter IV — DOR testing (Art. 24–27)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iv-digital-operational-resilience-testing.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554 - [Art. 24 — General testing requirements](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iv-digital-operational-resilience-testing/article-24-general-requirements-for-testing.md): Article 24 — General requirements for the performance of digital operational resilience testing of Regulation (EU) 2022/2554 (DORA). - [Art. 25 — Testing ICT tools & systems](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iv-digital-operational-resilience-testing/article-25-testing-of-ict-tools-and-systems.md): Article 25 — Testing of ICT tools and systems of Regulation (EU) 2022/2554 (DORA). - [Art. 26 — Advanced testing (TLPT)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iv-digital-operational-resilience-testing/article-26-advanced-testing-tlpt.md): Article 26 — Advanced testing of ICT tools, systems and processes based on TLPT of Regulation (EU) 2022/2554 (DORA). - [Art. 27 — Requirements for testers](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iv-digital-operational-resilience-testing/article-27-requirements-for-testers.md): Article 27 — Requirements for testers for the carrying out of TLPT of Regulation (EU) 2022/2554 (DORA). - [Chapter V — ICT third-party risk (Art. 28–44)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554 - [Art. 28 — General principles](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-28-general-principles.md): Article 28 — General principles of Regulation (EU) 2022/2554 (DORA). - [Art. 29 — Concentration risk assessment](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-29-preliminary-assessment-of-concentration-risk.md): Article 29 — Preliminary assessment of ICT concentration risk at entity level of Regulation (EU) 2022/2554 (DORA). - [Art. 30 — Key contractual provisions](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-30-key-contractual-provisions.md): Article 30 — Key contractual provisions of Regulation (EU) 2022/2554 (DORA). - [Art. 31 — Designation as critical](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-31-designation-of-critical-providers.md): Article 31 — Designation of critical ICT third-party service providers of Regulation (EU) 2022/2554 (DORA). - [Art. 32 — Oversight Framework structure](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-32-structure-of-oversight-framework.md): Article 32 — Structure of the Oversight Framework of Regulation (EU) 2022/2554 (DORA). - [Art. 33 — Lead Overseer tasks](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-33-tasks-of-the-lead-overseer.md): Article 33 — Tasks of the Lead Overseer of Regulation (EU) 2022/2554 (DORA). - [Art. 34 — Lead Overseer coordination](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-34-operational-coordination.md): Article 34 — Operational coordination between Lead Overseers of Regulation (EU) 2022/2554 (DORA). - [Art. 35 — Lead Overseer powers](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-35-powers-of-the-lead-overseer.md): Article 35 — Powers of the Lead Overseer of Regulation (EU) 2022/2554 (DORA). - [Art. 36 — Powers outside the Union](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-36-powers-outside-the-union.md): Article 36 — Exercise of the powers of the Lead Overseer outside the Union of Regulation (EU) 2022/2554 (DORA). - [Art. 37 — Request for information](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-37-request-for-information.md): Article 37 — Request for information of Regulation (EU) 2022/2554 (DORA). - [Art. 38 — General investigations](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-38-general-investigations.md): Article 38 — General investigations of Regulation (EU) 2022/2554 (DORA). - [Art. 39 — Inspections](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-39-inspections.md): Article 39 — Inspections of Regulation (EU) 2022/2554 (DORA). - [Art. 40 — Ongoing oversight](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-40-ongoing-oversight.md): Article 40 — Ongoing oversight of Regulation (EU) 2022/2554 (DORA). - [Article 41 — Harmonisation of conditions enabling the conduct of the oversight activities](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-41-harmonisation-of-conditions-enabling-the-conduct-of-the-oversight-activities.md): Article 41 — Harmonisation of conditions enabling the conduct of the oversight activities of Regulation (EU) 2022/2554 (DORA). - [Article 42 — Follow-up by competent authorities](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-42-follow-up-by-competent-authorities.md): Article 42 — Follow-up by competent authorities of Regulation (EU) 2022/2554 (DORA). - [Article 43 — Oversight fees](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-43-oversight-fees.md): Article 43 — Oversight fees of Regulation (EU) 2022/2554 (DORA). - [Article 44 — International cooperation](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-44-international-cooperation.md): Article 44 — International cooperation of Regulation (EU) 2022/2554 (DORA). - [Chapter VI — Information sharing (Art. 45)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vi-information-sharing-arrangements.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554 - [Article 45 — Information-sharing arrangements on cyber threat information and intelligence](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vi-information-sharing-arrangements/article-45-information-sharing-arrangements-on-cyber-threat-information-and-intelligence.md): Article 45 — Information-sharing arrangements on cyber threat information and intelligence of Regulation (EU) 2022/2554 (DORA). - [Chapter VII — Competent authorities (Art. 46–56)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554 - [Article 46 — Competent authorities](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-46-competent-authorities.md): Article 46 — Competent authorities of Regulation (EU) 2022/2554 (DORA). - [Article 47 — Cooperation with structures and authorities established by Directive (EU) 2022/2555](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-47-cooperation-with-structures-and-authorities-established-by-directive-eu-2022-2555.md): Article 47 — Cooperation with structures and authorities established by Directive (EU) 2022/2555 of Regulation (EU) 2022/2554 (DORA). - [Article 48 — Cooperation between authorities](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-48-cooperation-between-authorities.md): Article 48 — Cooperation between authorities of Regulation (EU) 2022/2554 (DORA). - [Article 49 — Financial cross-sector exercises, communication and cooperation](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-49-financial-cross-sector-exercises-communication-and-cooperation.md): Article 49 — Financial cross-sector exercises, communication and cooperation of Regulation (EU) 2022/2554 (DORA). - [Article 50 — Administrative penalties and remedial measures](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-50-administrative-penalties-and-remedial-measures.md): Article 50 — Administrative penalties and remedial measures of Regulation (EU) 2022/2554 (DORA). - [Article 51 — Exercise of the power to impose administrative penalties and remedial measures](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-51-exercise-of-the-power-to-impose-administrative-penalties-and-remedial-measures.md): Article 51 — Exercise of the power to impose administrative penalties and remedial measures of Regulation (EU) 2022/2554 (DORA). - [Article 52 — Criminal penalties](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-52-criminal-penalties.md): Article 52 — Criminal penalties of Regulation (EU) 2022/2554 (DORA). - [Article 53 — Notification duties](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-53-notification-duties.md): Article 53 — Notification duties of Regulation (EU) 2022/2554 (DORA). - [Article 54 — Publication of administrative penalties](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-54-publication-of-administrative-penalties.md): Article 54 — Publication of administrative penalties of Regulation (EU) 2022/2554 (DORA). - [Article 55 — Professional secrecy](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-55-professional-secrecy.md): Article 55 — Professional secrecy of Regulation (EU) 2022/2554 (DORA). - [Article 56 — Data Protection](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-56-data-protection.md): Article 56 — Data Protection of Regulation (EU) 2022/2554 (DORA). - [Chapter VIII — Delegated acts (Art. 57)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-viii-delegated-acts.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554 - [Article 57 — Exercise of the delegation](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-viii-delegated-acts/article-57-exercise-of-the-delegation.md): Article 57 — Exercise of the delegation of Regulation (EU) 2022/2554 (DORA). - [Chapter IX — Transitional & final (Art. 58–64)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554 - [Article 58 — Review clause](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions/article-58-review-clause.md): Article 58 — Review clause of Regulation (EU) 2022/2554 (DORA). - [Article 59 — Amendments to Regulation (EC) No 1060/2009](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions/article-59-amendments-to-regulation-ec-no-1060-2009.md): Article 59 — Amendments to Regulation (EC) No 1060/2009 of Regulation (EU) 2022/2554 (DORA). - [Article 60 — Amendments to Regulation (EU) No 648/2012](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions/article-60-amendments-to-regulation-eu-no-648-2012.md): Article 60 — Amendments to Regulation (EU) No 648/2012 of Regulation (EU) 2022/2554 (DORA). - [Article 61 — Amendments to Regulation (EU) No 909/2014](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions/article-61-amendments-to-regulation-eu-no-909-2014.md): Article 61 — Amendments to Regulation (EU) No 909/2014 of Regulation (EU) 2022/2554 (DORA). - [Article 62 — Amendments to Regulation (EU) No 600/2014](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions/article-62-amendments-to-regulation-eu-no-600-2014.md): Article 62 — Amendments to Regulation (EU) No 600/2014 of Regulation (EU) 2022/2554 (DORA). - [Article 63 — Amendment to Regulation (EU) 2016/1011](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions/article-63-amendment-to-regulation-eu-2016-1011.md): Article 63 — Amendment to Regulation (EU) 2016/1011 of Regulation (EU) 2022/2554 (DORA). - [Article 64 — Entry into force and application](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions/article-64-entry-into-force-and-application.md): Article 64 — Entry into force and application of Regulation (EU) 2022/2554 (DORA). --- # Agent Instructions This documentation is published with GitBook. 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