> For the complete documentation index, see [llms.txt](https://www.mica.wtf/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.mica.wtf/eu-level/enforcement/eba/eba.md).

# Overview

|                   |                |
| ----------------- | -------------- |
| **Authority**     | EBA            |
| **Jurisdiction**  | European Union |
| **Snapshot date** | 2026-06-24     |

### Published Actions

| Subject                                                                                                                               | Date        | Type      | Amount | Obligation area                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        | Summary                                                                                                                                                                                                                                                                                                                                                                        | Source                                                                                                                                                 |
| ------------------------------------------------------------------------------------------------------------------------------------- | ----------- | --------- | ------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ------------------------------------------------------------------------------------------------------------------------------------------------------ |
| [CASPs and AML/CFT competent authorities](/eu-level/enforcement/eba/eba-ml-tf-risks-opinion-report-2025.md)                           | 28 Jul 2025 | Opinion   | n/a    | <p>AML/CFT systems and controls; governance; senior-management integrity; transaction monitoring; CDD; sanctions screening; self-hosted wallets<br><a href="https://github.com/jakesenfti/micawtf/blob/main/spaces/definitions/tofr/money-laundering.md">money laundering</a>; <a href="https://github.com/jakesenfti/micawtf/blob/main/spaces/definitions/tofr/terrorist-financing.md">terrorist financing</a>; <a href="https://github.com/jakesenfti/micawtf/blob/main/spaces/definitions/tofr/self-hosted-address.md">self-hosted address</a>; <a href="https://github.com/jakesenfti/micawtf/blob/main/spaces/tofr/chapter-iv-common-measures/article-23-internal-policies-restrictive-measures.md">ToFR Article 23</a>; <a href="/pages/6SZpsLKLnGxyb93Lt5nI">Article 68 MiCA</a></p>                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            | Opinion and report on ML/TF risks: competent authorities found CASPs often lacked effective AML/CFT systems and controls; concerns also covered senior-management integrity, governance transparency and adequacy, licensing or registration avoidance, transaction monitoring, CDD, sanctions screening, RegTech weaknesses, crypto-fiat conversion, and self-hosted wallets. | [Source](https://www.eba.europa.eu/sites/default/files/2025-07/13ae2f94-dc04-4a50-9f24-af2808e78944/Opinion%20and%20Report%20on%20ML%20TF%20risks.pdf) |
| [CASPs, intermediary CASPs and AML/CFT supervisors](/eu-level/enforcement/eba/eba-travel-rule-and-mltf-risk-guidelines-casps-2024.md) | 4 Jul 2024  | Guideline | n/a    | <p>Travel Rule; crypto transfers; missing or incomplete originator-beneficiary information; ML/TF risk factors; self-hosted wallets; restrictive-measures controls<br><a href="https://github.com/jakesenfti/micawtf/blob/main/spaces/definitions/tofr/money-laundering.md">money laundering</a>; <a href="https://github.com/jakesenfti/micawtf/blob/main/spaces/definitions/tofr/terrorist-financing.md">terrorist financing</a>; <a href="https://github.com/jakesenfti/micawtf/blob/main/spaces/tofr/chapter-iii-casp-obligations/article-14-information-accompanying-transfers-of-crypto-assets.md">ToFR Article 14</a>; <a href="https://github.com/jakesenfti/micawtf/blob/main/spaces/tofr/chapter-iii-casp-obligations/article-16-detection-of-missing-information.md">ToFR Article 16</a>; <a href="https://github.com/jakesenfti/micawtf/blob/main/spaces/tofr/chapter-iii-casp-obligations/article-17-transfers-with-missing-or-incomplete-information.md">ToFR Article 17</a>; <a href="https://github.com/jakesenfti/micawtf/blob/main/spaces/definitions/tofr/self-hosted-address.md">self-hosted address</a>; <a href="https://github.com/jakesenfti/micawtf/blob/main/spaces/tofr/chapter-iv-common-measures/article-23-internal-policies-restrictive-measures.md">ToFR Article 23</a>; <a href="/pages/6SZpsLKLnGxyb93Lt5nI">Article 68 MiCA</a></p> | Travel Rule guidelines specify the information accompanying crypto transfers and steps to detect missing or incomplete originator-beneficiary information; related CASP ML/TF risk-factor guidance covers blockchain analytics, anonymity-enhancing features, self-hosted wallets and decentralised platforms.                                                                 | [Source](https://www.eba.europa.eu/sites/default/files/2024-07/6de6e9b9-0ed9-49cd-985d-c0834b5b4356/Travel%20Rule%20Guidelines.pdf)                    |

* [CASPs and AML/CFT competent authorities - Opinion](/eu-level/enforcement/eba/eba-ml-tf-risks-opinion-report-2025.md) — 28 Jul 2025
* [CASPs, intermediary CASPs and AML/CFT supervisors - Guideline](/eu-level/enforcement/eba/eba-travel-rule-and-mltf-risk-guidelines-casps-2024.md) — 4 Jul 2024


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