# Article 46 — Competent authorities

Without prejudice to the provisions on the Oversight Framework for [critical ICT third-party service providers](https://www.mica.wtf/definitions/definitions/dora/critical-ict-third-party-service-provider) referred to in Chapter V, Section II, of this Regulation, compliance with this Regulation shall be ensured by the following competent authorities in accordance with the powers granted by the respective legal acts:

1. for [credit institutions](https://www.mica.wtf/definitions/definitions/dora/credit-institution) and for institutions exempted pursuant to Directive 2013/36/EU, the competent authority designated in accordance with Article 4 of that Directive, and for [credit institutions](https://www.mica.wtf/definitions/definitions/dora/credit-institution) classified as significant in accordance with Article 6(4) of Regulation (EU) No 1024/2013, the ECB in accordance with the powers and tasks conferred by that Regulation;
2. for [payment institutions](https://www.mica.wtf/definitions/definitions/dora/payment-institution), including [payment institutions](https://www.mica.wtf/definitions/definitions/dora/payment-institution) exempted pursuant to Directive (EU) 2015/2366, [electronic money institutions](https://www.mica.wtf/definitions/definitions/dora/electronic-money-institution), including those exempted pursuant to Directive 2009/110/EC, and [account information service providers](https://www.mica.wtf/definitions/definitions/dora/account-information-service-provider) as referred to in Article 33(1) of Directive (EU) 2015/2366, the competent authority designated in accordance with Article 22 of Directive (EU) 2015/2366;
3. for [investment firms](https://www.mica.wtf/definitions/definitions/dora/investment-firm), the competent authority designated in accordance with Article 4 of Directive (EU) 2019/2034 of the European Parliament and of the Council (38);
4. for [crypto-asset service providers](https://www.mica.wtf/definitions/definitions/dora/crypto-asset-service-provider) as authorised under the Regulation on markets in crypto-assets and issuers of asset-referenced tokens, the competent authority designated in accordance with the relevant provision of that Regulation;
5. for [central securities depositories](https://www.mica.wtf/definitions/definitions/dora/central-securities-depository), the competent authority designated in accordance with Article 11 of Regulation (EU) No 909/2014;
6. for [central counterparties](https://www.mica.wtf/definitions/definitions/dora/central-counterparty), the competent authority designated in accordance with Article 22 of Regulation (EU) No 648/2012;
7. for [trading venues](https://www.mica.wtf/definitions/definitions/dora/trading-venue) and [data reporting service providers](https://www.mica.wtf/definitions/definitions/dora/data-reporting-service-provider), the competent authority designated in accordance with Article 67 of Directive 2014/65/EU, and the competent authority as defined in Article 2(1), point (18), of Regulation (EU) No 600/2014;
8. for [trade repositories](https://www.mica.wtf/definitions/definitions/dora/trade-repository), the competent authority designated in accordance with Article 22 of Regulation (EU) No 648/2012;
9. for managers of alternative investment funds, the competent authority designated in accordance with Article 44 of Directive 2011/61/EU;
10. for [management companies](https://www.mica.wtf/definitions/definitions/dora/management-company), the competent authority designated in accordance with Article 97 of Directive 2009/65/EC;
11. for insurance and [reinsurance undertakings](https://www.mica.wtf/definitions/definitions/dora/reinsurance-undertaking), the competent authority designated in accordance with Article 30 of Directive 2009/138/EC;
12. for [insurance intermediaries](https://www.mica.wtf/definitions/definitions/dora/insurance-intermediary), [reinsurance intermediaries](https://www.mica.wtf/definitions/definitions/dora/reinsurance-intermediary) and [ancillary insurance intermediaries](https://www.mica.wtf/definitions/definitions/dora/ancillary-insurance-intermediary), the competent authority designated in accordance with Article 12 of Directive (EU) 2016/97;
13. for institutions for occupational retirement provision, the competent authority designated in accordance with Article 47 of Directive (EU) 2016/2341;
14. for [credit rating agencies](https://www.mica.wtf/definitions/definitions/dora/credit-rating-agency), the competent authority designated in accordance with Article 21 of Regulation (EC) No 1060/2009;
15. for administrators of critical benchmarks, the competent authority designated in accordance with Articles 40 and 41 of Regulation (EU) 2016/1011;
16. for [crowdfunding service providers](https://www.mica.wtf/definitions/definitions/dora/crowdfunding-service-provider), the competent authority designated in accordance with Article 29 of Regulation (EU) 2020/1503;
17. for [securitisation repositories](https://www.mica.wtf/definitions/definitions/dora/securitisation-repository), the competent authority designated in accordance with Articles 10 and 14(1) of Regulation (EU) 2017/2402.


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