Overview

European Banking Authority (EBA) supervisory and enforcement outputs relevant to crypto-asset service providers, ART/EMT issuers, and AML/CFT.

Authority	EBA
Jurisdiction	European Union
Snapshot date	2026-06-24

Published Actions

Subject	Date	Type	Amount	Obligation area	Summary	Source
CASPs and AML/CFT competent authorities	28 Jul 2025	Opinion	n/a	AML/CFT systems and controls; governance; senior-management integrity; transaction monitoring; CDD; sanctions screening; self-hosted wallets money laundering; terrorist financing; self-hosted address; ToFR Article 23; Article 68 MiCA	Opinion and report on ML/TF risks: competent authorities found CASPs often lacked effective AML/CFT systems and controls; concerns also covered senior-management integrity, governance transparency and adequacy, licensing or registration avoidance, transaction monitoring, CDD, sanctions screening, RegTech weaknesses, crypto-fiat conversion, and self-hosted wallets.	Source
CASPs, intermediary CASPs and AML/CFT supervisors	4 Jul 2024	Guideline	n/a	Travel Rule; crypto transfers; missing or incomplete originator-beneficiary information; ML/TF risk factors; self-hosted wallets; restrictive-measures controls money laundering; terrorist financing; ToFR Article 14; ToFR Article 16; ToFR Article 17; self-hosted address; ToFR Article 23; Article 68 MiCA	Travel Rule guidelines specify the information accompanying crypto transfers and steps to detect missing or incomplete originator-beneficiary information; related CASP ML/TF risk-factor guidance covers blockchain analytics, anonymity-enhancing features, self-hosted wallets and decentralised platforms.	Source

• CASPs and AML/CFT competent authorities - Opinion — 28 Jul 2025
• CASPs, intermediary CASPs and AML/CFT supervisors - Guideline — 4 Jul 2024