# mica.wtf ## MiCA - [Welcome to mica.wtf!](https://www.mica.wtf/welcome-to-mica.wtf.md): The structured reference for crypto regulation in the EU. - [RECITALS 1 - 119](https://www.mica.wtf/mica/recitals-1-119.md): Recitals 1-119 of Regulation (EU) 2023/1114 (MiCA). - [TITLE I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Art. 1 - 3)](https://www.mica.wtf/mica/title-i-subject-matter-scope-and-definitions-art.-1-3.md): TITLE I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Art. 1 - 3) section index for Regulation (EU) 2023/1114 (MiCA). - [Article 1](https://www.mica.wtf/mica/title-i-subject-matter-scope-and-definitions-art.-1-3/article-1.md): MiCA Article 1 — Subject matter. - [Article 2](https://www.mica.wtf/mica/title-i-subject-matter-scope-and-definitions-art.-1-3/article-2.md): MiCA Article 2 — Scope. - [Article 3](https://www.mica.wtf/mica/title-i-subject-matter-scope-and-definitions-art.-1-3/article-3.md): MiCA Article 3 — Definitions. - [TITLE II - CRYPTO-ASSETS OTHER THAN ASSET-REFERENCED TOKENS OR E-MONEY TOKENS (Art. 4 - 15)](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15.md): TITLE II - CRYPTO-ASSETS OTHER THAN ASSET-REFERENCED TOKENS OR E-MONEY TOKENS (Art. 4 - 15) section index for Regulation (EU) 2023/1114 (MiCA). - [Article 4](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-4.md): MiCA Article 4 — Offers to the public of crypto-assets other than asset-referenced tokens or e-money tokens. - [Article 5](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-5.md): MiCA Article 5 — Admission to trading of crypto-assets other than asset-referenced tokens or e-money token. - [Article 6](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-6.md): MiCA Article 6 — Content and form of the crypto-asset white paper. - [Article 7](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-7.md): MiCA Article 7 — Marketing communications. - [Article 8](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-8.md): MiCA Article 8 — Notification of the crypto-asset white paper and of the marketing communications. - [Article 9](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-9.md): MiCA Article 9 — Publication of the crypto-asset white paper and of the marketing communications. - [Article 10](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-10.md): MiCA Article 10 — Result of the offer to the public and safeguarding arrangements. - [Article 11](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-11.md): MiCA Article 11 — Rights of offerors and persons seeking admission to trading of crypto-assets other than asset-referenced tokens or e-money tokens. - [Article 12](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-12.md): MiCA Article 12 — Modification of published crypto-asset white papers and of published marketing communications. - [Article 13](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-13.md): MiCA Article 13 — Right of withdrawal. - [Article 14](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-14.md): MiCA Article 14 — Obligations of offerors and persons seeking admission to trading of crypto-assets other than asset-referenced tokens or e-money tokens. - [Article 15](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-15.md): MiCA Article 15 — Liability for the information given in a crypto-asset white paper. - [TITLE III - ASSET-REFERENCED TOKENS (Art. 16 - 47)](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47.md): TITLE III - ASSET-REFERENCED TOKENS (Art. 16 - 47) section index for Regulation (EU) 2023/1114 (MiCA). - [CHAPTER 1](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1.md): CHAPTER 1 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 16](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-16.md): MiCA Article 16 — Authorisation. - [Article 17](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-17.md): MiCA Article 17 — Requirements for credit institutions. - [Article 18](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-18.md): MiCA Article 18 — Application for authorisation. - [Article 19](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-19.md): MiCA Article 19 — Content and form of the crypto-asset white paper for asset-referenced tokens. - [Article 20](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-20.md): MiCA Article 20 — Assessment of the application for authorisation. - [Article 21](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-21.md): MiCA Article 21 — Grant or refusal of the authorisation. - [Article 22](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-22.md): MiCA Article 22 — Reporting on asset-referenced tokens. - [Article 23](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-23.md): MiCA Article 23 — Restrictions on the issuance of asset-referenced tokens used widely as a means of exchange. - [Article 24](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-24.md): MiCA Article 24 — Withdrawal of the authorisation. - [Article 25](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-25.md): MiCA Article 25 — Modification of published crypto-asset white papers for asset-referenced tokens. - [Article 26](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-26.md): MiCA Article 26 — Liability of issuers of asset-referenced tokens for the information given in a crypto-asset white paper. - [CHAPTER 2](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2.md): CHAPTER 2 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 27](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-27.md): MiCA Article 27 — Obligation to act honestly, fairly and professionally in the best interest of the holders of asset-referenced tokens. - [Article 28](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-28.md): MiCA Article 28 — Publication of the crypto-asset white paper. - [Article 29](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-29.md): MiCA Article 29 — Marketing communications. - [Article 30](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-30.md): MiCA Article 30 — Ongoing information to holders of asset-referenced tokens. - [Article 31](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-31.md): MiCA Article 31 — Complaints-handling procedures. - [Article 32](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-32.md): MiCA Article 32 — Identification, prevention, management and disclosure of conflicts of interest. - [Article 33](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-33.md): MiCA Article 33 — Notification of changes to management body. - [Article 34](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-34.md): MiCA Article 34 — Governance arrangements. - [Article 35](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-35.md): MiCA Article 35 — Own funds requirements. - [CHAPTER 3](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-3.md): CHAPTER 3 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 36](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-3/article-36.md): MiCA Article 36 — Obligation to have a reserve of assets, and composition and management of such reserve of assets. - [Article 37](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-3/article-37.md): MiCA Article 37 — Custody of reserve assets. - [Article 38](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-3/article-38.md): MiCA Article 38 — Investment of the reserve of assets. - [Article 39](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-3/article-39.md): MiCA Article 39 — Right of redemption. - [Article 40](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-3/article-40.md): MiCA Article 40 — Prohibition of granting interest. - [CHAPTER 4](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-4.md): CHAPTER 4 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 41](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-4/article-41.md): MiCA Article 41 — Assessment of proposed acquisitions of issuers of asset-referenced tokens. - [Article 42](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-4/article-42.md): MiCA Article 42 — Content of the assessment of proposed acquisitions of issuers of asset-referenced tokens. - [CHAPTER 5](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-5.md): CHAPTER 5 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 43](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-5/article-43.md): MiCA Article 43 — Classification of asset-referenced tokens as significant asset-referenced tokens. - [Article 44](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-5/article-44.md): MiCA Article 44 — Voluntary classification of asset-referenced tokens as significant asset-referenced tokens. - [Article 45](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-5/article-45.md): MiCA Article 45 — Specific additional obligations for issuers of significant asset-referenced tokens. - [CHAPTER 6](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-6.md): CHAPTER 6 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 46](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-6/article-46.md): MiCA Article 46 — Recovery plan. - [Article 47](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-6/article-47.md): MiCA Article 47 — Redemption plan. - [TITLE IV - E-MONEY TOKENS (Art. 48 - 48)](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48.md): TITLE IV - E-MONEY TOKENS (Art. 48 - 48) section index for Regulation (EU) 2023/1114 (MiCA). - [CHAPTER 1](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1.md): CHAPTER 1 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 48](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-48.md): MiCA Article 48 — Requirements for the offer to the public or admission to trading of e-money tokens. - [Article 49](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-49.md): MiCA Article 49 — Issuance and redeemability of e-money tokens. - [Article 50](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-50.md): MiCA Article 50 — Prohibition of granting interest. - [Article 51](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-51.md): MiCA Article 51 — Content and form of the crypto-asset white paper for e-money tokens. - [Article 52](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-52.md): MiCA Article 52 — Liability of issuers of e-money tokens for the information given in a crypto-asset white paper. - [Article 53](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-53.md): MiCA Article 53 — Marketing communications. - [Article 54](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-54.md): MiCA Article 54 — Investment of funds received in exchange for e-money tokens. - [Article 55](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-55.md): MiCA Article 55 — Recovery and redemption plans. - [CHAPTER 2](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-2.md): CHAPTER 2 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 56](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-2/article-56.md): MiCA Article 56 — Classification of e-money tokens as significant e-money tokens. - [Article 57](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-2/article-57.md): MiCA Article 57 — Voluntary classification of e-money tokens as significant e-money tokens. - [Article 58](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-2/article-58.md): MiCA Article 58 — Specific additional obligations for issuers of e-money tokens. - [TITLE V - AUTHORISATION AND OPERATING CONDITIONS FOR CRYPTO-ASSET SERVICE PROVIDERS (Art. 59 - 85)](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85.md): TITLE V - AUTHORISATION AND OPERATING CONDITIONS FOR CRYPTO-ASSET SERVICE PROVIDERS (Art. 59 - 85) section index for Regulation (EU) 2023/1114 (MiCA). - [CHAPTER 1](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1.md): CHAPTER 1 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 59](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-59.md): MiCA Article 59 — Authorisation. - [Article 60](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-60.md): MiCA Article 60 — Provision of crypto-asset services by certain financial entities. - [Article 61](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-61.md): MiCA Article 61 — Provision of crypto-asset services at the exclusive initiative of the client. - [Article 62](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-62.md): MiCA Article 62 — Application for authorisation as a crypto-asset service provider. - [Article 63](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-63.md): MiCA Article 63 — Assessment of the application for authorisation and grant or refusal of authorisation. - [Article 64](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-64.md): MiCA Article 64 — Withdrawal of authorisation of a crypto-asset service provider. - [Article 65](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-65.md): MiCA Article 65 — Cross-border provision of crypto-asset services. - [CHAPTER 2](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2.md): CHAPTER 2 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 66](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-66.md): MiCA Article 66 — Obligation to act honestly, fairly and professionally in the best interests of clients. - [Article 67](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-67.md): MiCA Article 67 — Prudential requirements. - [Article 68](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-68.md): MiCA Article 68 — Governance arrangements. - [Article 69](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-69.md): MiCA Article 69 — Information to competent authorities. - [Article 70](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-70.md): MiCA Article 70 — Safekeeping of clients’ crypto-assets and funds. - [Article 71](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-71.md): MiCA Article 71 — Complaints-handling procedures. - [Article 72](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-72.md): MiCA Article 72 — Identification, prevention, management and disclosure of conflicts of interest. - [Article 73](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-73.md): MiCA Article 73 — Outsourcing. - [Article 74](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-74.md): MiCA Article 74 — Orderly wind-down of crypto-asset service providers. - [CHAPTER 3](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3.md): CHAPTER 3 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 75](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-75.md): MiCA Article 75 — Providing custody and administration of crypto-assets on behalf of clients. - [Article 76](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-76.md): MiCA Article 76 — Operation of a trading platform for crypto-assets. - [Article 77](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-77.md): MiCA Article 77 — Exchange of crypto-assets for funds or other crypto-assets. - [Article 78](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-78.md): MiCA Article 78 — Execution of orders for crypto-assets on behalf of clients. - [Article 79](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-79.md): MiCA Article 79 — Placing of crypto-assets. - [Article 80](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-80.md): MiCA Article 80 — Reception and transmission of orders for crypto-assets on behalf of clients. - [Article 81](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-81.md): MiCA Article 81 — Providing advice on crypto-assets and providing portfolio management of crypto-assets. - [Article 82](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-82.md): MiCA Article 82 — Providing transfer services for crypto-assets on behalf of clients. - [CHAPTER 4](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-4.md): CHAPTER 4 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 83](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-4/article-83.md): MiCA Article 83 — Assessment of proposed acquisitions of crypto-asset service providers. - [Article 84](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-4/article-84.md): MiCA Article 84 — Content of the assessment of proposed acquisitions of crypto-asset service providers. - [CHAPTER 5](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-5.md): CHAPTER 5 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 85](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-5/article-85.md): MiCA Article 85 — Identification of significant crypto-asset service providers. - [TITLE VI - PREVENTION AND PROHIBITION OF MARKET ABUSE INVOLVING CRYPTO-ASSETS (Art. 86 - 92)](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92.md): TITLE VI - PREVENTION AND PROHIBITION OF MARKET ABUSE INVOLVING CRYPTO-ASSETS (Art. 86 - 92) section index for Regulation (EU) 2023/1114 (MiCA). - [Article 86](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92/article-86.md): MiCA Article 86 — Scope of the rules on market abuse. - [Article 87](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92/article-87.md): MiCA Article 87 — Inside information. - [Article 88](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92/article-88.md): MiCA Article 88 — Public disclosure of inside information. - [Article 89](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92/article-89.md): MiCA Article 89 — Prohibition of insider dealing. - [Article 90](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92/article-90.md): MiCA Article 90 — Prohibition of unlawful disclosure of inside information. - [Article 91](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92/article-91.md): MiCA Article 91 — Prohibition of market manipulation. - [Article 92](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92/article-92.md): MiCA Article 92 — Prevention and detection of market abuse. - [TITLE VII - COMPETENT AUTHORITIES, EBA AND ESMA (Art. 93 - 138)](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138.md): TITLE VII - COMPETENT AUTHORITIES, EBA AND ESMA (Art. 93 - 138) section index for Regulation (EU) 2023/1114 (MiCA). - [CHAPTER 1](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1.md): CHAPTER 1 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 93](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-93.md): MiCA Article 93 — Competent authorities. - [Article 94](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-94.md): MiCA Article 94 — Powers of competent authorities. - [Article 95](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-95.md): MiCA Article 95 — Cooperation between competent authorities. - [Article 96](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-96.md): MiCA Article 96 — Cooperation with EBA and ESMA. - [Article 97](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-97.md): MiCA Article 97 — Promotion of convergence on the classification of crypto-assets. - [Article 98](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-98.md): MiCA Article 98 — Cooperation with other authorities. - [Article 99](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-99.md): MiCA Article 99 — Duty of notification. - [Article 100](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-100.md): MiCA Article 100 — Professional secrecy. - [Article 101](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-101.md): MiCA Article 101 — Data protection. - [Article 102](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-102.md): MiCA Article 102 — Precautionary measures. - [Article 103](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-103.md): MiCA Article 103 — ESMA temporary intervention powers. - [Article 104](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-104.md): MiCA Article 104 — EBA temporary intervention powers. - [Article 105](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-105.md): MiCA Article 105 — Product intervention by competent authorities. - [Article 106](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-106.md): MiCA Article 106 — Coordination with ESMA or EBA. - [Article 107](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-107.md): MiCA Article 107 — Cooperation with third countries. - [Article 108](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-108.md): MiCA Article 108 — Complaints-handling by competent authorities. - [CHAPTER 2](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-2.md): CHAPTER 2 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 109](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-2/article-109.md): MiCA Article 109 — Register of crypto-asset white papers, of issuers of asset-referenced tokens and e-money tokens, and of crypto-asset service providers. - [Article 110](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-2/article-110.md): MiCA Article 110 — Register of non-compliant entities providing crypto-asset services. - [Article 110a](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-2/article-110a.md): MiCA Article 110a — Accessibility of information on the European single access point. - [CHAPTER 3](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-3.md): CHAPTER 3 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 111](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-3/article-111.md): MiCA Article 111 — Administrative penalties and other administrative measures. - [Article 112](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-3/article-112.md): MiCA Article 112 — Exercise of supervisory powers and powers to impose penalties. - [Article 113](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-3/article-113.md): MiCA Article 113 — Right of appeal. - [Article 114](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-3/article-114.md): MiCA Article 114 — Publication of decisions. - [Article 115](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-3/article-115.md): MiCA Article 115 — Reporting of administrative penalties and other administrative measures to ESMA and EBA. - [Article 116](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-3/article-116.md): MiCA Article 116 — Reporting of infringements and protection of reporting persons. - [CHAPTER 4](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-4.md): CHAPTER 4 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 117](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-4/article-117.md): MiCA Article 117 — Supervisory responsibilities of EBA with respect to issuers of significant asset-referenced tokens and issuers of significant e-money tokens. - [Article 118](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-4/article-118.md): MiCA Article 118 — EBA crypto-asset committee. - [Article 119](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-4/article-119.md): MiCA Article 119 — Colleges for issuers of significant asset-referenced tokens and significant e-money tokens. - [Article 120](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-4/article-120.md): MiCA Article 120 — Non-binding opinions of the colleges for issuers of significant asset-referenced tokens and significant e-money tokens. - [CHAPTER 5](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5.md): CHAPTER 5 section index for Regulation (EU) 2023/1114 (MiCA). - [Article 121](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-121.md): MiCA Article 121 — Legal privilege. - [Article 122](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-122.md): MiCA Article 122 — Request for information. - [Article 123](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-123.md): MiCA Article 123 — General investigative powers. - [Article 124](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-124.md): MiCA Article 124 — On-site inspections. - [Article 125](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-125.md): MiCA Article 125 — Exchange of information. - [Article 126](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-126.md): MiCA Article 126 — Administrative agreements on the exchange of information between EBA and third countries. - [Article 127](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-127.md): MiCA Article 127 — Disclosure of information from third countries. - [Article 128](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-128.md): MiCA Article 128 — Cooperation with other authorities. - [Article 129](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-129.md): MiCA Article 129 — Professional secrecy. - [Article 130](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-130.md): MiCA Article 130 — Supervisory measures by EBA. - [Article 131](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-131.md): MiCA Article 131 — Fines. - [Article 132](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-132.md): MiCA Article 132 — Periodic penalty payments. - [Article 133](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-133.md): MiCA Article 133 — Disclosure, nature, enforcement and allocation of fines and periodic penalty payments. - [Article 134](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-134.md): MiCA Article 134 — Procedural rules for taking supervisory measures and imposing fines. - [Article 135](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-135.md): MiCA Article 135 — Hearing of the persons concerned. - [Article 136](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-136.md): MiCA Article 136 — Review by the Court of Justice. - [Article 137](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-137.md): MiCA Article 137 — Supervisory fees. - [Article 138](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-138.md): MiCA Article 138 — Delegation of tasks by EBA to competent authorities. - [TITLE VIII - DELEGATED ACTS (Art. 139)](https://www.mica.wtf/mica/title-viii-delegated-acts-art.-139.md): TITLE VIII - DELEGATED ACTS (Art. 139) section index for Regulation (EU) 2023/1114 (MiCA). - [Article 139](https://www.mica.wtf/mica/title-viii-delegated-acts-art.-139/article-139.md): MiCA Article 139 — Exercise of the delegation. - [TITLE IX - TRANSITIONAL AND FINAL PROVISIONS (Art. 140 - 149)](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149.md): TITLE IX - TRANSITIONAL AND FINAL PROVISIONS (Art. 140 - 149) section index for Regulation (EU) 2023/1114 (MiCA). - [Article 140](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-140.md): MiCA Article 140 — Reports on the application of this Regulation. - [Article 141](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-141.md): MiCA Article 141 — ESMA annual report on market developments. - [Article 142](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-142.md): MiCA Article 142 — Report on latest developments in crypto-assets. - [Article 143](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-143.md): MiCA Article 143 — Transitional measures. - [Article 144](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-144.md): MiCA Article 144 — Amendment to Regulation (EU) No 1093/2010. - [Article 145](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-145.md): MiCA Article 145 — Amendment to Regulation (EU) No 1095/2010. - [Article 146](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-146.md): MiCA Article 146 — Amendment to Directive 2013/36/EU. - [Article 147](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-147.md): MiCA Article 147 — Amendment to Directive (EU) 2019/1937. - [Article 148](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-148.md): MiCA Article 148 — Transposition of amendments to Directives 2013/36/EU and (EU) 2019/1937. - [Article 149](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-149.md): MiCA Article 149 — Entry into force and application. - [ANNEX I](https://www.mica.wtf/mica/annex-i.md): Annex I of Regulation (EU) 2023/1114 (MiCA). - [ANNEX II](https://www.mica.wtf/mica/annex-ii.md): Annex II of Regulation (EU) 2023/1114 (MiCA). - [ANNEX III](https://www.mica.wtf/mica/annex-iii.md): Annex III of Regulation (EU) 2023/1114 (MiCA). - [ANNEX IV](https://www.mica.wtf/mica/annex-iv.md): Annex IV of Regulation (EU) 2023/1114 (MiCA). - [ANNEX V](https://www.mica.wtf/mica/annex-v.md): Annex V of Regulation (EU) 2023/1114 (MiCA). - [ANNEX VI](https://www.mica.wtf/mica/annex-vi.md): Annex VI of Regulation (EU) 2023/1114 (MiCA). - [Overview](https://www.mica.wtf/eu-level/eu-level.md): Level 2 instruments adopted or issued under MiCA: regulatory and implementing technical standards, guidelines, Q\&A, and soft-law publications from ESMA, EBA and the Commission. - [Technical Standards](https://www.mica.wtf/eu-level/technical-standards.md) - [Overview](https://www.mica.wtf/eu-level/technical-standards/technical-standards.md): Commission delegated and implementing regulations specifying detailed MiCA requirements, together with the EBA and ESMA final reports containing draft standards submitted for adoption. - [RTS](https://www.mica.wtf/eu-level/technical-standards/rts.md) - [Overview](https://www.mica.wtf/eu-level/technical-standards/rts/rts.md): Commission delegated regulations adopted under MiCA Article mandates, specifying detailed prudential, conduct and supervisory requirements. - [2024/1503 — EBA Supervisory Fees](https://www.mica.wtf/eu-level/technical-standards/rts/delegated-regulation-eba-supervisory-fees.md): Commission regulatory technical standard on EBA Supervisory Fees, with MiCA mandate, status and source metadata. - [2024/1504 — EBA Fines Procedure](https://www.mica.wtf/eu-level/technical-standards/rts/delegated-regulation-eba-fines-procedural-rules.md): Commission regulatory technical standard on EBA Fines Procedure, with MiCA mandate, status and source metadata. - [2024/1506 — ART/EMT Significance](https://www.mica.wtf/eu-level/technical-standards/rts/delegated-regulation-on-significance-criteria-for-arts-emts.md): Commission regulatory technical standard on ART/EMT Significance, with MiCA mandate, status and source metadata. - [2024/1507 — Product Intervention](https://www.mica.wtf/eu-level/technical-standards/rts/delegated-regulation-product-intervention-criteria.md): Commission regulatory technical standard on Product Intervention, with MiCA mandate, status and source metadata. - [2025/292 — Third-Country Cooperation](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-template-cooperation-arrangements-third-country-authorities.md): Commission regulatory technical standard on Third-Country Cooperation, with MiCA mandate, status and source metadata. - [2025/293 — ART Complaints Handling](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-complaints-handling-procedures-for-issuers-of-arts.md): Commission regulatory technical standard on ART Complaints Handling, with MiCA mandate, status and source metadata. - [2025/294 — CASP Complaints Handling](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-complaints-handling-crypto-asset-service-providers.md): Commission regulatory technical standard on CASP Complaints Handling, with MiCA mandate, status and source metadata. - [2025/296 — ART White Paper Approval](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-the-procedure-for-the-approval-of-white-papers-of-arts-issued-by-c.md): Commission regulatory technical standard on ART White Paper Approval, with MiCA mandate, status and source metadata. - [2025/297 — Supervisory Colleges](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-on-supervisory-colleges-under-micar.md): Commission regulatory technical standard on Supervisory Colleges, with MiCA mandate, status and source metadata. - [2025/299 — CASP Service Continuity](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-continuity-regularity-performance-crypto-asset-services.md): Commission regulatory technical standard on CASP Service Continuity, with MiCA mandate, status and source metadata. - [2025/300 — Competent Authority Info](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-information-exchanged-between-competent-authorities.md): Commission regulatory technical standard on Competent Authority Info, with MiCA mandate, status and source metadata. - [2025/303 — Financial Entity Notification](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-specifying-information-notification-certain-financial-entities-crypto.md): Commission regulatory technical standard on Financial Entity Notification, with MiCA mandate, status and source metadata. - [2025/305 — CASP Authorisation Info](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-information-application-authorisation-crypto-asset-service-provider.md): Commission regulatory technical standard on CASP Authorisation Info, with MiCA mandate, status and source metadata. - [2025/413 — ART Qualifying Holdings Info](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-information-for-assessment-of-a-proposed-acquisition-of-qualifying-holdings-in-issuers-of-art.md): Commission regulatory technical standard on ART Qualifying Holdings Info, with MiCA mandate, status and source metadata. - [2025/414 — CASP Qualifying Holdings](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-information-assessment-proposed-acquisition-qualifying-holding-casp.md): Commission regulatory technical standard on CASP Qualifying Holdings, with MiCA mandate, status and source metadata. - [2025/416 — Order Book Records](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-content-format-order-book-records-trading-platforms-crypto-assets.md): Commission regulatory technical standard on Order Book Records, with MiCA mandate, status and source metadata. - [2025/417 — Trading Platform Transparency](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-presentation-transparency-data-trading-platforms-crypto-assets.md): Commission regulatory technical standard on Trading Platform Transparency, with MiCA mandate, status and source metadata. - [2025/421 — White Paper Classification](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-data-classification-white-papers-machine-readable.md): Commission regulatory technical standard on White Paper Classification, with MiCA mandate, status and source metadata. - [2025/422 — Sustainability Indicators](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-sustainability-indicators-adverse-climate-environment-impacts.md): Commission regulatory technical standard on Sustainability Indicators, with MiCA mandate, status and source metadata. - [2025/885 — Market Abuse STOR](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-prevent-detect-report-market-abuse-stor-coordination.md): Commission regulatory technical standard on Market Abuse STOR, with MiCA mandate, status and source metadata. - [2025/1125 — ART Authorisation Info](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-information-in-application-art-authorisation.md): Commission regulatory technical standard on ART Authorisation Info, with MiCA mandate, status and source metadata. - [2025/1140 — CASP Record-Keeping](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-records-crypto-asset-services-activities-orders-transactions.md): Commission regulatory technical standard on CASP Record-Keeping, with MiCA mandate, status and source metadata. - [2025/1141 — ART Issuer Conflicts](https://www.mica.wtf/eu-level/technical-standards/rts/2025-1141-art-issuer-conflicts-of-interest.md): Commission regulatory technical standard on conflicts-of-interest policies and procedures for issuers of asset-referenced tokens, with MiCA mandate, status and source metadata. - [2025/1142 — CASP Conflicts of Interest](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest.md): Commission regulatory technical standard on CASP Conflicts of Interest, with MiCA mandate, status and source metadata. - [2025/1264 — Liquidity Management Policy](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-minimum-liquidity-management-policy-significant-art-emt.md): Commission regulatory technical standard on Liquidity Management Policy, with MiCA mandate, status and source metadata. - [Draft RTS — Crypto Exposure Values](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-on-the-calculation-and-aggregation-of-crypto-exposure-values.md): Commission regulatory technical standard on Draft RTS — Crypto Exposure Values, with MiCA mandate, status and source metadata. - [Draft RTS — Highly Liquid Reserve](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-highly-liquid-financial-instruments-in-reserve-assets.md): Commission regulatory technical standard on Draft RTS — Highly Liquid Reserve, with MiCA mandate, status and source metadata. - [Draft RTS — Non-EU Currency Exchange](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-the-use-of-arts-and-emts-denominated-in-a-non-eu-currency-as-a-means-of-exchange-micar.md): Commission regulatory technical standard on Draft RTS — Non-EU Currency Exchange, with MiCA mandate, status and source metadata. - [Draft RTS — Own Funds & Stress Test](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-to-specify-the-adjustment-of-own-funds-requirements-and-stress-testin.md): Commission regulatory technical standard on Draft RTS — Own Funds & Stress Test, with MiCA mandate, status and source metadata. - [Draft RTS — Own Funds Procedure](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-the-procedure-and-timeframe-to-adjust-own-funds-requirements-for-significant-issuers.md): Commission regulatory technical standard on Draft RTS — Own Funds Procedure, with MiCA mandate, status and source metadata. - [Draft RTS — Remuneration Policy](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-the-minimum-content-of-the-governance-arrangements-on-the-remuneration-policy-under-micar.md): Commission regulatory technical standard on Draft RTS — Remuneration Policy, with MiCA mandate, status and source metadata. - [Draft RTS — Reserve Asset Liquidity](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-liquidity-requirements-of-reserve-of-assets.md): Commission regulatory technical standard on Draft RTS — Reserve Asset Liquidity, with MiCA mandate, status and source metadata. - [ITS](https://www.mica.wtf/eu-level/technical-standards/its.md) - [Overview](https://www.mica.wtf/eu-level/technical-standards/its/its.md): Commission implementing regulations establishing standard forms, templates and procedures. - [2024/2494 — ESA Cooperation Exchange](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-cooperation-exchange-information-between-competent-authorities-eba.md): Commission implementing technical standard on ESA Cooperation Exchange, with MiCA mandate, status and source metadata. - [2024/2545 — NCA Cooperation Exchange](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-cooperation-exchange-information-between-competent-authorities.md): Commission implementing technical standard on NCA Cooperation Exchange, with MiCA mandate, status and source metadata. - [2024/2861 — Inside Information Disclosure](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-public-disclosure-inside-information-delay.md): Commission implementing technical standard on Inside Information Disclosure, with MiCA mandate, status and source metadata. - [2024/2902 — Non-EU Currency Reporting](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-on-the-reporting-on-arts-and-emts-denominated-in-a-non-eu-currency.md): Commission implementing technical standard on Non-EU Currency Reporting, with MiCA mandate, status and source metadata. - [2024/2984 — White Paper Format](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-forms-formats-templates-crypto-asset-white-papers.md): Commission implementing technical standard on White Paper Format, with MiCA mandate, status and source metadata. - [2025/304 — Financial Entity Notification](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-standard-forms-templates-procedures-notification-certain-financial.md): Commission implementing technical standard on Financial Entity Notification, with MiCA mandate, status and source metadata. - [2025/306 — CASP Authorisation Forms](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-standard-forms-templates-procedures-application-authorisation-crypt.md): Commission implementing technical standard on CASP Authorisation Forms, with MiCA mandate, status and source metadata. - [2025/1126 — ART Authorisation Forms](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-forms-templates-art-authorisation.md): Commission implementing technical standard on ART Authorisation Forms, with MiCA mandate, status and source metadata. - [Final Reports](https://www.mica.wtf/eu-level/technical-standards/final-reports.md) - [Overview](https://www.mica.wtf/eu-level/technical-standards/final-reports/final-reports.md): EBA and ESMA final reports containing draft technical standards submitted to the Commission for adoption. These are not legally binding but represent the authoritative technical position prior to adop - [ESMA75-453128700-1278 — Market Abuse Detection](https://www.mica.wtf/eu-level/technical-standards/final-reports/final-report-on-the-draft-technical-standards-specifying-certain-requirements-in-relation-to-the-det.md): ESMA final report on Market Abuse Detection, tracking draft technical-standard mandates and adoption status. - [ESMA18-72330276-1634 — First Technical Standards Package](https://www.mica.wtf/eu-level/technical-standards/final-reports/final-report-on-the-technical-standards-specifying-certain-requirements-of-mica-1st-package.md): ESMA final report on First Technical Standards Package, tracking draft technical-standard mandates and adoption status. - [ESMA75-453128700-1229 — Second Technical Standards Package](https://www.mica.wtf/eu-level/technical-standards/final-reports/final-report-on-the-technical-standards-specifying-certain-requirements-of-mica-2nd-package.md): ESMA final report on Second Technical Standards Package, tracking draft technical-standard mandates and adoption status. - [ESMA75-453128700-949 — Cooperation Information Exchange](https://www.mica.wtf/eu-level/technical-standards/final-reports/final-report-on-the-technical-standards-specifying-requirements-for-cooperation-exchange-of-informa.md): ESMA final report on Cooperation Information Exchange, tracking draft technical-standard mandates and adoption status. - [EBA/RTS/2024 — Crypto Exposure Values](https://www.mica.wtf/eu-level/technical-standards/final-reports/regulatory-technical-standards-on-the-calculation-and-aggregation-of-crypto-exposure-values.md): EBA final report on Crypto Exposure Values, tracking draft technical-standard mandates and adoption status. - [EBA/RTS/2024 — Own Funds & Stress Testing](https://www.mica.wtf/eu-level/technical-standards/final-reports/regulatory-technical-standards-to-specify-the-adjustment-of-own-funds-requirements-and-stress-testin.md): EBA final report on Own Funds & Stress Testing, tracking draft technical-standard mandates and adoption status. - [EBA/RTS/2024/11 — Highly Liquid Reserve Assets](https://www.mica.wtf/eu-level/technical-standards/final-reports/rts-on-highly-liquid-financial-instruments-in-reserve-assets.md): EBA final report on Highly Liquid Reserve Assets, tracking draft technical-standard mandates and adoption status. - [EBA/RTS/2024/10 — Reserve Asset Liquidity](https://www.mica.wtf/eu-level/technical-standards/final-reports/rts-on-liquidity-requirements-of-reserve-of-assets.md): EBA final report on Reserve Asset Liquidity, tracking draft technical-standard mandates and adoption status. - [EBA/RTS/2024 — Remuneration Policy Governance](https://www.mica.wtf/eu-level/technical-standards/final-reports/rts-on-the-minimum-content-of-the-governance-arrangements-on-the-remuneration-policy-under-micar.md): EBA final report on Remuneration Policy Governance, tracking draft technical-standard mandates and adoption status. - [EBA/RTS/2024 — Own Funds Adjustment](https://www.mica.wtf/eu-level/technical-standards/final-reports/rts-on-the-procedure-and-timeframe-to-adjust-own-funds-requirements-for-significant-issuers.md): EBA final report on Own Funds Adjustment, tracking draft technical-standard mandates and adoption status. - [EBA/RTS/2024 — Non-EU Currency Exchange](https://www.mica.wtf/eu-level/technical-standards/final-reports/rts-on-the-use-of-arts-and-emts-denominated-in-a-non-eu-currency-as-a-means-of-exchange-micar.md): EBA final report on Non-EU Currency Exchange, tracking draft technical-standard mandates and adoption status. - [EBA/RTS/2024 and EBA/ITS/2024 — ART Authorisation Information](https://www.mica.wtf/eu-level/technical-standards/final-reports/ts-on-information-for-authorisation-as-issuers-of-arts-under-micar.md): EBA final report on EBA/RTS/2024 and EBA/ITS/2024 — ART Authorisation Information, tracking draft technical-standard mandates and adoption status. - [Guidelines](https://www.mica.wtf/eu-level/guidelines.md) - [Overview](https://www.mica.wtf/eu-level/guidelines/guidelines.md): ESMA, EBA and EDPB guidelines issued under MiCA, MiFID II, MiFIR and GDPR, plus selected Commission guidance for DSA and Data Act implementation. ESA guidelines are comply-or-explain; GDPR EDPB/WP29 m - [C/2024/3014 — Elections](https://www.mica.wtf/eu-level/guidelines/commission-c-2024-3014-electoral-processes.md): Commission guidelines under Article 35(3) DSA on mitigating systemic risks for electoral processes. - [Commission C/2025/5026 — Vehicle data](https://www.mica.wtf/eu-level/guidelines/commission-c-2025-5026-vehicle-data-guidance.md): Commission guidance on how Chapter II of the Data Act applies to vehicle data and automotive-sector access rules. - [C/2025/5519 — Minors online](https://www.mica.wtf/eu-level/guidelines/commission-c-2025-5519-minors-online.md): Commission guidelines under Article 28(4) DSA on privacy, safety and security for minors on online platforms. - [EBA/GL/2017/05 — Guidelines on ICT Risk Assessment under the SREP](https://www.mica.wtf/eu-level/guidelines/eba-gl-2017-05-ict-risk-srep.md): EBA guideline on DORA: Guidelines on ICT Risk Assessment under the SREP. - [EBA/GL/2019/02 — Guidelines on outsourcing arrangements](https://www.mica.wtf/eu-level/guidelines/eba-gl-2019-02-outsourcing-arrangements.md): EBA guideline on DORA: Guidelines on outsourcing arrangements. - [EBA/GL/2025/02 — Guidelines amending Guidelines EBA/GL/2019/04 o...](https://www.mica.wtf/eu-level/guidelines/eba-gl-2025-02-amend-ict-security-risk.md): EBA guideline on DORA: Guidelines amending Guidelines EBA/GL/2019/04 on ICT and security risk management. - [EDPB 01/2020 — Transfer measures](https://www.mica.wtf/eu-level/guidelines/edpb-01-2020-supplementary-transfer-measures.md): EDPB recommendations on supplementary measures for Chapter V transfer tools after Schrems II. - [EDPB 01/2022 — Right of access](https://www.mica.wtf/eu-level/guidelines/edpb-01-2022-right-of-access.md): EDPB guidance on GDPR Article 15 right-of-access requests. - [EDPB 1/2024 — Legitimate interest](https://www.mica.wtf/eu-level/guidelines/edpb-01-2024-legitimate-interest.md): EDPB public-consultation guideline on the Article 6(1)(f) legitimate-interest lawful basis. - [EDPB 01/2025 — Pseudonymisation](https://www.mica.wtf/eu-level/guidelines/edpb-01-2025-pseudonymisation.md): EDPB public-consultation guideline on pseudonymisation and pseudonymised data under the GDPR. - [EDPB 2/2023 — ePrivacy Article 5(3)](https://www.mica.wtf/eu-level/guidelines/edpb-02-2023-eprivacy-article-5-3-technical-scope.md): EDPB guidance on the technical scope of Article 5(3) of Directive 2002/58/EC. - [EDPB 4/2019 — DPbDD](https://www.mica.wtf/eu-level/guidelines/edpb-04-2019-data-protection-by-design.md): EDPB guidance on Article 25 GDPR data protection by design and by default. - [EDPB 05/2020 — Consent](https://www.mica.wtf/eu-level/guidelines/edpb-05-2020-consent.md): EDPB guidance on valid GDPR consent, including free, specific, informed and unambiguous consent. - [EDPB 07/2020 — Controller/processor](https://www.mica.wtf/eu-level/guidelines/edpb-07-2020-controller-processor.md): EDPB guidance on controller, joint-controller and processor roles under the GDPR. - [EDPB 9/2022 — Breach notification](https://www.mica.wtf/eu-level/guidelines/edpb-09-2022-breach-notification.md): EDPB guidance on personal data breach notification under GDPR Articles 33 and 34. - [WP248 rev.01 — DPIA](https://www.mica.wtf/eu-level/guidelines/edpb-wp248-dpia.md): EDPB-endorsed WP29 guidance on DPIAs and high-risk processing under Article 35 GDPR. - [WP260 rev.01 — Transparency](https://www.mica.wtf/eu-level/guidelines/edpb-wp260-transparency.md): EDPB-endorsed WP29 transparency guidance for GDPR privacy-notice and data-subject information duties. - [JC 2024/28 — Crypto Classification Test](https://www.mica.wtf/eu-level/guidelines/esas-guidelines-on-templates-for-explanations-and-opinions-and-the-standardised-test.md): Joint ESA guidelines and templates for crypto-asset classification explanations and legal opinions under MiCA Article 97(1). - [ESMA/2016/1477 — MAR Guidelines — Persons receiving market sound...](https://www.mica.wtf/eu-level/guidelines/esma-2016-1477-market-soundings.md): ESMA guideline on MAR: MAR Guidelines — Persons receiving market soundings. - [ESMA/2016/1480 — MAR Guidelines on commodity derivatives (inside...](https://www.mica.wtf/eu-level/guidelines/esma-2016-1480-commodity-derivatives.md): ESMA guideline on MAR: MAR Guidelines on commodity derivatives (inside information on commodity derivatives markets or related spot markets). - [ESMA35-36-1952 — Guidelines on certain aspects of the MiFID II complianc...](https://www.mica.wtf/eu-level/guidelines/esma35-36-1952-compliance.md): Guidelines on certain aspects of the MiFID II compliance function requirements - [ESMA35-36-2319 — Joint EBA and ESMA Guidelines on the assessment of the ...](https://www.mica.wtf/eu-level/guidelines/esma35-36-2319-joint-suitability-mgmt-body.md): Joint EBA and ESMA Guidelines on the assessment of the suitability of members of the management body and key function holders (revised) - [ESMA35-43-1957 — Guidelines on complex debt instruments and structured d...](https://www.mica.wtf/eu-level/guidelines/esma35-43-1957-complex-debt.md): Guidelines on complex debt instruments and structured deposits - [ESMA35-43-1968 — Guidelines on cross-selling practices under MiFID II](https://www.mica.wtf/eu-level/guidelines/esma35-43-1968-cross-selling.md): Guidelines on cross-selling practices under MiFID II - [ESMA35-43-2183 — Guidelines for the assessment of knowledge and competen...](https://www.mica.wtf/eu-level/guidelines/esma35-43-2183-knowledge-competence.md): Guidelines for the assessment of knowledge and competence (MiFID II) - [ESMA35-43-3006 — Guidelines on certain aspects of the MiFID II appropria...](https://www.mica.wtf/eu-level/guidelines/esma35-43-3006-appropriateness.md): Guidelines on certain aspects of the MiFID II appropriateness and execution-only requirements - [ESMA35-43-3172 — Guidelines on certain aspects of the MiFID II suitabili...](https://www.mica.wtf/eu-level/guidelines/esma35-43-3172-suitability.md): Guidelines on certain aspects of the MiFID II suitability requirements (revised) - [ESMA35-43-3448 — Guidelines on MiFID II product governance requirements ...](https://www.mica.wtf/eu-level/guidelines/esma35-43-3448-product-governance.md): Guidelines on MiFID II product governance requirements (revised) - [ESMA35-43-3565 — Guidelines on certain aspects of the MiFID II remunerat...](https://www.mica.wtf/eu-level/guidelines/esma35-43-3565-remuneration.md): Guidelines on certain aspects of the MiFID II remuneration requirements - [ESMA70-145-1345 — Guidelines on transaction reporting, order record keepi...](https://www.mica.wtf/eu-level/guidelines/esma70-145-1345-transaction-reporting.md): Guidelines on transaction reporting, order record keeping and clock synchronisation under MiFID II - [ESMA70-154-271 — Guidelines on the management body of market operators a...](https://www.mica.wtf/eu-level/guidelines/esma70-154-271-market-operators-drsps.md): Guidelines on the management body of market operators and data reporting services providers - [ESMA70-156-4966 — Guidelines on MAR delay in the disclosure of in...](https://www.mica.wtf/eu-level/guidelines/esma70-156-4966-delay-disclosure.md): ESMA guideline on MAR: Guidelines on MAR delay in the disclosure of inside information and interactions with prudential supervision. - [ESMA70-156-869 — Guidelines on the application of C6 and C7 of Annex 1 o...](https://www.mica.wtf/eu-level/guidelines/esma70-156-869-c6-c7-annex-1.md): Guidelines on the application of C6 and C7 of Annex 1 of MiFID II - [ESMA70-872942901-63 — Guidelines on calibration of circuit breakers and publi...](https://www.mica.wtf/eu-level/guidelines/esma70-872942901-63-trading-halts.md): Guidelines on calibration of circuit breakers and publication of trading halts under MiFID II - [ESMA35-1872330276-2030 — Reverse Solicitation Guidelines](https://www.mica.wtf/eu-level/guidelines/final-report-on-the-guidelines-on-reverse-solicitation.md): ESMA guidelines on reverse solicitation under MiCA Article 61(3), including supervisory practices for third-country firm solicitation. - [ESMA75-453128700-1323 — Crypto-Asset Financial Instruments](https://www.mica.wtf/eu-level/guidelines/final-report-on-the-guidelines-on-the-conditions-and-criteria-for-the-qualification-of-crypto-assets.md): ESMA guidelines on the conditions and criteria for qualifying crypto-assets as financial instruments under MiCA Article 2(5). - [ESMA35-1872330276-1936 — Investor Protection Requirements](https://www.mica.wtf/eu-level/guidelines/final-report-on-the-guidelines-specifying-certain-requirements-of-mica-on-investor-protection-thir.md): ESMA guidelines on MiCA investor-protection requirements for suitability, periodic statements, and CASP transfer services. - [ESMA75-223375936-6132 — Systems & Security Access](https://www.mica.wtf/eu-level/guidelines/final-report-on-the-guidelines-specifying-union-standards-on-the-maintenance-of-systems-and-security.md): ESMA guidelines on systems, security access protocols, and related crypto-asset white paper requirements under MiCA. - [ESMA35-1872330276-2032 — CASP Transfer Services](https://www.mica.wtf/eu-level/guidelines/guidelines-casp-transfer-services-article-82.md): ESMA guidelines for CASP transfer services under MiCA Article 82(2). - [ESMA75-453128700-1039 — Market Abuse Supervisory Practices](https://www.mica.wtf/eu-level/guidelines/guidelines-market-abuse-supervisory-practices-article-92.md): ESMA guidelines on supervisory practices for preventing and detecting market abuse under MiCA Article 92(3). - [EBA/GL/2024/06 — ART Internal Governance](https://www.mica.wtf/eu-level/guidelines/guidelines-on-internal-governance-arrangements-for-issuers-of-arts-under-micar.md): EBA guidelines on internal governance arrangements for issuers of asset-referenced tokens under MiCA Article 34(13). - [ESMA35-24871704-2922 — Knowledge & Competence Assessment](https://www.mica.wtf/eu-level/guidelines/guidelines-on-knowledge-and-competence.md): ESMA guidelines on knowledge and competence requirements for CASPs giving advice or information under MiCA Article 81(7). - [EBA/GL/2024/08 — Liquidity Stress Testing](https://www.mica.wtf/eu-level/guidelines/guidelines-on-liquidity-stress-testing-under-micar.md): EBA guidelines on liquidity stress testing for significant asset-referenced and e-money tokens under MiCA Article 45(4). - [EBA/GL/2024/07 — Issuer Recovery Plans](https://www.mica.wtf/eu-level/guidelines/guidelines-on-recovery-plans-under-micar.md): EBA guidelines on recovery plans for issuers of asset-referenced tokens and e-money tokens under MiCA Article 46(6). - [EBA/GL/2024/13 — Issuer Redemption Plans](https://www.mica.wtf/eu-level/guidelines/guidelines-on-redemption-plans-under-micar.md): EBA guidelines on redemption plans for issuers of asset-referenced tokens and e-money tokens under MiCA Article 47(5). - [EBA/GL/2024/16 — ART Supervisory Reporting](https://www.mica.wtf/eu-level/guidelines/guidelines-on-reporting-templates-supervisory-duties.md): EBA guidelines on reporting templates for asset-referenced and e-money token supervisory duties under MiCA Article 55(1). - [EBA/GL/2024/16 — CASP Supervisory Reporting](https://www.mica.wtf/eu-level/guidelines/guidelines-on-templates-to-assist-competent-authorities-in-performing-their-supervisory-duties.md): EBA guidelines on templates supporting competent-authority supervisory duties for CASPs under MiCA Article 97(1). - [EBA/GL/2024/09 — Qualifying Holder Suitability](https://www.mica.wtf/eu-level/guidelines/guidelines-on-the-suitability-assessment-of-shareholders-and-members-with-qualifying-holdings.md): Joint EBA/ESMA guidelines on qualifying-holder suitability assessments under MiCA Articles 42(6) and 84(4). - [EBA/GL/2024/09 — Management Body Suitability](https://www.mica.wtf/eu-level/guidelines/guidelines-on-the-suitability-assessment-of-the-members-of-the-management-body.md): Joint EBA/ESMA guidelines on management-body suitability assessments under MiCA Articles 34(8) and 68(10). - [ESMA35-1872330276-2031 — Suitability and Periodic Statement](https://www.mica.wtf/eu-level/guidelines/guidelines-suitability-periodic-statement-article-81.md): ESMA guidelines on suitability requirements and periodic statements for portfolio management under MiCA Article 81(15). - [JC/GL/2024/34 — Joint Guidelines on the estimation of aggregate...](https://www.mica.wtf/eu-level/guidelines/jc-gl-2024-34-costs-losses.md): Joint (ESAs) guideline on DORA: Joint Guidelines on the estimation of aggregated annual costs and losses caused by major ICT-related incidents. - [JC/GL/2024/36 — Joint Guidelines on the oversight cooperation a...](https://www.mica.wtf/eu-level/guidelines/jc-gl-2024-36-oversight-cooperation.md): Joint (ESAs) guideline on DORA: Joint Guidelines on the oversight cooperation and information exchange between the ESAs and the competent authorities. - [Soft Law](https://www.mica.wtf/eu-level/soft-law.md) - [Overview](https://www.mica.wtf/eu-level/soft-law/soft-law.md): Non-binding Q\&As, opinions and statements from ESMA, EBA, the Joint Committee and selected Commission implementation material clarifying the application of MiCA and Data Act provisions. - [Decisions And Templates](https://www.mica.wtf/eu-level/soft-law/decisions-and-templates.md) - [Overview](https://www.mica.wtf/eu-level/soft-law/decisions-and-templates/decisions-and-templates.md): EBA supervisory decisions and reporting templates supporting MiCAR implementation, including significance-assessment procedures and forms for issuers of ARTs and EMTs. - [EBA Annex 4 — ART/EMT Templates](https://www.mica.wtf/eu-level/soft-law/decisions-and-templates/annex-4-reporting-for-issuers-of-arts-and-emts-templates.md) - [EBA DC/558 — Significance Procedure](https://www.mica.wtf/eu-level/soft-law/decisions-and-templates/decision-on-procedure-for-significance-assessment-micar.md) - [IOSCO](https://www.mica.wtf/eu-level/soft-law/iosco.md) - [Overview](https://www.mica.wtf/eu-level/soft-law/iosco/iosco.md): IOSCO crypto and DeFi policy recommendations relevant to MiCA interpretation and EU supervisory context. - [IOSCO DeFi Policy Recommendations](https://www.mica.wtf/eu-level/soft-law/iosco/final-report-with-policy-recommendations-for-decentralized-finance-defi.md): IOSCO's December 2023 DeFi policy recommendations and their relevance to MiCA Article 142, CASP supervision, and decentralisation analysis. - [Opinions](https://www.mica.wtf/eu-level/soft-law/opinions.md) - [Overview](https://www.mica.wtf/eu-level/soft-law/opinions/opinions.md): Formal opinions issued by ESMA or EBA under MiCA, typically addressed to the Commission on proposed legislative or regulatory changes to draft technical standards. - [ESMA70-145-76 — Points for convergence in relation to MAR accep...](https://www.mica.wtf/eu-level/soft-law/opinions/esma70-145-76-amp-liquidity-contracts.md): ESMA opinion on MAR: Points for convergence in relation to MAR accepted market practices on liquidity contracts. - [JC/2024/75 — Opinion of the ESAs on the rejection of the ITS...](https://www.mica.wtf/eu-level/soft-law/opinions/jc-2024-75-opinion-its-roi.md): Joint (ESAs) opinion on DORA: Opinion of the ESAs on the rejection of the ITS on the Register of Information under DORA. - [JC/2025/06 — ESAs Joint Committee Opinion on the rejection o...](https://www.mica.wtf/eu-level/soft-law/opinions/jc-2025-06-opinion-rts-subcontracting.md): Joint (ESAs) opinion on DORA: ESAs Joint Committee Opinion on the rejection of the RTS on subcontracting under DORA. - [EBA Opinion — RTS Conflicts of Interest](https://www.mica.wtf/eu-level/soft-law/opinions/opinion-on-ec-changes-on-rts-on-conflicts-of-interests-for-issuers-of-asset-referenced-tokens-under.md) - [EBA Opinion — PSD2 / MiCA Interplay](https://www.mica.wtf/eu-level/soft-law/opinions/opinion-psd2-mica-interplay.md) - [Other Publications](https://www.mica.wtf/eu-level/soft-law/other-publications.md) - [Overview](https://www.mica.wtf/eu-level/soft-law/other-publications/other-publications.md): Informational materials published by EBA or ESMA to support MiCAR implementation, including explainers and guidance notes that do not constitute formal opinions, guidelines, or reports. - [EBA Explainer — MiCAR Templates](https://www.mica.wtf/eu-level/soft-law/other-publications/explainer-micar-templates.md) - [Reports And Advice](https://www.mica.wtf/eu-level/soft-law/reports-and-advice.md) - [Overview](https://www.mica.wtf/eu-level/soft-law/reports-and-advice/reports-and-advice.md): Reports and advice published by EBA, ESMA, or the Joint Committee under MiCA mandates or at the request of the Commission, including periodic market monitoring and advice to the co-legislators. \ ``` The question should be specific, self-contained, and written in natural language. 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