CASPs and AML/CFT competent authorities - Opinion

Issuing authority	EBA
Jurisdiction	European Union
Action type	Opinion
Date	28 Jul 2025
Subject	CASPs and AML/CFT competent authorities
Amount	n/a
Obligation area	AML/CFT systems and controls; governance; senior-management integrity; transaction monitoring; CDD; sanctions screening; self-hosted wallets
Source	Primary source

Opinion and report on ML/TF risks: competent authorities found CASPs often lacked effective AML/CFT systems and controls; concerns also covered senior-management integrity, governance transparency and adequacy, licensing or registration avoidance, transaction monitoring, CDD, sanctions screening, RegTech weaknesses, crypto-fiat conversion, and self-hosted wallets.

Related links: money laundering; terrorist financing; self-hosted address; ToFR Article 23; Article 68 MiCA