# mica.wtf

## MiCA

- [Welcome to mica.wtf!](https://www.mica.wtf/welcome-to-mica.wtf.md): The structured reference for crypto regulation in the EU.
- [RECITALS 1 - 119](https://www.mica.wtf/mica/recitals-1-119.md): Recitals 1-119 of Regulation (EU) 2023/1114 (MiCA).
- [TITLE I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Art. 1 - 3)](https://www.mica.wtf/mica/title-i-subject-matter-scope-and-definitions-art.-1-3.md): TITLE I - SUBJECT MATTER, SCOPE AND DEFINITIONS (Art. 1 - 3) section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 1](https://www.mica.wtf/mica/title-i-subject-matter-scope-and-definitions-art.-1-3/article-1.md): MiCA Article 1 — Subject matter.
- [Article 2](https://www.mica.wtf/mica/title-i-subject-matter-scope-and-definitions-art.-1-3/article-2.md): MiCA Article 2 — Scope.
- [Article 3](https://www.mica.wtf/mica/title-i-subject-matter-scope-and-definitions-art.-1-3/article-3.md): MiCA Article 3 — Definitions.
- [TITLE II - CRYPTO-ASSETS OTHER THAN ASSET-REFERENCED TOKENS OR E-MONEY TOKENS (Art. 4 - 15)](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15.md): TITLE II - CRYPTO-ASSETS OTHER THAN ASSET-REFERENCED TOKENS OR E-MONEY TOKENS (Art. 4 - 15) section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 4](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-4.md): MiCA Article 4 — Offers to the public of crypto-assets other than asset-referenced tokens or e-money tokens.
- [Article 5](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-5.md): MiCA Article 5 — Admission to trading of crypto-assets other than asset-referenced tokens or e-money token.
- [Article 6](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-6.md): MiCA Article 6 — Content and form of the crypto-asset white paper.
- [Article 7](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-7.md): MiCA Article 7 — Marketing communications.
- [Article 8](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-8.md): MiCA Article 8 — Notification of the crypto-asset white paper and of the marketing communications.
- [Article 9](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-9.md): MiCA Article 9 — Publication of the crypto-asset white paper and of the marketing communications.
- [Article 10](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-10.md): MiCA Article 10 — Result of the offer to the public and safeguarding arrangements.
- [Article 11](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-11.md): MiCA Article 11 — Rights of offerors and persons seeking admission to trading of crypto-assets other than asset-referenced tokens or e-money tokens.
- [Article 12](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-12.md): MiCA Article 12 — Modification of published crypto-asset white papers and of published marketing communications.
- [Article 13](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-13.md): MiCA Article 13 — Right of withdrawal.
- [Article 14](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-14.md): MiCA Article 14 — Obligations of offerors and persons seeking admission to trading of crypto-assets other than asset-referenced tokens or e-money tokens.
- [Article 15](https://www.mica.wtf/mica/title-ii-crypto-assets-other-than-asset-referenced-tokens-or-e-money-tokens-art.-4-15/article-15.md): MiCA Article 15 — Liability for the information given in a crypto-asset white paper.
- [TITLE III - ASSET-REFERENCED TOKENS (Art. 16 - 47)](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47.md): TITLE III - ASSET-REFERENCED TOKENS (Art. 16 - 47) section index for Regulation (EU) 2023/1114 (MiCA).
- [CHAPTER 1](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1.md): CHAPTER 1 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 16](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-16.md): MiCA Article 16 — Authorisation.
- [Article 17](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-17.md): MiCA Article 17 — Requirements for credit institutions.
- [Article 18](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-18.md): MiCA Article 18 — Application for authorisation.
- [Article 19](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-19.md): MiCA Article 19 — Content and form of the crypto-asset white paper for asset-referenced tokens.
- [Article 20](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-20.md): MiCA Article 20 — Assessment of the application for authorisation.
- [Article 21](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-21.md): MiCA Article 21 — Grant or refusal of the authorisation.
- [Article 22](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-22.md): MiCA Article 22 — Reporting on asset-referenced tokens.
- [Article 23](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-23.md): MiCA Article 23 — Restrictions on the issuance of asset-referenced tokens used widely as a means of exchange.
- [Article 24](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-24.md): MiCA Article 24 — Withdrawal of the authorisation.
- [Article 25](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-25.md): MiCA Article 25 — Modification of published crypto-asset white papers for asset-referenced tokens.
- [Article 26](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-1/article-26.md): MiCA Article 26 — Liability of issuers of asset-referenced tokens for the information given in a crypto-asset white paper.
- [CHAPTER 2](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2.md): CHAPTER 2 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 27](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-27.md): MiCA Article 27 — Obligation to act honestly, fairly and professionally in the best interest of the holders of asset-referenced tokens.
- [Article 28](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-28.md): MiCA Article 28 — Publication of the crypto-asset white paper.
- [Article 29](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-29.md): MiCA Article 29 — Marketing communications.
- [Article 30](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-30.md): MiCA Article 30 — Ongoing information to holders of asset-referenced tokens.
- [Article 31](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-31.md): MiCA Article 31 — Complaints-handling procedures.
- [Article 32](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-32.md): MiCA Article 32 — Identification, prevention, management and disclosure of conflicts of interest.
- [Article 33](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-33.md): MiCA Article 33 — Notification of changes to management body.
- [Article 34](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-34.md): MiCA Article 34 — Governance arrangements.
- [Article 35](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-2/article-35.md): MiCA Article 35 — Own funds requirements.
- [CHAPTER 3](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-3.md): CHAPTER 3 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 36](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-3/article-36.md): MiCA Article 36 — Obligation to have a reserve of assets, and composition and management of such reserve of assets.
- [Article 37](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-3/article-37.md): MiCA Article 37 — Custody of reserve assets.
- [Article 38](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-3/article-38.md): MiCA Article 38 — Investment of the reserve of assets.
- [Article 39](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-3/article-39.md): MiCA Article 39 — Right of redemption.
- [Article 40](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-3/article-40.md): MiCA Article 40 — Prohibition of granting interest.
- [CHAPTER 4](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-4.md): CHAPTER 4 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 41](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-4/article-41.md): MiCA Article 41 — Assessment of proposed acquisitions of issuers of asset-referenced tokens.
- [Article 42](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-4/article-42.md): MiCA Article 42 — Content of the assessment of proposed acquisitions of issuers of asset-referenced tokens.
- [CHAPTER 5](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-5.md): CHAPTER 5 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 43](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-5/article-43.md): MiCA Article 43 — Classification of asset-referenced tokens as significant asset-referenced tokens.
- [Article 44](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-5/article-44.md): MiCA Article 44 — Voluntary classification of asset-referenced tokens as significant asset-referenced tokens.
- [Article 45](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-5/article-45.md): MiCA Article 45 — Specific additional obligations for issuers of significant asset-referenced tokens.
- [CHAPTER 6](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-6.md): CHAPTER 6 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 46](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-6/article-46.md): MiCA Article 46 — Recovery plan.
- [Article 47](https://www.mica.wtf/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-6/article-47.md): MiCA Article 47 — Redemption plan.
- [TITLE IV - E-MONEY TOKENS (Art. 48 - 48)](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48.md): TITLE IV - E-MONEY TOKENS (Art. 48 - 48) section index for Regulation (EU) 2023/1114 (MiCA).
- [CHAPTER 1](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1.md): CHAPTER 1 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 48](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-48.md): MiCA Article 48 — Requirements for the offer to the public or admission to trading of e-money tokens.
- [Article 49](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-49.md): MiCA Article 49 — Issuance and redeemability of e-money tokens.
- [Article 50](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-50.md): MiCA Article 50 — Prohibition of granting interest.
- [Article 51](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-51.md): MiCA Article 51 — Content and form of the crypto-asset white paper for e-money tokens.
- [Article 52](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-52.md): MiCA Article 52 — Liability of issuers of e-money tokens for the information given in a crypto-asset white paper.
- [Article 53](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-53.md): MiCA Article 53 — Marketing communications.
- [Article 54](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-54.md): MiCA Article 54 — Investment of funds received in exchange for e-money tokens.
- [Article 55](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-55.md): MiCA Article 55 — Recovery and redemption plans.
- [CHAPTER 2](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-2.md): CHAPTER 2 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 56](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-2/article-56.md): MiCA Article 56 — Classification of e-money tokens as significant e-money tokens.
- [Article 57](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-2/article-57.md): MiCA Article 57 — Voluntary classification of e-money tokens as significant e-money tokens.
- [Article 58](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-2/article-58.md): MiCA Article 58 — Specific additional obligations for issuers of e-money tokens.
- [TITLE V - AUTHORISATION AND OPERATING CONDITIONS FOR CRYPTO-ASSET SERVICE PROVIDERS (Art. 59 - 85)](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85.md): TITLE V - AUTHORISATION AND OPERATING CONDITIONS FOR CRYPTO-ASSET SERVICE PROVIDERS (Art. 59 - 85) section index for Regulation (EU) 2023/1114 (MiCA).
- [CHAPTER 1](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1.md): CHAPTER 1 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 59](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-59.md): MiCA Article 59 — Authorisation.
- [Article 60](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-60.md): MiCA Article 60 — Provision of crypto-asset services by certain financial entities.
- [Article 61](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-61.md): MiCA Article 61 — Provision of crypto-asset services at the exclusive initiative of the client.
- [Article 62](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-62.md): MiCA Article 62 — Application for authorisation as a crypto-asset service provider.
- [Article 63](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-63.md): MiCA Article 63 — Assessment of the application for authorisation and grant or refusal of authorisation.
- [Article 64](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-64.md): MiCA Article 64 — Withdrawal of authorisation of a crypto-asset service provider.
- [Article 65](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-1/article-65.md): MiCA Article 65 — Cross-border provision of crypto-asset services.
- [CHAPTER 2](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2.md): CHAPTER 2 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 66](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-66.md): MiCA Article 66 — Obligation to act honestly, fairly and professionally in the best interests of clients.
- [Article 67](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-67.md): MiCA Article 67 — Prudential requirements.
- [Article 68](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-68.md): MiCA Article 68 — Governance arrangements.
- [Article 69](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-69.md): MiCA Article 69 — Information to competent authorities.
- [Article 70](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-70.md): MiCA Article 70 — Safekeeping of clients’ crypto-assets and funds.
- [Article 71](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-71.md): MiCA Article 71 — Complaints-handling procedures.
- [Article 72](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-72.md): MiCA Article 72 — Identification, prevention, management and disclosure of conflicts of interest.
- [Article 73](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-73.md): MiCA Article 73 — Outsourcing.
- [Article 74](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-2/article-74.md): MiCA Article 74 — Orderly wind-down of crypto-asset service providers.
- [CHAPTER 3](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3.md): CHAPTER 3 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 75](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-75.md): MiCA Article 75 — Providing custody and administration of crypto-assets on behalf of clients.
- [Article 76](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-76.md): MiCA Article 76 — Operation of a trading platform for crypto-assets.
- [Article 77](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-77.md): MiCA Article 77 — Exchange of crypto-assets for funds or other crypto-assets.
- [Article 78](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-78.md): MiCA Article 78 — Execution of orders for crypto-assets on behalf of clients.
- [Article 79](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-79.md): MiCA Article 79 — Placing of crypto-assets.
- [Article 80](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-80.md): MiCA Article 80 — Reception and transmission of orders for crypto-assets on behalf of clients.
- [Article 81](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-81.md): MiCA Article 81 — Providing advice on crypto-assets and providing portfolio management of crypto-assets.
- [Article 82](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-3/article-82.md): MiCA Article 82 — Providing transfer services for crypto-assets on behalf of clients.
- [CHAPTER 4](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-4.md): CHAPTER 4 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 83](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-4/article-83.md): MiCA Article 83 — Assessment of proposed acquisitions of crypto-asset service providers.
- [Article 84](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-4/article-84.md): MiCA Article 84 — Content of the assessment of proposed acquisitions of crypto-asset service providers.
- [CHAPTER 5](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-5.md): CHAPTER 5 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 85](https://www.mica.wtf/mica/title-v-authorisation-and-operating-conditions-for-crypto-asset-service-providers-art.-59-85/chapter-5/article-85.md): MiCA Article 85 — Identification of significant crypto-asset service providers.
- [TITLE VI - PREVENTION AND PROHIBITION OF MARKET ABUSE INVOLVING CRYPTO-ASSETS (Art. 86 - 92)](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92.md): TITLE VI - PREVENTION AND PROHIBITION OF MARKET ABUSE INVOLVING CRYPTO-ASSETS (Art. 86 - 92) section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 86](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92/article-86.md): MiCA Article 86 — Scope of the rules on market abuse.
- [Article 87](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92/article-87.md): MiCA Article 87 — Inside information.
- [Article 88](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92/article-88.md): MiCA Article 88 — Public disclosure of inside information.
- [Article 89](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92/article-89.md): MiCA Article 89 — Prohibition of insider dealing.
- [Article 90](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92/article-90.md): MiCA Article 90 — Prohibition of unlawful disclosure of inside information.
- [Article 91](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92/article-91.md): MiCA Article 91 — Prohibition of market manipulation.
- [Article 92](https://www.mica.wtf/mica/title-vi-prevention-and-prohibition-of-market-abuse-involving-crypto-assets-art.-86-92/article-92.md): MiCA Article 92 — Prevention and detection of market abuse.
- [TITLE VII - COMPETENT AUTHORITIES, EBA AND ESMA (Art. 93 - 138)](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138.md): TITLE VII - COMPETENT AUTHORITIES, EBA AND ESMA (Art. 93 - 138) section index for Regulation (EU) 2023/1114 (MiCA).
- [CHAPTER 1](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1.md): CHAPTER 1 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 93](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-93.md): MiCA Article 93 — Competent authorities.
- [Article 94](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-94.md): MiCA Article 94 — Powers of competent authorities.
- [Article 95](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-95.md): MiCA Article 95 — Cooperation between competent authorities.
- [Article 96](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-96.md): MiCA Article 96 — Cooperation with EBA and ESMA.
- [Article 97](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-97.md): MiCA Article 97 — Promotion of convergence on the classification of crypto-assets.
- [Article 98](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-98.md): MiCA Article 98 — Cooperation with other authorities.
- [Article 99](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-99.md): MiCA Article 99 — Duty of notification.
- [Article 100](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-100.md): MiCA Article 100 — Professional secrecy.
- [Article 101](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-101.md): MiCA Article 101 — Data protection.
- [Article 102](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-102.md): MiCA Article 102 — Precautionary measures.
- [Article 103](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-103.md): MiCA Article 103 — ESMA temporary intervention powers.
- [Article 104](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-104.md): MiCA Article 104 — EBA temporary intervention powers.
- [Article 105](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-105.md): MiCA Article 105 — Product intervention by competent authorities.
- [Article 106](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-106.md): MiCA Article 106 — Coordination with ESMA or EBA.
- [Article 107](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-107.md): MiCA Article 107 — Cooperation with third countries.
- [Article 108](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-1/article-108.md): MiCA Article 108 — Complaints-handling by competent authorities.
- [CHAPTER 2](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-2.md): CHAPTER 2 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 109](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-2/article-109.md): MiCA Article 109 — Register of crypto-asset white papers, of issuers of asset-referenced tokens and e-money tokens, and of crypto-asset service providers.
- [Article 110](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-2/article-110.md): MiCA Article 110 — Register of non-compliant entities providing crypto-asset services.
- [Article 110a](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-2/article-110a.md): MiCA Article 110a — Accessibility of information on the European single access point.
- [CHAPTER 3](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-3.md): CHAPTER 3 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 111](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-3/article-111.md): MiCA Article 111 — Administrative penalties and other administrative measures.
- [Article 112](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-3/article-112.md): MiCA Article 112 — Exercise of supervisory powers and powers to impose penalties.
- [Article 113](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-3/article-113.md): MiCA Article 113 — Right of appeal.
- [Article 114](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-3/article-114.md): MiCA Article 114 — Publication of decisions.
- [Article 115](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-3/article-115.md): MiCA Article 115 — Reporting of administrative penalties and other administrative measures to ESMA and EBA.
- [Article 116](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-3/article-116.md): MiCA Article 116 — Reporting of infringements and protection of reporting persons.
- [CHAPTER 4](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-4.md): CHAPTER 4 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 117](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-4/article-117.md): MiCA Article 117 — Supervisory responsibilities of EBA with respect to issuers of significant asset-referenced tokens and issuers of significant e-money tokens.
- [Article 118](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-4/article-118.md): MiCA Article 118 — EBA crypto-asset committee.
- [Article 119](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-4/article-119.md): MiCA Article 119 — Colleges for issuers of significant asset-referenced tokens and significant e-money tokens.
- [Article 120](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-4/article-120.md): MiCA Article 120 — Non-binding opinions of the colleges for issuers of significant asset-referenced tokens and significant e-money tokens.
- [CHAPTER 5](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5.md): CHAPTER 5 section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 121](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-121.md): MiCA Article 121 — Legal privilege.
- [Article 122](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-122.md): MiCA Article 122 — Request for information.
- [Article 123](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-123.md): MiCA Article 123 — General investigative powers.
- [Article 124](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-124.md): MiCA Article 124 — On-site inspections.
- [Article 125](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-125.md): MiCA Article 125 — Exchange of information.
- [Article 126](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-126.md): MiCA Article 126 — Administrative agreements on the exchange of information between EBA and third countries.
- [Article 127](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-127.md): MiCA Article 127 — Disclosure of information from third countries.
- [Article 128](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-128.md): MiCA Article 128 — Cooperation with other authorities.
- [Article 129](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-129.md): MiCA Article 129 — Professional secrecy.
- [Article 130](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-130.md): MiCA Article 130 — Supervisory measures by EBA.
- [Article 131](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-131.md): MiCA Article 131 — Fines.
- [Article 132](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-132.md): MiCA Article 132 — Periodic penalty payments.
- [Article 133](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-133.md): MiCA Article 133 — Disclosure, nature, enforcement and allocation of fines and periodic penalty payments.
- [Article 134](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-134.md): MiCA Article 134 — Procedural rules for taking supervisory measures and imposing fines.
- [Article 135](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-135.md): MiCA Article 135 — Hearing of the persons concerned.
- [Article 136](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-136.md): MiCA Article 136 — Review by the Court of Justice.
- [Article 137](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-137.md): MiCA Article 137 — Supervisory fees.
- [Article 138](https://www.mica.wtf/mica/title-vii-competent-authorities-eba-and-esma-art.-93-138/chapter-5/article-138.md): MiCA Article 138 — Delegation of tasks by EBA to competent authorities.
- [TITLE VIII - DELEGATED ACTS (Art. 139)](https://www.mica.wtf/mica/title-viii-delegated-acts-art.-139.md): TITLE VIII - DELEGATED ACTS (Art. 139) section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 139](https://www.mica.wtf/mica/title-viii-delegated-acts-art.-139/article-139.md): MiCA Article 139 — Exercise of the delegation.
- [TITLE IX - TRANSITIONAL AND FINAL PROVISIONS (Art. 140 - 149)](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149.md): TITLE IX - TRANSITIONAL AND FINAL PROVISIONS (Art. 140 - 149) section index for Regulation (EU) 2023/1114 (MiCA).
- [Article 140](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-140.md): MiCA Article 140 — Reports on the application of this Regulation.
- [Article 141](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-141.md): MiCA Article 141 — ESMA annual report on market developments.
- [Article 142](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-142.md): MiCA Article 142 — Report on latest developments in crypto-assets.
- [Article 143](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-143.md): MiCA Article 143 — Transitional measures.
- [Article 144](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-144.md): MiCA Article 144 — Amendment to Regulation (EU) No 1093/2010.
- [Article 145](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-145.md): MiCA Article 145 — Amendment to Regulation (EU) No 1095/2010.
- [Article 146](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-146.md): MiCA Article 146 — Amendment to Directive 2013/36/EU.
- [Article 147](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-147.md): MiCA Article 147 — Amendment to Directive (EU) 2019/1937.
- [Article 148](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-148.md): MiCA Article 148 — Transposition of amendments to Directives 2013/36/EU and (EU) 2019/1937.
- [Article 149](https://www.mica.wtf/mica/title-ix-transitional-and-final-provisions-art.-140-149/article-149.md): MiCA Article 149 — Entry into force and application.
- [ANNEX I](https://www.mica.wtf/mica/annex-i.md): Annex I of Regulation (EU) 2023/1114 (MiCA).
- [ANNEX II](https://www.mica.wtf/mica/annex-ii.md): Annex II of Regulation (EU) 2023/1114 (MiCA).
- [ANNEX III](https://www.mica.wtf/mica/annex-iii.md): Annex III of Regulation (EU) 2023/1114 (MiCA).
- [ANNEX IV](https://www.mica.wtf/mica/annex-iv.md): Annex IV of Regulation (EU) 2023/1114 (MiCA).
- [ANNEX V](https://www.mica.wtf/mica/annex-v.md): Annex V of Regulation (EU) 2023/1114 (MiCA).
- [ANNEX VI](https://www.mica.wtf/mica/annex-vi.md): Annex VI of Regulation (EU) 2023/1114 (MiCA).
- [Overview](https://www.mica.wtf/eu-level/eu-level.md): Level 2 instruments adopted or issued under MiCA: regulatory and implementing technical standards, guidelines, Q\&A, and soft-law publications from ESMA, EBA and the Commission.
- [Technical Standards](https://www.mica.wtf/eu-level/technical-standards.md)
- [Overview](https://www.mica.wtf/eu-level/technical-standards/technical-standards.md): Commission delegated and implementing regulations specifying detailed MiCA requirements, together with the EBA and ESMA final reports containing draft standards submitted for adoption.
- [RTS](https://www.mica.wtf/eu-level/technical-standards/rts.md)
- [Overview](https://www.mica.wtf/eu-level/technical-standards/rts/rts.md): Commission delegated regulations adopted under MiCA Article mandates, specifying detailed prudential, conduct and supervisory requirements.
- [2024/1503 — EBA Supervisory Fees](https://www.mica.wtf/eu-level/technical-standards/rts/delegated-regulation-eba-supervisory-fees.md): Commission regulatory technical standard on EBA Supervisory Fees, with MiCA mandate, status and source metadata.
- [2024/1504 — EBA Fines Procedure](https://www.mica.wtf/eu-level/technical-standards/rts/delegated-regulation-eba-fines-procedural-rules.md): Commission regulatory technical standard on EBA Fines Procedure, with MiCA mandate, status and source metadata.
- [2024/1506 — ART/EMT Significance](https://www.mica.wtf/eu-level/technical-standards/rts/delegated-regulation-on-significance-criteria-for-arts-emts.md): Commission regulatory technical standard on ART/EMT Significance, with MiCA mandate, status and source metadata.
- [2024/1507 — Product Intervention](https://www.mica.wtf/eu-level/technical-standards/rts/delegated-regulation-product-intervention-criteria.md): Commission regulatory technical standard on Product Intervention, with MiCA mandate, status and source metadata.
- [2025/292 — Third-Country Cooperation](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-template-cooperation-arrangements-third-country-authorities.md): Commission regulatory technical standard on Third-Country Cooperation, with MiCA mandate, status and source metadata.
- [2025/293 — ART Complaints Handling](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-complaints-handling-procedures-for-issuers-of-arts.md): Commission regulatory technical standard on ART Complaints Handling, with MiCA mandate, status and source metadata.
- [2025/294 — CASP Complaints Handling](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-complaints-handling-crypto-asset-service-providers.md): Commission regulatory technical standard on CASP Complaints Handling, with MiCA mandate, status and source metadata.
- [2025/296 — ART White Paper Approval](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-the-procedure-for-the-approval-of-white-papers-of-arts-issued-by-c.md): Commission regulatory technical standard on ART White Paper Approval, with MiCA mandate, status and source metadata.
- [2025/297 — Supervisory Colleges](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-on-supervisory-colleges-under-micar.md): Commission regulatory technical standard on Supervisory Colleges, with MiCA mandate, status and source metadata.
- [2025/299 — CASP Service Continuity](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-continuity-regularity-performance-crypto-asset-services.md): Commission regulatory technical standard on CASP Service Continuity, with MiCA mandate, status and source metadata.
- [2025/300 — Competent Authority Info](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-information-exchanged-between-competent-authorities.md): Commission regulatory technical standard on Competent Authority Info, with MiCA mandate, status and source metadata.
- [2025/303 — Financial Entity Notification](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-specifying-information-notification-certain-financial-entities-crypto.md): Commission regulatory technical standard on Financial Entity Notification, with MiCA mandate, status and source metadata.
- [2025/305 — CASP Authorisation Info](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-information-application-authorisation-crypto-asset-service-provider.md): Commission regulatory technical standard on CASP Authorisation Info, with MiCA mandate, status and source metadata.
- [2025/413 — ART Qualifying Holdings Info](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-information-for-assessment-of-a-proposed-acquisition-of-qualifying-holdings-in-issuers-of-art.md): Commission regulatory technical standard on ART Qualifying Holdings Info, with MiCA mandate, status and source metadata.
- [2025/414 — CASP Qualifying Holdings](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-information-assessment-proposed-acquisition-qualifying-holding-casp.md): Commission regulatory technical standard on CASP Qualifying Holdings, with MiCA mandate, status and source metadata.
- [2025/416 — Order Book Records](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-content-format-order-book-records-trading-platforms-crypto-assets.md): Commission regulatory technical standard on Order Book Records, with MiCA mandate, status and source metadata.
- [2025/417 — Trading Platform Transparency](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-presentation-transparency-data-trading-platforms-crypto-assets.md): Commission regulatory technical standard on Trading Platform Transparency, with MiCA mandate, status and source metadata.
- [2025/421 — White Paper Classification](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-data-classification-white-papers-machine-readable.md): Commission regulatory technical standard on White Paper Classification, with MiCA mandate, status and source metadata.
- [2025/422 — Sustainability Indicators](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-sustainability-indicators-adverse-climate-environment-impacts.md): Commission regulatory technical standard on Sustainability Indicators, with MiCA mandate, status and source metadata.
- [2025/885 — Market Abuse STOR](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-prevent-detect-report-market-abuse-stor-coordination.md): Commission regulatory technical standard on Market Abuse STOR, with MiCA mandate, status and source metadata.
- [2025/1125 — ART Authorisation Info](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-information-in-application-art-authorisation.md): Commission regulatory technical standard on ART Authorisation Info, with MiCA mandate, status and source metadata.
- [2025/1140 — CASP Record-Keeping](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-records-crypto-asset-services-activities-orders-transactions.md): Commission regulatory technical standard on CASP Record-Keeping, with MiCA mandate, status and source metadata.
- [2025/1142 — CASP Conflicts of Interest](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-on-requirements-for-policies-and-procedures-on-conflicts-of-interest.md): Commission regulatory technical standard on CASP Conflicts of Interest, with MiCA mandate, status and source metadata.
- [2025/1264 — Liquidity Management Policy](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-minimum-liquidity-management-policy-significant-art-emt.md): Commission regulatory technical standard on Liquidity Management Policy, with MiCA mandate, status and source metadata.
- [Draft RTS — Crypto Exposure Values](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-on-the-calculation-and-aggregation-of-crypto-exposure-values.md): Commission regulatory technical standard on Draft RTS — Crypto Exposure Values, with MiCA mandate, status and source metadata.
- [Draft RTS — Highly Liquid Reserve](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-highly-liquid-financial-instruments-in-reserve-assets.md): Commission regulatory technical standard on Draft RTS — Highly Liquid Reserve, with MiCA mandate, status and source metadata.
- [Draft RTS — Non-EU Currency Exchange](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-the-use-of-arts-and-emts-denominated-in-a-non-eu-currency-as-a-means-of-exchange-micar.md): Commission regulatory technical standard on Draft RTS — Non-EU Currency Exchange, with MiCA mandate, status and source metadata.
- [Draft RTS — Own Funds & Stress Test](https://www.mica.wtf/eu-level/technical-standards/rts/regulatory-technical-standards-to-specify-the-adjustment-of-own-funds-requirements-and-stress-testin.md): Commission regulatory technical standard on Draft RTS — Own Funds & Stress Test, with MiCA mandate, status and source metadata.
- [Draft RTS — Own Funds Procedure](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-the-procedure-and-timeframe-to-adjust-own-funds-requirements-for-significant-issuers.md): Commission regulatory technical standard on Draft RTS — Own Funds Procedure, with MiCA mandate, status and source metadata.
- [Draft RTS — Remuneration Policy](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-the-minimum-content-of-the-governance-arrangements-on-the-remuneration-policy-under-micar.md): Commission regulatory technical standard on Draft RTS — Remuneration Policy, with MiCA mandate, status and source metadata.
- [Draft RTS — Reserve Asset Liquidity](https://www.mica.wtf/eu-level/technical-standards/rts/rts-on-liquidity-requirements-of-reserve-of-assets.md): Commission regulatory technical standard on Draft RTS — Reserve Asset Liquidity, with MiCA mandate, status and source metadata.
- [ITS](https://www.mica.wtf/eu-level/technical-standards/its.md)
- [Overview](https://www.mica.wtf/eu-level/technical-standards/its/its.md): Commission implementing regulations establishing standard forms, templates and procedures.
- [2024/2494 — ESA Cooperation Exchange](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-cooperation-exchange-information-between-competent-authorities-eba.md): Commission implementing technical standard on ESA Cooperation Exchange, with MiCA mandate, status and source metadata.
- [2024/2545 — NCA Cooperation Exchange](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-cooperation-exchange-information-between-competent-authorities.md): Commission implementing technical standard on NCA Cooperation Exchange, with MiCA mandate, status and source metadata.
- [2024/2861 — Inside Information Disclosure](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-public-disclosure-inside-information-delay.md): Commission implementing technical standard on Inside Information Disclosure, with MiCA mandate, status and source metadata.
- [2024/2902 — Non-EU Currency Reporting](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-on-the-reporting-on-arts-and-emts-denominated-in-a-non-eu-currency.md): Commission implementing technical standard on Non-EU Currency Reporting, with MiCA mandate, status and source metadata.
- [2024/2984 — White Paper Format](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-forms-formats-templates-crypto-asset-white-papers.md): Commission implementing technical standard on White Paper Format, with MiCA mandate, status and source metadata.
- [2025/304 — Financial Entity Notification](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-standard-forms-templates-procedures-notification-certain-financial.md): Commission implementing technical standard on Financial Entity Notification, with MiCA mandate, status and source metadata.
- [2025/306 — CASP Authorisation Forms](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-standard-forms-templates-procedures-application-authorisation-crypt.md): Commission implementing technical standard on CASP Authorisation Forms, with MiCA mandate, status and source metadata.
- [2025/1126 — ART Authorisation Forms](https://www.mica.wtf/eu-level/technical-standards/its/implementing-technical-standards-forms-templates-art-authorisation.md): Commission implementing technical standard on ART Authorisation Forms, with MiCA mandate, status and source metadata.
- [Final Reports](https://www.mica.wtf/eu-level/technical-standards/final-reports.md)
- [Overview](https://www.mica.wtf/eu-level/technical-standards/final-reports/final-reports.md): EBA and ESMA final reports containing draft technical standards submitted to the Commission for adoption. These are not legally binding but represent the authoritative technical position prior to adop
- [ESMA75-453128700-1278 — Market Abuse Detection](https://www.mica.wtf/eu-level/technical-standards/final-reports/final-report-on-the-draft-technical-standards-specifying-certain-requirements-in-relation-to-the-det.md): ESMA final report on Market Abuse Detection, tracking draft technical-standard mandates and adoption status.
- [ESMA18-72330276-1634 — First Technical Standards Package](https://www.mica.wtf/eu-level/technical-standards/final-reports/final-report-on-the-technical-standards-specifying-certain-requirements-of-mica-1st-package.md): ESMA final report on First Technical Standards Package, tracking draft technical-standard mandates and adoption status.
- [ESMA75-453128700-1229 — Second Technical Standards Package](https://www.mica.wtf/eu-level/technical-standards/final-reports/final-report-on-the-technical-standards-specifying-certain-requirements-of-mica-2nd-package.md): ESMA final report on Second Technical Standards Package, tracking draft technical-standard mandates and adoption status.
- [ESMA75-453128700-949 — Cooperation Information Exchange](https://www.mica.wtf/eu-level/technical-standards/final-reports/final-report-on-the-technical-standards-specifying-requirements-for-cooperation-exchange-of-informa.md): ESMA final report on Cooperation Information Exchange, tracking draft technical-standard mandates and adoption status.
- [EBA/RTS/2024 — Crypto Exposure Values](https://www.mica.wtf/eu-level/technical-standards/final-reports/regulatory-technical-standards-on-the-calculation-and-aggregation-of-crypto-exposure-values.md): EBA final report on Crypto Exposure Values, tracking draft technical-standard mandates and adoption status.
- [EBA/RTS/2024 — Own Funds & Stress Testing](https://www.mica.wtf/eu-level/technical-standards/final-reports/regulatory-technical-standards-to-specify-the-adjustment-of-own-funds-requirements-and-stress-testin.md): EBA final report on Own Funds & Stress Testing, tracking draft technical-standard mandates and adoption status.
- [EBA/RTS/2024/11 — Highly Liquid Reserve Assets](https://www.mica.wtf/eu-level/technical-standards/final-reports/rts-on-highly-liquid-financial-instruments-in-reserve-assets.md): EBA final report on Highly Liquid Reserve Assets, tracking draft technical-standard mandates and adoption status.
- [EBA/RTS/2024/10 — Reserve Asset Liquidity](https://www.mica.wtf/eu-level/technical-standards/final-reports/rts-on-liquidity-requirements-of-reserve-of-assets.md): EBA final report on Reserve Asset Liquidity, tracking draft technical-standard mandates and adoption status.
- [EBA/RTS/2024 — Remuneration Policy Governance](https://www.mica.wtf/eu-level/technical-standards/final-reports/rts-on-the-minimum-content-of-the-governance-arrangements-on-the-remuneration-policy-under-micar.md): EBA final report on Remuneration Policy Governance, tracking draft technical-standard mandates and adoption status.
- [EBA/RTS/2024 — Own Funds Adjustment](https://www.mica.wtf/eu-level/technical-standards/final-reports/rts-on-the-procedure-and-timeframe-to-adjust-own-funds-requirements-for-significant-issuers.md): EBA final report on Own Funds Adjustment, tracking draft technical-standard mandates and adoption status.
- [EBA/RTS/2024 — Non-EU Currency Exchange](https://www.mica.wtf/eu-level/technical-standards/final-reports/rts-on-the-use-of-arts-and-emts-denominated-in-a-non-eu-currency-as-a-means-of-exchange-micar.md): EBA final report on Non-EU Currency Exchange, tracking draft technical-standard mandates and adoption status.
- [EBA/RTS/2024 and EBA/ITS/2024 — ART Authorisation Information](https://www.mica.wtf/eu-level/technical-standards/final-reports/ts-on-information-for-authorisation-as-issuers-of-arts-under-micar.md): EBA final report on EBA/RTS/2024 and EBA/ITS/2024 — ART Authorisation Information, tracking draft technical-standard mandates and adoption status.
- [Guidelines](https://www.mica.wtf/eu-level/guidelines.md)
- [Overview](https://www.mica.wtf/eu-level/guidelines/guidelines.md): ESMA and EBA guidelines issued under MiCA Article mandates. Comply-or-explain: competent authorities and market participants must comply or explain non-compliance.
- [JC 2024/28 — Crypto Classification Test](https://www.mica.wtf/eu-level/guidelines/esas-guidelines-on-templates-for-explanations-and-opinions-and-the-standardised-test.md): Joint ESA guidelines and templates for crypto-asset classification explanations and legal opinions under MiCA Article 97(1).
- [ESMA35-1872330276-2030 — Reverse Solicitation Guidelines](https://www.mica.wtf/eu-level/guidelines/final-report-on-the-guidelines-on-reverse-solicitation.md): ESMA guidelines on reverse solicitation under MiCA Article 61(3), including supervisory practices for third-country firm solicitation.
- [ESMA75-453128700-1323 — Crypto-Asset Financial Instruments](https://www.mica.wtf/eu-level/guidelines/final-report-on-the-guidelines-on-the-conditions-and-criteria-for-the-qualification-of-crypto-assets.md): ESMA guidelines on the conditions and criteria for qualifying crypto-assets as financial instruments under MiCA Article 2(5).
- [ESMA35-1872330276-1936 — Investor Protection Requirements](https://www.mica.wtf/eu-level/guidelines/final-report-on-the-guidelines-specifying-certain-requirements-of-mica-on-investor-protection-thir.md): ESMA guidelines on MiCA investor-protection requirements for suitability, periodic statements, and CASP transfer services.
- [ESMA75-223375936-6132 — Systems & Security Access](https://www.mica.wtf/eu-level/guidelines/final-report-on-the-guidelines-specifying-union-standards-on-the-maintenance-of-systems-and-security.md): ESMA guidelines on systems, security access protocols, and related crypto-asset white paper requirements under MiCA.
- [ESMA35-1872330276-2032 — CASP Transfer Services](https://www.mica.wtf/eu-level/guidelines/guidelines-casp-transfer-services-article-82.md): ESMA guidelines for CASP transfer services under MiCA Article 82(2).
- [ESMA75-453128700-1039 — Market Abuse Supervisory Practices](https://www.mica.wtf/eu-level/guidelines/guidelines-market-abuse-supervisory-practices-article-92.md): ESMA guidelines on supervisory practices for preventing and detecting market abuse under MiCA Article 92(3).
- [EBA/GL/2024/06 — ART Internal Governance](https://www.mica.wtf/eu-level/guidelines/guidelines-on-internal-governance-arrangements-for-issuers-of-arts-under-micar.md): EBA guidelines on internal governance arrangements for issuers of asset-referenced tokens under MiCA Article 34(13).
- [ESMA35-24871704-2922 — Knowledge & Competence Assessment](https://www.mica.wtf/eu-level/guidelines/guidelines-on-knowledge-and-competence.md): ESMA guidelines on knowledge and competence requirements for CASPs giving advice or information under MiCA Article 81(7).
- [EBA/GL/2024/08 — Liquidity Stress Testing](https://www.mica.wtf/eu-level/guidelines/guidelines-on-liquidity-stress-testing-under-micar.md): EBA guidelines on liquidity stress testing for significant asset-referenced and e-money tokens under MiCA Article 45(4).
- [EBA/GL/2024/07 — Issuer Recovery Plans](https://www.mica.wtf/eu-level/guidelines/guidelines-on-recovery-plans-under-micar.md): EBA guidelines on recovery plans for issuers of asset-referenced tokens and e-money tokens under MiCA Article 46(6).
- [EBA/GL/2024/13 — Issuer Redemption Plans](https://www.mica.wtf/eu-level/guidelines/guidelines-on-redemption-plans-under-micar.md): EBA guidelines on redemption plans for issuers of asset-referenced tokens and e-money tokens under MiCA Article 47(5).
- [EBA/GL/2024/16 — ART Supervisory Reporting](https://www.mica.wtf/eu-level/guidelines/guidelines-on-reporting-templates-supervisory-duties.md): EBA guidelines on reporting templates for asset-referenced and e-money token supervisory duties under MiCA Article 55(1).
- [EBA/GL/2024/16 — CASP Supervisory Reporting](https://www.mica.wtf/eu-level/guidelines/guidelines-on-templates-to-assist-competent-authorities-in-performing-their-supervisory-duties.md): EBA guidelines on templates supporting competent-authority supervisory duties for CASPs under MiCA Article 97(1).
- [EBA/GL/2024/09 — Qualifying Holder Suitability](https://www.mica.wtf/eu-level/guidelines/guidelines-on-the-suitability-assessment-of-shareholders-and-members-with-qualifying-holdings.md): Joint EBA/ESMA guidelines on qualifying-holder suitability assessments under MiCA Articles 42(6) and 84(4).
- [EBA/GL/2024/09 — Management Body Suitability](https://www.mica.wtf/eu-level/guidelines/guidelines-on-the-suitability-assessment-of-the-members-of-the-management-body.md): Joint EBA/ESMA guidelines on management-body suitability assessments under MiCA Articles 34(8) and 68(10).
- [ESMA35-1872330276-2031 — Suitability and Periodic Statement](https://www.mica.wtf/eu-level/guidelines/guidelines-suitability-periodic-statement-article-81.md): ESMA guidelines on suitability requirements and periodic statements for portfolio management under MiCA Article 81(15).
- [Soft Law](https://www.mica.wtf/eu-level/soft-law.md)
- [Overview](https://www.mica.wtf/eu-level/soft-law/soft-law.md)
- [Decisions And Templates](https://www.mica.wtf/eu-level/soft-law/decisions-and-templates.md)
- [Overview](https://www.mica.wtf/eu-level/soft-law/decisions-and-templates/decisions-and-templates.md)
- [EBA Annex 4 — ART/EMT Templates](https://www.mica.wtf/eu-level/soft-law/decisions-and-templates/annex-4-reporting-for-issuers-of-arts-and-emts-templates.md)
- [EBA DC/558 — Significance Procedure](https://www.mica.wtf/eu-level/soft-law/decisions-and-templates/decision-on-procedure-for-significance-assessment-micar.md)
- [IOSCO](https://www.mica.wtf/eu-level/soft-law/iosco.md)
- [Overview](https://www.mica.wtf/eu-level/soft-law/iosco/iosco.md): IOSCO crypto and DeFi policy recommendations relevant to MiCA interpretation and EU supervisory context.
- [IOSCO DeFi Policy Recommendations](https://www.mica.wtf/eu-level/soft-law/iosco/final-report-with-policy-recommendations-for-decentralized-finance-defi.md): IOSCO's December 2023 DeFi policy recommendations and their relevance to MiCA Article 142, CASP supervision, and decentralisation analysis.
- [Opinions](https://www.mica.wtf/eu-level/soft-law/opinions.md)
- [Overview](https://www.mica.wtf/eu-level/soft-law/opinions/opinions.md)
- [EBA Opinion — RTS Conflicts of Interest](https://www.mica.wtf/eu-level/soft-law/opinions/opinion-on-ec-changes-on-rts-on-conflicts-of-interests-for-issuers-of-asset-referenced-tokens-under.md)
- [EBA Opinion — PSD2 / MiCA Interplay](https://www.mica.wtf/eu-level/soft-law/opinions/opinion-psd2-mica-interplay.md)
- [Other Publications](https://www.mica.wtf/eu-level/soft-law/other-publications.md)
- [Overview](https://www.mica.wtf/eu-level/soft-law/other-publications/other-publications.md)
- [EBA Explainer — MiCAR Templates](https://www.mica.wtf/eu-level/soft-law/other-publications/explainer-micar-templates.md)
- [Reports And Advice](https://www.mica.wtf/eu-level/soft-law/reports-and-advice.md)
- [Overview](https://www.mica.wtf/eu-level/soft-law/reports-and-advice/reports-and-advice.md)
- [EBA Advice — MiCAR Significance & Fees](https://www.mica.wtf/eu-level/soft-law/reports-and-advice/eba-advice-on-micar-cfa-on-significance-criteria-and-supervisory-fees.md)
- [Joint EBA/ESMA Report — Recent Developments in Crypto-Assets (Art. 142 MiCAR)](https://www.mica.wtf/eu-level/soft-law/reports-and-advice/joint-report-on-recent-developments-in-crypto-assets-art-142-micar.md)
- [EBA Report — Tokenised Deposits](https://www.mica.wtf/eu-level/soft-law/reports-and-advice/report-on-tokenised-deposits.md)
- [EBA Statement — Application of MiCAR to ARTs and EMTs](https://www.mica.wtf/eu-level/soft-law/eba-statement-on-the-application-of-micar-to-arts-and-emts.md)
- [Joint EBA/ESMA — Crypto Lending/Staking](https://www.mica.wtf/eu-level/soft-law/joint-eba-and-esma-factsheet-on-crypto-lending-borrowing-and-staking.md)
- [Joint EBA/ESMA Factsheet — DeFi](https://www.mica.wtf/eu-level/soft-law/joint-eba-and-esma-factsheet-on-decentralised-finance-defi.md)
- [EBA Priorities — ART/EMT Issuers 2024](https://www.mica.wtf/eu-level/soft-law/priorities-for-the-supervision-of-for-art-and-emt-issuers.md)
- [ESMA Supervisory Briefing — CASP Authorisation](https://www.mica.wtf/eu-level/soft-law/statement-casp-authorisation-supervisory-briefing.md)
- [ESMA Statement — MiCA Data Standards and Format Requirements](https://www.mica.wtf/eu-level/soft-law/statement-on-mica-data-standards-format-requirements.md)
- [ESMA Statement — MiCA Transitional Measures](https://www.mica.wtf/eu-level/soft-law/statement-on-mica-transitional-measures.md)
- [EBA Priorities 2026 — ART/EMT Issuers](https://www.mica.wtf/eu-level/soft-law/supervisory-priorities-2026-art-emt-issuers.md)
- [Q\&A](https://www.mica.wtf/eu-level/q-and-a.md)
- [Overview](https://www.mica.wtf/eu-level/q-and-a/q-and-a.md): Index of ESMA and EBA MiCA Q\&A, including published, pending, and rejected questions.
- [EMT issuers: AML/KYC obligations](https://www.mica.wtf/eu-level/q-and-a/eba-qa-7078-emt-issuer-aml-kyc-scope.md): Q\&A on EMT issuers: AML/KYC obligations.
- [EMT exchange: crypto or funds?](https://www.mica.wtf/eu-level/q-and-a/eba-qa-7084-emt-exchange-qualification.md): Q\&A on EMT exchange: crypto or funds.
- [White paper obligation for Article 16(2) exempt ART issuers](https://www.mica.wtf/eu-level/q-and-a/eba-qa-7166-whitepaper-publication-exempted-issuers.md): Q\&A on White paper obligation for Article 16(2) exempt ART issuers.
- [Passporting procedure for non-CI ART issuers](https://www.mica.wtf/eu-level/q-and-a/eba-qa-7167-passporting-art-issuers.md): Q\&A on Passporting procedure for non-CI ART issuers.
- [CI/EMI passporting for ART/EMT](https://www.mica.wtf/eu-level/q-and-a/eba-qa-7168-passporting-ci-emi-token-issuers.md): Q\&A on CI/EMI passporting for ART/EMT.
- [Lightning Network: TFR/Travel Rule scope for CASPs](https://www.mica.wtf/eu-level/q-and-a/eba-qa-7172-lightning-network-travel-rule.md): Q\&A on Lightning Network: TFR/Travel Rule scope for CASPs.
- [ART/EMT: scope of public offering](https://www.mica.wtf/eu-level/q-and-a/eba-qa-7185-scope-public-offering-art-emt.md): Q\&A on ART/EMT: scope of public offering.
- [Staking-as-a-service coverage](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2067-staking-services.md): Q\&A on Staking-as-a-service coverage.
- [AML CASPs: grandfathering](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2068-grandfathering-aml-registration.md): Q\&A on AML CASPs: grandfathering.
- [Art. 60 transitional provision](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2069-article-60-entities-transitional.md): Q\&A on Art. 60 transitional provision.
- [AML CASPs: simplified authorisation](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2070-simplified-authorisation-aml-entities.md): Q\&A on AML CASPs: simplified authorisation.
- [Transfer: standalone or ancillary](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2071-crypto-transfer-standalone-vs-ancillary.md): Q\&A on Transfer: standalone or ancillary.
- [Tied agents: notification](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2088-notification-tied-agents.md): Q\&A on Tied agents: notification.
- [Proprietary trading by CASPs](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2293-proprietary-trading-casp.md): Q\&A on Proprietary trading by CASPs.
- [Natural persons/trusts as CASPs](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2342-natural-persons-casps.md): Q\&A on Natural persons/trusts as CASPs.
- [Registered AIFMs: MiCA auth](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2397-aifm-mica-authorisation.md): Q\&A on Registered AIFMs: MiCA auth.
- [Services for non-compliant ARTs/EMTs](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2404-non-compliant-art-emt-trading.md): Q\&A on Services for non-compliant ARTs/EMTs.
- [Auto/copy trading scope](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2463-auto-trading.md): Q\&A on Auto/copy trading scope.
- [Commingling client assets](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2578-commingling-client-assets.md): Q\&A on Commingling client assets.
- [Shared order book model](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2579-shared-order-book.md): Q\&A on Shared order book model.
- [Exchange vs execution services](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2653-execution-service-classification.md): Q\&A on Exchange vs execution services.
- [Title II tokens: white paper](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2654-transitional-whitepaper-title-ii.md): Q\&A on Title II tokens: white paper.
- [CASP group structure: holding company](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2746-casp-group-structure.md): Q\&A on CASP group structure: holding company.
- [Modified white papers: XBRL format](https://www.mica.wtf/eu-level/q-and-a/esma-qa-2845-whitepaper-xbrl-format.md): Q\&A on Modified white papers: XBRL format.
- [Pending Questions](https://www.mica.wtf/eu-level/q-and-a/pending-questions.md)
- [Overview](https://www.mica.wtf/eu-level/q-and-a/pending-questions/pending.md): Index page for MiCA Q\&A subcategory pages.
- [CASP: non-EUR EMT trading](https://www.mica.wtf/eu-level/q-and-a/pending-questions/eba-qa-7027-casp-non-eur-emt-trading.md): Q\&A on CASP: non-EUR EMT trading.
- [ART reserve: bail-in eligibility](https://www.mica.wtf/eu-level/q-and-a/pending-questions/eba-qa-7066-art-reserve-bail-in-eligibility.md): Q\&A on ART reserve: bail-in eligibility.
- [MiCAR vs CRD: recovery plan info](https://www.mica.wtf/eu-level/q-and-a/pending-questions/eba-qa-7067-micar-vs-crd-recovery-plan-info.md): Q\&A on MiCAR vs CRD: recovery plan info.
- [EMT parallel issuance: EU and non-EU](https://www.mica.wtf/eu-level/q-and-a/pending-questions/eba-qa-7068-emt-parallel-issuance-eu-non-eu.md): Q\&A on EMT parallel issuance: EU and non-EU.
- [Scope of Recital 54 and Article 54 — significance classification](https://www.mica.wtf/eu-level/q-and-a/pending-questions/eba-qa-7069-recital-54-article-54-significance.md): Q\&A on Scope of Recital 54 and Article 54 — significance classification.
- [Gold tokens as ARTs](https://www.mica.wtf/eu-level/q-and-a/pending-questions/eba-qa-7114-gold-tokens-arts.md): Q\&A on Gold tokens as ARTs.
- [Own funds for ART issuers exempt from authorisation](https://www.mica.wtf/eu-level/q-and-a/pending-questions/eba-qa-7210-own-funds-art-issuers-exempt.md): Q\&A on Own funds for ART issuers exempt from authorisation.
- [PSD2 applicability to EMT issuance/redemption](https://www.mica.wtf/eu-level/q-and-a/pending-questions/eba-qa-7457-psd2-applicability-emt-issuance.md): Q\&A on PSD2 applicability to EMT issuance/redemption.
- [EMT issuance: bank segregated account](https://www.mica.wtf/eu-level/q-and-a/pending-questions/eba-qa-7591-emt-issuance-bank-segregated-account.md): Q\&A on EMT issuance: bank segregated account.
- [Own funds: overlapping CASP/EMI/IF authorisations](https://www.mica.wtf/eu-level/q-and-a/pending-questions/eba-qa-7834-own-funds-overlapping-casp-emi-if.md): Q\&A on Own funds: overlapping CASP/EMI/IF authorisations.
- [PPAETs: personal scope for market abuse](https://www.mica.wtf/eu-level/q-and-a/pending-questions/esma-qa-2769-ppaet-market-abuse-scope.md): Q\&A on PPAETs: personal scope for market abuse.
- [Consultations](https://www.mica.wtf/eu-level/consultations.md)
- [Overview](https://www.mica.wtf/eu-level/consultations/consultations.md): MiCA-related consultations, calls for evidence, and feedback processes.
- [Targeted MiCA Review Consultation](https://www.mica.wtf/eu-level/consultations/targeted-consultation-review-of-mica.md): European Commission consultation on the 2026 MiCA review, open until 31 August 2026.
- [Registers](https://www.mica.wtf/eu-level/registers.md)
- [Overview](https://www.mica.wtf/eu-level/registers/registers.md): Official MiCA register and list sources, including ESMA interim register files.
- [Overview](https://www.mica.wtf/national-adaptations/national-adaptations.md)
- [Grandfathering table](https://www.mica.wtf/national-adaptations/grandfathering-table.md)
- [Austria](https://www.mica.wtf/national-adaptations/at.md)
- [Austria — MiCA](https://www.mica.wtf/national-adaptations/at/mica.md)
- [FMA](https://www.mica.wtf/national-adaptations/at/fma.md)
- [FMA: Emission anderer Kryptowerte (Titel II)](https://www.mica.wtf/national-adaptations/at/fma/emission-anderer-kryptowerte-als-art-oder-emt.md)
- [FMA: Emission von ART oder EMT](https://www.mica.wtf/national-adaptations/at/fma/emission-asset-referenced-token-oder-e-money-token.md)
- [FMA: Informationen für CASP-Zulassungswerber](https://www.mica.wtf/national-adaptations/at/fma/informationen-fuer-casp-zulassungswerber.md)
- [FMA: MiCAR-Überblick](https://www.mica.wtf/national-adaptations/at/fma/markets-in-crypto-assets-regulation-micar.md)
- [FMA: Non-Fungible Tokens (NFTs)](https://www.mica.wtf/national-adaptations/at/fma/non-fungible-tokens-nfts.md)
- [FMA: Roadmap für CASP](https://www.mica.wtf/national-adaptations/at/fma/roadmap-fuer-crypto-asset-service-provider-casp.md)
- [FMA: Spezifische Aspekte von Kryptowerte-Dienstleistungen](https://www.mica.wtf/national-adaptations/at/fma/spezifische-aspekte-von-kryptowerte-dienstleistungen.md)
- [FMA: Unternehmensdatenbank (CASP-Register)](https://www.mica.wtf/national-adaptations/at/fma/unternehmensdatenbank-suche-casp.md)
- [FMA: Vermeidung unbeabsichtigter öffentlicher Angebote](https://www.mica.wtf/national-adaptations/at/fma/vermeidung-unbeabsichtigter-oeffentlicher-angebote.md)
- [Belgium](https://www.mica.wtf/national-adaptations/be.md)
- [Belgium — MiCA](https://www.mica.wtf/national-adaptations/be/mica.md)
- [FSMA](https://www.mica.wtf/national-adaptations/be/fsma.md)
- [FSMA: Crypto advertisements](https://www.mica.wtf/national-adaptations/be/fsma/advertisements-cryptocurrencies.md)
- [FSMA: CASP](https://www.mica.wtf/national-adaptations/be/fsma/crypto-asset-service-provider-casp.md)
- [FSMA: FAQ about crypto](https://www.mica.wtf/national-adaptations/be/fsma/faq-about-crypto.md)
- [FSMA: Comm. 2023\_05 (ad notification)](https://www.mica.wtf/national-adaptations/be/fsma/fsma-2023-05-advertisements-mass-media-campaign.md)
- [FSMA: Comm. 2023\_06 (fractional investments)](https://www.mica.wtf/national-adaptations/be/fsma/fsma-2023-06-fractional-investments.md)
- [FSMA: Comm. 2026\_04 (qualification)](https://www.mica.wtf/national-adaptations/be/fsma/fsma-2026-04-qualification-instruments-financiers.md)
- [FSMA: Comm. 2026\_05 (classement)](https://www.mica.wtf/national-adaptations/be/fsma/fsma-2026-05-classement-crypto-actifs.md)
- [FSMA: Comm. 2026\_07 (aptitude organe direction)](https://www.mica.wtf/national-adaptations/be/fsma/fsma-2026-07-aptitude-organe-direction.md)
- [FSMA: Comm. 2026\_08 (services de transfert)](https://www.mica.wtf/national-adaptations/be/fsma/fsma-2026-08-services-transfert-crypto-actifs.md)
- [FSMA: Comm. 2026\_10 (connaissances/compétences)](https://www.mica.wtf/national-adaptations/be/fsma/fsma-2026-10-connaissances-competences.md)
- [FSMA: Comm. 2026\_11 (adéquation/portefeuille)](https://www.mica.wtf/national-adaptations/be/fsma/fsma-2026-11-adequation-gestion-portefeuille.md)
- [BE: MiCAR implementing law (2025)](https://www.mica.wtf/national-adaptations/be/fsma/law-11-december-2025-micar-implementation.md)
- [FSMA: MiCAR hub](https://www.mica.wtf/national-adaptations/be/fsma/markets-crypto-assets-regulation-micar.md)
- [FSMA: Offerors (Title II-III)](https://www.mica.wtf/national-adaptations/be/fsma/offerors-crypto-assets-title-ii-iii-micar.md)
- [Bulgaria](https://www.mica.wtf/national-adaptations/bg.md)
- [Bulgaria — MiCA](https://www.mica.wtf/national-adaptations/bg/mica.md)
- [FSC](https://www.mica.wtf/national-adaptations/bg/fsc.md)
- [FSC: Crypto-assets MiCA FAQ](https://www.mica.wtf/national-adaptations/bg/fsc/crypto-assets-mica-faq.md)
- [FSC: Cryptoassets (MiCA) hub](https://www.mica.wtf/national-adaptations/bg/fsc/cryptoassets.md)
- [FSC: Fees due under the ZPKA](https://www.mica.wtf/national-adaptations/bg/fsc/informacziya-za-dalzhimite-taksi-po-zpka.md)
- [FSC: Register of § 5(3) persons](https://www.mica.wtf/national-adaptations/bg/fsc/registar-po-paragraf-5-al-3.md)
- [FSC: Notice on § 5(3) register persons](https://www.mica.wtf/national-adaptations/bg/fsc/saobshtenie-registar-paragraf-5-al-3.md)
- [FSC: Law on Markets in Crypto-Assets](https://www.mica.wtf/national-adaptations/bg/fsc/zakon-za-pazarite-na-kriptoaktivi.md)
- [Cyprus](https://www.mica.wtf/national-adaptations/cy.md)
- [Cyprus — MiCA](https://www.mica.wtf/national-adaptations/cy/mica.md)
- [CySEC](https://www.mica.wtf/national-adaptations/cy/cysec.md)
- [CySEC C654: Article 60 Notification](https://www.mica.wtf/national-adaptations/cy/cysec/c654-article-60-notification.md)
- [CySEC C675: ToFR Reporting Obligations](https://www.mica.wtf/national-adaptations/cy/cysec/c675-eba-reporting-obligations.md)
- [CySEC C713: ESMA Guidelines (Transfer/Reverse/Suitability)](https://www.mica.wtf/national-adaptations/cy/cysec/c713-esma-guidelines-transfer-reverse-suitability.md)
- [CySEC C714: Joint ESAs Templates & Test](https://www.mica.wtf/national-adaptations/cy/cysec/c714-joint-esas-templates-standardised-test.md)
- [CySEC C715: Financial Instrument Qualification](https://www.mica.wtf/national-adaptations/cy/cysec/c715-esma-guidelines-financial-instruments-qualification.md)
- [CySEC C722: EBA Opinion PSD/MiCA Interplay](https://www.mica.wtf/national-adaptations/cy/cysec/c722-eba-opinion-psd-mica-interplay.md)
- [CySEC C756: CBC PSD2/MiCA Announcement](https://www.mica.wtf/national-adaptations/cy/cysec/c756-cbc-announcement-psd-mica.md)
- [CySEC Directive DI 73-2009-04: Crypto Fees](https://www.mica.wtf/national-adaptations/cy/cysec/directive-di-73-2009-04-charges-and-fees.md)
- [CySEC: MiCA Legislation Hub](https://www.mica.wtf/national-adaptations/cy/cysec/markets-in-crypto-assets-legislation-hub.md)
- [CySEC: MiCA Overview](https://www.mica.wtf/national-adaptations/cy/cysec/mica-regulation-overview.md)
- [CySEC: MiCA Deadline 27 Feb 2026](https://www.mica.wtf/national-adaptations/cy/cysec/press-release-mica-applications-deadline-27-february-2026.md)
- [CySEC PS-03-2024: MiCAR Fees](https://www.mica.wtf/national-adaptations/cy/cysec/ps-03-2024-mica-fees-submission-requirements.md)
- [Czechia](https://www.mica.wtf/national-adaptations/cz.md)
- [Czechia — MiCA](https://www.mica.wtf/national-adaptations/cz/mica.md)
- [CNB](https://www.mica.wtf/national-adaptations/cz/cnb.md)
- [CNB: First six MiCA authorisations](https://www.mica.wtf/national-adaptations/cz/cnb/cnb-issues-the-first-six-authorisations-under-mica.md)
- [CNB: Area of competence under MiCA](https://www.mica.wtf/national-adaptations/cz/cnb/cnbs-area-of-competence-under-mica.md)
- [CNB: Crypto-assets laws and regulations](https://www.mica.wtf/national-adaptations/cz/cnb/crypto-assets-laws-and-regulations.md)
- [CNB: Methodological documents](https://www.mica.wtf/national-adaptations/cz/cnb/crypto-assets-methodological-and-interpretative-documents.md)
- [CNB: Crypto literacy materials](https://www.mica.wtf/national-adaptations/cz/cnb/financial-and-economic-literacy-crypto-assets.md)
- [CNB: Notice on crypto-offer risks](https://www.mica.wtf/national-adaptations/cz/cnb/notice-regarding-risks-of-offers-to-the-public-of-crypto-assets.md)
- [CNB: Before investing in crypto](https://www.mica.wtf/national-adaptations/cz/cnb/what-to-watch-out-for-before-investing-in-crypto-assets.md)
- [Germany](https://www.mica.wtf/national-adaptations/de.md)
- [Germany — MiCA](https://www.mica.wtf/national-adaptations/de/mica.md)
- [BaFin](https://www.mica.wtf/national-adaptations/de/bafin.md)
- [BaFin Merkblatt: Crypto Services (DE)](https://www.mica.wtf/national-adaptations/de/bafin/merkblatt-kryptowerte-dienstleistungen-nach-micar.md)
- [BaFin: Crypto Services under MiCAR](https://www.mica.wtf/national-adaptations/de/bafin/services-and-activities-in-connection-with-crypto-assets-in-accordance-with-micar.md)
- [Denmark](https://www.mica.wtf/national-adaptations/dk.md)
- [Denmark — MiCA](https://www.mica.wtf/national-adaptations/dk/mica.md)
- [DFSA](https://www.mica.wtf/national-adaptations/dk/dfsa.md)
- [DFSA: ART Authorisation Application](https://www.mica.wtf/national-adaptations/dk/dfsa/application-asset-referenced-tokens-art.md)
- [DFSA: EMT / E-Money Authorisation](https://www.mica.wtf/national-adaptations/dk/dfsa/application-e-money-institution-emt.md)
- [DFSA: CASP Application / Notification](https://www.mica.wtf/national-adaptations/dk/dfsa/casp-application-notification-virk.md)
- [DFSA: CASP / Company Register](https://www.mica.wtf/national-adaptations/dk/dfsa/crypto-asset-service-provider-register.md)
- [DFSA: DeFi & MiCA Offering Exemptions](https://www.mica.wtf/national-adaptations/dk/dfsa/decentralised-finance-and-the-markets-for-crypto-assets-when-is-your-offering-exempt.md)
- [DFSA: ESA Guideline Adoption Tracker](https://www.mica.wtf/national-adaptations/dk/dfsa/esa-guidelines-adoption-tracker.md)
- [DFSA: Crypto-Market Practice & Transition](https://www.mica.wtf/national-adaptations/dk/dfsa/finanstilsynets-praksis-paa-markedet-for-kryptoaktiver.md)
- [DFSA: Future Crypto Services after MiCA](https://www.mica.wtf/national-adaptations/dk/dfsa/fremtidige-kryptoaktivtjenester-i-eu-efter-mica.md)
- [DFSA: MiCA Legal-Collection Hub](https://www.mica.wtf/national-adaptations/dk/dfsa/mica-legal-collection.md)
- [DFSA: STOR Reporting (MiCA)](https://www.mica.wtf/national-adaptations/dk/dfsa/stor-reporting-mica.md)
- [Estonia](https://www.mica.wtf/national-adaptations/ee.md)
- [Estonia — MiCA](https://www.mica.wtf/national-adaptations/ee/mica.md)
- [Finantsinspektsioon](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon.md)
- [FI: EBA/ESMA juhtorgani liikmete sobivuse ühissuunised (soovituslik juhend)](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/eba-esma-uhissuunised-juhtorgani-liikmete-sobivus.md)
- [FI: EBA ART-emitentide juhtimiskorra suunised (EBA/GL/2024/06, soovituslik juhend)](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/eba-suunised-art-emitentide-juhtimiskord-gl-2024-06.md)
- [FI: EBA finantsseisundi taastamise kavade suunised (EBA/GL/2024/07, soovituslik juhend)](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/eba-suunised-finantsseisundi-taastamise-kavad-gl-2024-07.md)
- [FI: EBA likviidsuse stressitestide suunised (EBA/GL/2024/08, soovituslik juhend)](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/eba-suunised-likviidsuse-stressitestid-gl-2024-08.md)
- [FI: EBA lunastamiskavade suunised (EBA/GL/2024/13, soovituslik juhend)](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/eba-suunised-lunastamiskavad-gl-2024-13.md)
- [FI: ESAde ühissuunised selgituste malli ja standardtesti kohta (soovituslik juhend)](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/esade-uhissuunised-selgituste-arvamuste-mall-standardtest.md)
- [FI: ESMA krüptovara finantsinstrumendiks kvalifitseerimise suunised (soovituslik juhend)](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/esma-suunised-kruptovara-kvalifitseerumine-finantsinstrumendiks.md)
- [FI: ESMA krüptovaraülekande teenuste suunised (soovituslik juhend)](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/esma-suunised-kruptovaraulekande-teenused-investorite-kaitse.md)
- [FI: ESMA pöördpakkumise (reverse solicitation) suunised (soovituslik juhend)](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/esma-suunised-poordpakkumine-reverse-solicitation.md)
- [FI: ESMA sobivusnõuete ja portfellivalitsemise aruande suunised (soovituslik juhend)](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/esma-suunised-sobivusnouete-ja-portfellivalitsemise-aruande-vorm.md)
- [FI: ESMA teadmiste ja pädevuste suunised (soovituslik juhend)](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/esma-suunised-teadmiste-ja-padevuste-hindamise-kriteeriumid.md)
- [FI: ESMA turukuritarvituse järelevalvetavade suunised (soovituslik juhend)](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/esma-suunised-turukuritarvituse-jarelevalvetavad.md)
- [FI: Krüptovaraturu tegevusluba](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/kruptovaraturu-tegevusluba.md)
- [FI: Makseasutuse/e-raha asutuse tegevusluba ja krüptovarateenus](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/makseasutuse-voi-e-raha-asutuse-tegevusloa-taotlemine.md)
- [FI: Märgukiri üleminekuperioodi lõppemise kohta](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/margukiri-uleminekuperioodi-loppemine-tegevusloa-taotlemine.md)
- [FI: MiCAR üleminekuperioodi lõpp (infotund VASP/CASP)](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/micar-uleminekuperioodi-lopp-1-juulil-2026.md)
- [FI: Teave valge raamatu kohta](https://www.mica.wtf/national-adaptations/ee/finantsinspektsioon/teave-kruptovara-emitentidele-valge-raamatu-kohta.md)
- [Spain](https://www.mica.wtf/national-adaptations/es.md)
- [Spain — MiCA](https://www.mica.wtf/national-adaptations/es/mica.md)
- [CNMV](https://www.mica.wtf/national-adaptations/es/cnmv.md)
- [CNMV: Adopts five MiCA guidelines](https://www.mica.wtf/national-adaptations/es/cnmv/cnmv-adopta-cinco-directrices-mica.md)
- [CNMV: End of transitional period](https://www.mica.wtf/national-adaptations/es/cnmv/comunicado-fin-periodo-transitorio-30-junio.md)
- [CNMV: White-paper notification](https://www.mica.wtf/national-adaptations/es/cnmv/comunicado-notificacion-libros-blancos.md)
- [CNMV: Transitional period & Title II notice](https://www.mica.wtf/national-adaptations/es/cnmv/comunicado-periodo-transitorio-titulo-ii.md)
- [CNMV: MiCA hub](https://www.mica.wtf/national-adaptations/es/cnmv/mica-nueva-regulacion-criptoactivos.md)
- [CNMV: CASP standard forms](https://www.mica.wtf/national-adaptations/es/cnmv/modelos-normalizados-psc.md)
- [CNMV: CASP reporting obligations](https://www.mica.wtf/national-adaptations/es/cnmv/obligaciones-informacion-prestadores.md)
- [CNMV: MiCA Q\&A](https://www.mica.wtf/national-adaptations/es/cnmv/preguntas-respuestas-reglamento-mica.md)
- [CNMV: CASP register](https://www.mica.wtf/national-adaptations/es/cnmv/registro-proveedores-servicios-criptoactivos.md)
- [Finland](https://www.mica.wtf/national-adaptations/fi.md)
- [Finland — MiCA](https://www.mica.wtf/national-adaptations/fi/mica.md)
- [FIN-FSA](https://www.mica.wtf/national-adaptations/fi/fin-fsa.md)
- [FIN-FSA: Annual Report 2024 (supervision)](https://www.mica.wtf/national-adaptations/fi/fin-fsa/annual-report-2024-supervision.md)
- [FIN-FSA: MiCA application begins](https://www.mica.wtf/national-adaptations/fi/fin-fsa/application-of-mica-begins-transitional-periods-vary.md)
- [FIN-FSA: Authorisations & notifications](https://www.mica.wtf/national-adaptations/fi/fin-fsa/authorisations-registrations-and-notifications.md)
- [FIN-FSA: Crypto-asset activities](https://www.mica.wtf/national-adaptations/fi/fin-fsa/crypto-asset-activities.md)
- [FIN-FSA: Marketing deficiencies](https://www.mica.wtf/national-adaptations/fi/fin-fsa/deficiencies-marketing-crypto-asset-services.md)
- [FIN-FSA: ESAs issue crypto guidelines](https://www.mica.wtf/national-adaptations/fi/fin-fsa/esas-issued-guidelines-on-crypto-assets.md)
- [FIN-FSA: Fit & proper declaration (CASP)](https://www.mica.wtf/national-adaptations/fi/fin-fsa/fit-and-proper-declaration-casp.md)
- [FIN-FSA: ESA guidelines (crypto)](https://www.mica.wtf/national-adaptations/fi/fin-fsa/guidelines-of-the-european-supervisory-authorities.md)
- [FIN-FSA: Market Newsletter 2/2024](https://www.mica.wtf/national-adaptations/fi/fin-fsa/market-newsletter-2-2024.md)
- [FIN-FSA: Requirements tightened](https://www.mica.wtf/national-adaptations/fi/fin-fsa/requirements-tightened-consumers-careful.md)
- [FIN-FSA: ML/TF risk assessment (VASP)](https://www.mica.wtf/national-adaptations/fi/fin-fsa/risk-assessment-ml-tf-virtual-asset-providers.md)
- [France](https://www.mica.wtf/national-adaptations/fr.md)
- [France — MiCA](https://www.mica.wtf/national-adaptations/fr/mica.md)
- [AMF](https://www.mica.wtf/national-adaptations/fr/amf.md)
- [Acteurs listes blanches - PSAN/PSCA](https://www.mica.wtf/national-adaptations/fr/amf/acteurs-listes-blanches-psan-psca.md)
- [AMF Discussion Paper on Decentralised Finance (DeFi)](https://www.mica.wtf/national-adaptations/fr/amf/amf-discussion-paper-on-decentralised-finance-defi.md)
- [Crypto-assets services providers (CASP) - Common notification form for the AMF and the ACPR](https://www.mica.wtf/national-adaptations/fr/amf/casp-common-notification-form-amf-acpr.md)
- [Crypto-Asset Service Provider (CASP) - Licensing application forms](https://www.mica.wtf/national-adaptations/fr/amf/casp-licensing-application-forms.md)
- [Crypto-asset markets: the MiCA regulation adopted by the European Parliament](https://www.mica.wtf/national-adaptations/fr/amf/crypto-asset-markets-mica-adopted-by-european-parliament.md)
- [Obtain DASP / PSAN registration or optional authorisation - AMF](https://www.mica.wtf/national-adaptations/fr/amf/dasp-psan-registration-authorisation.md)
- [Decentralised finance (DeFi): Summary of responses to the AMF Discussion Paper](https://www.mica.wtf/national-adaptations/fr/amf/decentralised-finance-defi-summary-of-responses-to-the-amf-discussion-paper.md)
- [DOC-2025-01 - Modalites de notification des documents relatifs a une offre au public ou a l'admission a la negociation d'un crypto-actif](https://www.mica.wtf/national-adaptations/fr/amf/doc-2025-01-notification-offre-publique.md)
- [Instruction AMF DOC-2025-05 - Information deemed complete for CASP authorisation assessment](https://www.mica.wtf/national-adaptations/fr/amf/doc-2025-05-casp-authorisation-information-deemed-complete.md)
- [DOC-2026-03 - ESMA knowledge and competence guidelines under MiCA](https://www.mica.wtf/national-adaptations/fr/amf/doc-2026-03-knowledge-and-competence.md)
- [European crypto-asset markets' framework: proposals from AMF, FMA and Consob](https://www.mica.wtf/national-adaptations/fr/amf/european-crypto-asset-markets-framework-amf-fma-consob-proposals.md)
- [MiCA Regulation - AMF now accepting applications for authorisation as a CASP](https://www.mica.wtf/national-adaptations/fr/amf/mica-regulation-amf-now-accepting-casp-applications.md)
- [The European regulation Markets in Crypto-Assets (MiCA) - AMF](https://www.mica.wtf/national-adaptations/fr/amf/mica-thematic-dossier.md)
- [Position AMF DOC-2025-03](https://www.mica.wtf/national-adaptations/fr/amf/position-amf-doc-2025-03.md)
- [Position AMF DOC-2025-04 - ESMA guidelines on qualifying crypto-assets as financial instruments](https://www.mica.wtf/national-adaptations/fr/amf/position-amf-doc-2025-04-crypto-assets-financial-instruments.md)
- [Position AMF DOC-2025-07 - ESMA MiCA market abuse supervisory practices](https://www.mica.wtf/national-adaptations/fr/amf/position-amf-doc-2025-07-market-abuse-supervisory-practices.md)
- [Crypto-assets: AMF clarifies DASP transition to MiCA](https://www.mica.wtf/national-adaptations/fr/amf/psan-transitional-period-ends-july-2026.md)
- [Public offerings and admission to trading of crypto-assets - AMF](https://www.mica.wtf/national-adaptations/fr/amf/public-offerings-admission-trading-notification.md)
- [Find the AMF's white lists (DASP/CASP)](https://www.mica.wtf/national-adaptations/fr/amf/warnings-and-blacklists.md)
- [Webinaire MiCA: de PSAN a PSCA - AMF](https://www.mica.wtf/national-adaptations/fr/amf/webinaire-mica-psan-psca.md)
- [White paper - forms and statement](https://www.mica.wtf/national-adaptations/fr/amf/white-paper-forms-and-statement.md)
- [Greece](https://www.mica.wtf/national-adaptations/gr.md)
- [Greece — MiCA](https://www.mica.wtf/national-adaptations/gr/mica.md)
- [HCMC](https://www.mica.wtf/national-adaptations/gr/hcmc.md)
- [HCMC: Crypto-assets explained](https://www.mica.wtf/national-adaptations/gr/hcmc/crypto-assets-explained-mica-factsheet.md)
- [HCMC: Decision 8/1059 — CASP application](https://www.mica.wtf/national-adaptations/gr/hcmc/decision-8-1059-casp-authorisation-application.md)
- [HCMC: ESMA unregulated-services statement](https://www.mica.wtf/national-adaptations/gr/hcmc/esma-statement-casps-offering-unregulated-services.md)
- [HCMC: Pre-check procedure for CASPs](https://www.mica.wtf/national-adaptations/gr/hcmc/government-gazette-initial-assessment-pre-check-candidate-casps.md)
- [HCMC: Interim MiCA registers](https://www.mica.wtf/national-adaptations/gr/hcmc/interim-mica-registers.md)
- [HCMC: Joint ESAs crypto warning](https://www.mica.wtf/national-adaptations/gr/hcmc/joint-esas-revised-warning-on-crypto-assets.md)
- [HCMC: MiCA crypto-assets hub](https://www.mica.wtf/national-adaptations/gr/hcmc/markets-in-crypto-assets-mica.md)
- [HCMC: MiCA Q\&A](https://www.mica.wtf/national-adaptations/gr/hcmc/questions-and-answers-on-regulation-eu-2023-1114-mica.md)
- [HCMC: ESMA guidelines compliance](https://www.mica.wtf/national-adaptations/gr/hcmc/recommendations-guidelines-of-esma.md)
- [HCMC: Before investing in crypto](https://www.mica.wtf/national-adaptations/gr/hcmc/what-to-know-and-check-before-investing-in-crypto-assets.md)
- [Croatia](https://www.mica.wtf/national-adaptations/hr.md)
- [Croatia — MiCA](https://www.mica.wtf/national-adaptations/hr/mica.md)
- [HANFA](https://www.mica.wtf/national-adaptations/hr/hanfa.md)
- [HANFA: CASP financial-statements template](https://www.mica.wtf/national-adaptations/hr/hanfa/casp-financijski-izvjestaji.md)
- [HANFA: CASP prudential-report template](https://www.mica.wtf/national-adaptations/hr/hanfa/casp-izvjestaj-bonitetni-zahtjevi.md)
- [HANFA: CASP supervisory-reports template](https://www.mica.wtf/national-adaptations/hr/hanfa/casp-nadzorni-izvjestaji.md)
- [HANFA: Electrocoin — first CASP authorisation](https://www.mica.wtf/national-adaptations/hr/hanfa/electrocoin-first-mica-authorisation.md)
- [HANFA: Compliance with ESMA qualification guidelines](https://www.mica.wtf/national-adaptations/hr/hanfa/hanfa-confirms-compliance-esma-guidelines-qualification.md)
- [HANFA: chart of accounts for CASPs](https://www.mica.wtf/national-adaptations/hr/hanfa/kontni-plan-za-casp-ove.md)
- [HANFA: List of notified white papers (EU)](https://www.mica.wtf/national-adaptations/hr/hanfa/list-notified-white-papers-eu-member-states.md)
- [HANFA: CASP authorisation application form](https://www.mica.wtf/national-adaptations/hr/hanfa/obrazac-zahtjeva-odobrenje-casp.md)
- [HANFA: CASP prudential requirements rulebook (NN 153/25)](https://www.mica.wtf/national-adaptations/hr/hanfa/pravilnik-bonitetni-zahtjevi-nn-153-25.md)
- [HANFA: CASP financial-statements rulebook (NN 153/25)](https://www.mica.wtf/national-adaptations/hr/hanfa/pravilnik-financijski-izvjestaji-nn-153-25.md)
- [HANFA: CASP qualifications rulebook (NN 10/26)](https://www.mica.wtf/national-adaptations/hr/hanfa/pravilnik-kvalifikacije-i-obrazovni-program-nn-10-26.md)
- [HANFA: CASP supervisory-reports rulebook (NN 153/25)](https://www.mica.wtf/national-adaptations/hr/hanfa/pravilnik-nadzorni-izvjestaji-nn-153-25.md)
- [HANFA: CASP authorisation rulebook (NN 95/25)](https://www.mica.wtf/national-adaptations/hr/hanfa/pravilnik-odobrenje-za-rad-kvalificirani-udjel-nn-95-25.md)
- [HANFA: complaints rulebook (NN 129/25)](https://www.mica.wtf/national-adaptations/hr/hanfa/pravilnik-prituzbe-nn-129-25.md)
- [HANFA: CASP audit-content rulebook (NN 157/25)](https://www.mica.wtf/national-adaptations/hr/hanfa/pravilnik-sadrzaj-revizije-nn-157-25.md)
- [HANFA: covert-supervision rulebook (NN 129/25)](https://www.mica.wtf/national-adaptations/hr/hanfa/pravilnik-tajni-nadzor-nn-129-25.md)
- [HANFA: CASP client-asset protection rulebook (NN 157/25)](https://www.mica.wtf/national-adaptations/hr/hanfa/pravilnik-zastita-imovine-klijenata-nn-157-25.md)
- [HANFA: Register of passported CASPs (EU)](https://www.mica.wtf/national-adaptations/hr/hanfa/register-entities-authorised-casp-eu-member-states.md)
- [HANFA: Register of authorised CASPs](https://www.mica.wtf/national-adaptations/hr/hanfa/register-entities-authorised-casp.md)
- [HANFA: Register of notified white papers](https://www.mica.wtf/national-adaptations/hr/hanfa/register-notified-white-papers.md)
- [HANFA: CASP organisational-requirements guidelines](https://www.mica.wtf/national-adaptations/hr/hanfa/smjernice-o-organizacijskim-zahtjevima-casp.md)
- [HANFA: third CASP authorisation (DIGITAL ASSETS)](https://www.mica.wtf/national-adaptations/hr/hanfa/third-mica-authorisation.md)
- [HANFA: Crypto-asset market hub](https://www.mica.wtf/national-adaptations/hr/hanfa/trziste-kriptoimovine-regulatory-hub.md)
- [HANFA: CASP introductory-meeting questionnaire](https://www.mica.wtf/national-adaptations/hr/hanfa/upitnik-za-uvodni-sastanak.md)
- [HANFA: CASP reporting instruction](https://www.mica.wtf/national-adaptations/hr/hanfa/uputa-za-izradu-i-dostavu-izvjestaja-casp.md)
- [HANFA: CASP authorisation application guide](https://www.mica.wtf/national-adaptations/hr/hanfa/vodic-za-podnosenje-zahtjeva-odobrenje-casp.md)
- [HANFA: Warning on transitional periods & white papers](https://www.mica.wtf/national-adaptations/hr/hanfa/warning-mica-transitional-periods-white-papers.md)
- [HANFA: WHITE TECH authorisation](https://www.mica.wtf/national-adaptations/hr/hanfa/white-tech-mica-authorisation.md)
- [HR: MiCA implementing Act (NN 85/2024)](https://www.mica.wtf/national-adaptations/hr/hanfa/zakon-o-provedbi-uredbe-mica-nn-85-2024.md)
- [Hungary](https://www.mica.wtf/national-adaptations/hu.md)
- [Hungary — MiCA](https://www.mica.wtf/national-adaptations/hu/mica.md)
- [MNB](https://www.mica.wtf/national-adaptations/hu/mnb.md)
- [MNB: ART issuer authorisation guidance](https://www.mica.wtf/national-adaptations/hu/mnb/authorisation-of-the-activities-of-asset-referenced-token-issuers.md)
- [MNB: CASP authorisation guidance](https://www.mica.wtf/national-adaptations/hu/mnb/authorisation-of-the-activities-of-crypto-asset-service-providers.md)
- [MNB: ESMA finalises first CASP rules](https://www.mica.wtf/national-adaptations/hu/mnb/esma-finalises-first-rules-on-crypto-asset-service-providers.md)
- [MNB: ESMA third consultation under MiCA](https://www.mica.wtf/national-adaptations/hu/mnb/esma-launches-the-third-consultation-under-mica.md)
- [MNB: ESMA guidance on MiCA best practices](https://www.mica.wtf/national-adaptations/hu/mnb/esma-provides-guidance-on-mica-best-practices.md)
- [MNB: ESMA statement on MiCA transitional measures](https://www.mica.wtf/national-adaptations/hu/mnb/esma-statement-on-mica-transitional-measures.md)
- [MNB: FinTech and Digitalisation Report 2025](https://www.mica.wtf/national-adaptations/hu/mnb/fintech-and-digitalisation-report-2025.md)
- [MNB: New MiCA rules increase transparency](https://www.mica.wtf/national-adaptations/hu/mnb/new-mica-rules-increase-transparency-for-retail-investors.md)
- [MNB: Offer/admission of other crypto-assets](https://www.mica.wtf/national-adaptations/hu/mnb/requirements-for-offer-or-admission-of-crypto-assets-other-than-art-or-emt.md)
- [MNB: Offer/admission of e-money tokens](https://www.mica.wtf/national-adaptations/hu/mnb/requirements-for-offer-or-admission-of-e-money-tokens.md)
- [Ireland](https://www.mica.wtf/national-adaptations/ie.md)
- [Ireland — MiCA](https://www.mica.wtf/national-adaptations/ie/mica.md)
- [CBI](https://www.mica.wtf/national-adaptations/ie/cbi.md)
- [Addendum to the Consumer Protection Code 2012 - MiCAR-regulated activities](https://www.mica.wtf/national-adaptations/ie/cbi/addendum-consumer-protection-code-2012-micar.md)
- [AMLD/CFT/Financial Sanctions Pre-Authorisation Risk Evaluation Questionnaire (CASP applicants)](https://www.mica.wtf/national-adaptations/ie/cbi/amld-cft-financial-sanctions-pre-authorisation-risk-questionnaire.md)
- [Guidance Note for Issuers of Asset-Referenced Tokens and E-Money Tokens](https://www.mica.wtf/national-adaptations/ie/cbi/art-emt-issuer-guidance.md)
- [ART Key Facts Document](https://www.mica.wtf/national-adaptations/ie/cbi/art-key-facts-document.md)
- [Application Form for Authorisation as a Crypto-Asset Service Provider (Article 62 MiCAR)](https://www.mica.wtf/national-adaptations/ie/cbi/casp-application-form-article-62.md)
- [CASP Authorisation Portal (Go Live) - Communications and Publications](https://www.mica.wtf/national-adaptations/ie/cbi/casp-authorisation-portal-go-live-communications.md)
- [Systems Submission Guide - CASP Authorisation Portal](https://www.mica.wtf/national-adaptations/ie/cbi/casp-authorisation-portal.md)
- [Guidance Note: Crypto-Asset Service Providers Key Facts Document](https://www.mica.wtf/national-adaptations/ie/cbi/casp-key-facts-document-guidance.md)
- [Crypto-Assets Service Providers Return - Excel Form (CSR)](https://www.mica.wtf/national-adaptations/ie/cbi/crypto-assets-service-providers-return-excel-form-csr.md)
- [FAQ - Interplay between MiCAR and PSD2](https://www.mica.wtf/national-adaptations/ie/cbi/faq-micar-and-psd2.md)
- [Guidance Notes for Crypto-Assets Service Providers Return (CSR)](https://www.mica.wtf/national-adaptations/ie/cbi/guidance-notes-casp-return-csr.md)
- [Impact of Markets in Crypto-Assets Regulation (MiCAR) on Virtual Asset Service Providers](https://www.mica.wtf/national-adaptations/ie/cbi/impact-of-micar-on-virtual-asset-service-providers.md)
- [Markets in Crypto-Assets Regulation (MiCAR) - Central Bank of Ireland](https://www.mica.wtf/national-adaptations/ie/cbi/mica-regulation-overview.md)
- [MiCAR Authorisation and Supervisory Expectations](https://www.mica.wtf/national-adaptations/ie/cbi/micar-authorisation-and-supervisory-expectations.md)
- [MiCAR Authorisation - Path to Success Industry Event](https://www.mica.wtf/national-adaptations/ie/cbi/micar-authorisation-path-to-success-industry-event.md)
- [MiCAR - Frequently Asked Questions](https://www.mica.wtf/national-adaptations/ie/cbi/micar-frequently-asked-questions.md)
- [MiCAR Regulatory Reporting - Crypto-Asset Service Providers Return](https://www.mica.wtf/national-adaptations/ie/cbi/micar-regulatory-reporting-casp-return.md)
- [Notification Form for the Provision of Crypto-Asset Services](https://www.mica.wtf/national-adaptations/ie/cbi/notification-form-provision-of-crypto-asset-services.md)
- [Central Bank registers - authorised CASPs and transitional VASPs under MiCAR](https://www.mica.wtf/national-adaptations/ie/cbi/registers-central-bank-micar-casp-vasp-downloads.md)
- [S.I. No. 607/2024 - European Union (Markets in Crypto-Assets) Regulations 2024](https://www.mica.wtf/national-adaptations/ie/cbi/si-607-2024-markets-in-crypto-assets-regulations.md)
- [Suspicious Transaction and Order Report (STOR) Form](https://www.mica.wtf/national-adaptations/ie/cbi/stor-form-article-92.md)
- [Supervisory Expectations for CASPs - Industry Briefing Slides (10 March 2026)](https://www.mica.wtf/national-adaptations/ie/cbi/supervisory-expectations-for-casps-industry-briefing-slides.md)
- [Suspicious Transaction and Order Report (STOR) - Article 92 MiCAR](https://www.mica.wtf/national-adaptations/ie/cbi/suspicious-transaction-and-order-report-article-92.md)
- [MiCAR Title II Other Crypto-Assets Submission Template](https://www.mica.wtf/national-adaptations/ie/cbi/title-ii-white-paper-submission-template.md)
- [Iceland](https://www.mica.wtf/national-adaptations/is.md)
- [Iceland — MiCA](https://www.mica.wtf/national-adaptations/is/mica.md)
- [FME](https://www.mica.wtf/national-adaptations/is/fme.md)
- [Italy](https://www.mica.wtf/national-adaptations/it.md)
- [Italy — MiCA](https://www.mica.wtf/national-adaptations/it/mica.md)
- [CONSOB](https://www.mica.wtf/national-adaptations/it/consob.md)
- [CONSOB: Avviso statement ESMA](https://www.mica.wtf/national-adaptations/it/consob/avviso-esma-statement-casp-micar.md)
- [CONSOB: Guida modulo CASP](https://www.mica.wtf/national-adaptations/it/consob/casp-guida-compilazione-modulo.md)
- [CONSOB: Comunicato regime transitorio/PSD2](https://www.mica.wtf/national-adaptations/it/consob/comunicato-congiunto-regime-transitorio-psd2.md)
- [CONSOB: Primo CASP autorizzato](https://www.mica.wtf/national-adaptations/it/consob/comunicato-stampa-primo-casp-autorizzato.md)
- [CONSOB: Comunicato VASP 30 dicembre](https://www.mica.wtf/national-adaptations/it/consob/comunicato-stampa-vasp-30-dicembre.md)
- [CONSOB: Comunicazione 1/24](https://www.mica.wtf/national-adaptations/it/consob/comunicazione-1-24-prima-attuazione.md)
- [CONSOB: Comunicazione 16/25](https://www.mica.wtf/national-adaptations/it/consob/comunicazione-16-25-istanze-casp.md)
- [CONSOB: Nota riparto competenze](https://www.mica.wtf/national-adaptations/it/consob/nota-ricognitiva-riparto-competenze.md)
- [CONSOB: Orientamenti idoneità ART/CASP](https://www.mica.wtf/national-adaptations/it/consob/orientamenti-idoneita-organo-gestione-partecipazioni.md)
- [CONSOB: AMF/CONSOB/FMA position paper](https://www.mica.wtf/national-adaptations/it/consob/position-paper-amf-consob-fma.md)
- [CONSOB: Contributi di vigilanza cripto](https://www.mica.wtf/national-adaptations/it/consob/relazione-contributi-vigilanza.md)
- [Banca d'Italia](https://www.mica.wtf/national-adaptations/it/banca-ditalia.md)
- [BdI: Estensione periodo transitorio](https://www.mica.wtf/national-adaptations/it/banca-ditalia/avviso-estensione-periodo-transitorio.md)
- [BdI: Guida modulo CASP](https://www.mica.wtf/national-adaptations/it/banca-ditalia/casp-guida-compilazione-modulo.md)
- [BdI: Cripto-attività e bilancio](https://www.mica.wtf/national-adaptations/it/banca-ditalia/comunicazione-cripto-attivita-informativa-bilancio.md)
- [BdI: Interconnessione MiCAR-PSD2](https://www.mica.wtf/national-adaptations/it/banca-ditalia/comunicazione-interconnessione-micar-psd2.md)
- [BdI: Comunicazione MiCAR (lug 2024)](https://www.mica.wtf/national-adaptations/it/banca-ditalia/comunicazione-micar-2024.md)
- [BdI: Disposizioni di vigilanza cripto](https://www.mica.wtf/national-adaptations/it/banca-ditalia/disposizioni-vigilanza-cripto-attivita.md)
- [BdI: Emittenti ART](https://www.mica.wtf/national-adaptations/it/banca-ditalia/emittenti-token-collegati-attivita-art.md)
- [BdI: Emittenti EMT](https://www.mica.wtf/national-adaptations/it/banca-ditalia/emittenti-token-moneta-elettronica-emt.md)
- [BdI: FAQ CASP](https://www.mica.wtf/national-adaptations/it/banca-ditalia/faq-casp.md)
- [BdI: FAQ emittenti ART](https://www.mica.wtf/national-adaptations/it/banca-ditalia/faq-emittenti-art.md)
- [BdI: MiCAR intermediaries](https://www.mica.wtf/national-adaptations/it/banca-ditalia/micar-intermediaries.md)
- [BdI: Nota 50 (classificazione)](https://www.mica.wtf/national-adaptations/it/banca-ditalia/nota-50-classificazione-cripto-attivita.md)
- [BdI: Crypto-assets other than](https://www.mica.wtf/national-adaptations/it/banca-ditalia/offerenti-crypto-assets-other-than.md)
- [BdI: CASP](https://www.mica.wtf/national-adaptations/it/banca-ditalia/prestatori-servizi-cripto-attivita-casp.md)
- [BdI: Protocollo d'intesa Consob-BdI](https://www.mica.wtf/national-adaptations/it/banca-ditalia/protocollo-intesa-consob-bdi.md)
- [BdI: Riparto competenze BdI/Consob](https://www.mica.wtf/national-adaptations/it/banca-ditalia/riparto-competenze-bdi-consob.md)
- [BdI: Tabella CASP (procedimenti)](https://www.mica.wtf/national-adaptations/it/banca-ditalia/tabella-casp-procedimenti-competenze.md)
- [Liechtenstein](https://www.mica.wtf/national-adaptations/li.md)
- [Liechtenstein — MiCA](https://www.mica.wtf/national-adaptations/li/mica.md)
- [FMA Liechtenstein](https://www.mica.wtf/national-adaptations/li/fma-li.md)
- [Lithuania](https://www.mica.wtf/national-adaptations/lt.md)
- [Lithuania — MiCA](https://www.mica.wtf/national-adaptations/lt/mica.md)
- [Lietuvos bankas](https://www.mica.wtf/national-adaptations/lt/lb.md)
- [Lietuvos bankas: CASP authorisation](https://www.mica.wtf/national-adaptations/lt/lb/authorisation-of-crypto-asset-service-providers.md)
- [Lietuvos bankas: ART issuer authorisation](https://www.mica.wtf/national-adaptations/lt/lb/authorisation-of-issuers-of-asset-referenced-tokens.md)
- [Lietuvos bankas: EMT issuer authorisation](https://www.mica.wtf/national-adaptations/lt/lb/authorisation-of-issuers-of-electronic-money-tokens.md)
- [Lietuvos bankas: other crypto-asset issuers](https://www.mica.wtf/national-adaptations/lt/lb/authorisation-of-issuers-of-other-crypto-assets.md)
- [Lietuvos bankas: smooth winding down of CASPs](https://www.mica.wtf/national-adaptations/lt/lb/crypto-asset-service-providers-winding-down.md)
- [Lietuvos bankas: expectations for future CASPs](https://www.mica.wtf/national-adaptations/lt/lb/expectations-for-future-crypto-asset-service-providers.md)
- [Lietuvos bankas: expectations & user information](https://www.mica.wtf/national-adaptations/lt/lb/expectations-regarding-crypto-asset-services-and-information-for-users.md)
- [Lietuvos bankas: MiCAR authorisation FAQ](https://www.mica.wtf/national-adaptations/lt/lb/faq-authorisation-micar.md)
- [Lietuvos bankas: Markets in Crypto-Assets](https://www.mica.wtf/national-adaptations/lt/lb/markets-in-crypto-assets.md)
- [Lietuvos bankas: MiCAR hub](https://www.mica.wtf/national-adaptations/lt/lb/micar.md)
- [Luxembourg](https://www.mica.wtf/national-adaptations/lu.md)
- [Luxembourg — MiCA](https://www.mica.wtf/national-adaptations/lu/mica.md)
- [CSSF](https://www.mica.wtf/national-adaptations/lu/cssf.md)
- [Circular CSSF 25/872 — Application of the Guidelines of the European Banking Authority on the minimum content of the governance arrangements for issuers of asset-referenced tokens (EBA/GL/2024/06)](https://www.mica.wtf/national-adaptations/lu/cssf/circular-cssf-25-872.md)
- [Circular CSSF 25/873 — Application of the Guidelines of the European Banking Authority on recovery plans under Articles 46 and 55 of Regulation (EU) 2023/1114 (EBA/GL/2024/07)](https://www.mica.wtf/national-adaptations/lu/cssf/circular-cssf-25-873.md)
- [Circular CSSF 25/874 — Application of the Guidelines of the European Banking Authority establishing the common reference parameters of the stress test scenarios for the liquidity stress tests referred in Article 45(4) of Regulation (EU) 2023/1114 (EBA/GL/2024/08)](https://www.mica.wtf/national-adaptations/lu/cssf/circular-cssf-25-874.md)
- [Circular CSSF 25/875 — Application of the joint EBA and ESMA Guidelines on the suitability assessment of members of management body of issuers of asset-referenced tokens and of crypto-asset service providers, and of Joint EBA and ESMA Guidelines on the suitability assessment of shareholders and members, whether direct or indirect, with qualifying holdings in issuers of asset-referenced tokens and in crypto-asset service providers (EBA/GL/2024/09; ESMA75-453128700-10)](https://www.mica.wtf/national-adaptations/lu/cssf/circular-cssf-25-875.md)
- [Circular CSSF 25/876 — Application of the Guidelines of the European Banking Authority on redemption plans under Articles 47 and 55 of Regulation (EU) 2023/1114 (EBA/GL/2024/13)](https://www.mica.wtf/national-adaptations/lu/cssf/circular-cssf-25-876.md)
- [Circular CSSF 25/885 — Application of the Guidelines of the European Banking Authority on templates to assist competent authorities in performing their supervisory duties regarding issuers’ compliance under Titles III and IV of Regulation (EU) 2023/1114 (EBA/GL/2024/16)](https://www.mica.wtf/national-adaptations/lu/cssf/circular-cssf-25-885.md)
- [Circular CSSF 25/886 — Application of the Guidelines of the European Securities and Markets Authority on the conditions and criteria for the qualification of crypto-assets as financial instruments (ESMA75453128700-1323)](https://www.mica.wtf/national-adaptations/lu/cssf/circular-cssf-25-886.md)
- [Circular CSSF 25/887 — Application of the Guidelines of the European Securities and Markets Authority on situations in which a third-country firm is deemed to solicit clients established or situated in the EU and the supervision practices to detect and prevent circumvention of the Markets in Crypto Assets Regulation](https://www.mica.wtf/national-adaptations/lu/cssf/circular-cssf-25-887.md)
- [Circular CSSF 25/888 — Application of the Guidelines of the European Securities and Markets Authority on the procedures and policies, including the rights of clients, in the context of transfer services for crypto-assets under the Markets in Crypto Assets Regulation on investor protection (ESMA35-1872330276-2032)](https://www.mica.wtf/national-adaptations/lu/cssf/circular-cssf-25-888.md)
- [Circular CSSF 25/889 — Application of the Guidelines of the European Securities and Markets Authority on the specification of Union standards for the maintenance of systems and security access protocols for offerors and persons seeking admission to trading of crypto-assets other than asset-referenced tokens or e-money tokens](https://www.mica.wtf/national-adaptations/lu/cssf/circular-cssf-25-889.md)
- [Circular CSSF 25/890 — Application of the joint ESA Guidelines on templates for explanations and opinions, and the standardised test for crypto-assets, under Article 97(1) of Regulation (EU) 2023/1114 (JC 2024 28)](https://www.mica.wtf/national-adaptations/lu/cssf/circular-cssf-25-890.md)
- [Circular CSSF 25/891 — Application of the Guidelines of the European Securities and Markets Authority on certain aspects of the suitability requirements and format of the periodic statement for portfolio management activities under the Markets in Crypto Assets Regulation (ESMA35-1872330276-2031)](https://www.mica.wtf/national-adaptations/lu/cssf/circular-cssf-25-891.md)
- [Circular CSSF 26/909 — Application of the Guidelines of the European Securities and Markets Authority for the criteria on the assessment of knowledge and competence under the Markets in Crypto Assets Regulation (MiCA) (ESMA35-24871704-2922)](https://www.mica.wtf/national-adaptations/lu/cssf/circular-cssf-26-909.md)
- [Crypto-Assets Service Providers (CASPs) – CSSF](https://www.mica.wtf/national-adaptations/lu/cssf/crypto-assets-service-providers-casps.md)
- [Crypto-assets – CSSF](https://www.mica.wtf/national-adaptations/lu/cssf/crypto-assets.md)
- [CSSF register of supervised entities (CASPs, ART/EMT issuers, VASPs-PSAV under MiCAR and legacy frameworks)](https://www.mica.wtf/national-adaptations/lu/cssf/cssf-register-of-supervised-entities-casps-art-emt-issuers-vasps-psav-under-micar-and-legacy-framewo.md)
- [Frequently asked questions - Virtual Asset Service Providers](https://www.mica.wtf/national-adaptations/lu/cssf/frequently-asked-questions-virtual-asset-service-providers.md)
- [Issuers of Asset-Referenced Tokens (ARTs) – CSSF](https://www.mica.wtf/national-adaptations/lu/cssf/issuers-of-asset-referenced-tokens-arts.md)
- [Issuers of E-Money Tokens (EMTs) – CSSF](https://www.mica.wtf/national-adaptations/lu/cssf/issuers-of-e-money-tokens-emts.md)
- [Markets in Crypto-Assets (MiCA/MiCAR) – CSSF](https://www.mica.wtf/national-adaptations/lu/cssf/markets-in-crypto-assets-mica-micar.md)
- [Publication in the Official Journal of the Luxembourg law designating the CSSF as the competent authority for MiCAR](https://www.mica.wtf/national-adaptations/lu/cssf/publication-in-the-official-journal-of-the-luxembourg-law-designating-the-cssf-as-the-competent-auth.md)
- [Registration of a virtual asset service provider (VASPs)](https://www.mica.wtf/national-adaptations/lu/cssf/registration-of-a-virtual-asset-service-provider-vasps.md)
- [Suspicious transaction and order reports (MiCAR STORs)](https://www.mica.wtf/national-adaptations/lu/cssf/suspicious-transaction-and-order-reports-micar-stors.md)
- [VASP registration procedure](https://www.mica.wtf/national-adaptations/lu/cssf/vasp-registration-procedure.md)
- [White papers – CSSF](https://www.mica.wtf/national-adaptations/lu/cssf/white-papers.md)
- [Latvia](https://www.mica.wtf/national-adaptations/lv.md)
- [Latvia — MiCA](https://www.mica.wtf/national-adaptations/lv/mica.md)
- [Latvijas Banka](https://www.mica.wtf/national-adaptations/lv/latvijas-banka.md)
- [Latvijas Banka: CASP services by FMPs](https://www.mica.wtf/national-adaptations/lv/latvijas-banka/authorisation-for-existing-financial-market-participants.md)
- [Latvijas Banka: Crypto-asset classification](https://www.mica.wtf/national-adaptations/lv/latvijas-banka/classification-of-crypto-assets.md)
- [Latvijas Banka: CASP authorisation](https://www.mica.wtf/national-adaptations/lv/latvijas-banka/crypto-asset-service-providers.md)
- [Latvijas Banka: Crypto-assets hub](https://www.mica.wtf/national-adaptations/lv/latvijas-banka/crypto-assets.md)
- [Latvijas Banka: First CASP licence (BlockBen)](https://www.mica.wtf/national-adaptations/lv/latvijas-banka/first-casp-licence-blockben.md)
- [Latvijas Banka: Issuing ARTs](https://www.mica.wtf/national-adaptations/lv/latvijas-banka/issuing-asset-referenced-tokens.md)
- [Latvijas Banka: Issuing EMTs](https://www.mica.wtf/national-adaptations/lv/latvijas-banka/issuing-electronic-money-tokens.md)
- [Latvijas Banka: Issuing other tokens](https://www.mica.wtf/national-adaptations/lv/latvijas-banka/issuing-other-tokens.md)
- [Latvijas Banka: Accepting MiCA applications](https://www.mica.wtf/national-adaptations/lv/latvijas-banka/now-accepting-applications-mica-licence.md)
- [Latvijas Banka: CASP register](https://www.mica.wtf/national-adaptations/lv/latvijas-banka/register-crypto-asset-service-providers.md)
- [Malta](https://www.mica.wtf/national-adaptations/mt.md)
- [Malta — MiCA](https://www.mica.wtf/national-adaptations/mt/mica.md)
- [MFSA](https://www.mica.wtf/national-adaptations/mt/mfsa.md)
- [MFSA: MiCA Authorisation Circular](https://www.mica.wtf/national-adaptations/mt/mfsa/circular-authorisation-process-for-mica-applicants.md)
- [MFSA: MiCA Rulebook Issuance Circular](https://www.mica.wtf/national-adaptations/mt/mfsa/circular-issuance-of-mica-rulebook.md)
- [MFSA: MiCA Act Publication Circular](https://www.mica.wtf/national-adaptations/mt/mfsa/circular-publication-of-mica-act-and-legal-instruments.md)
- [MFSA: MiCA XBRL Taxonomy Circular](https://www.mica.wtf/national-adaptations/mt/mfsa/circular-publication-of-mica-xbrl-taxonomy.md)
- [MFSA: Follow-Up Authorisation Circular](https://www.mica.wtf/national-adaptations/mt/mfsa/follow-up-circular-authorisation-process-for-mica-applicants.md)
- [MFSA: MiCA Implementation & Guidelines](https://www.mica.wtf/national-adaptations/mt/mfsa/implementation-of-mica-and-corresponding-guidelines.md)
- [MFSA: What MiCA Means for Malta](https://www.mica.wtf/national-adaptations/mt/mfsa/mica-and-what-it-means-to-mfsa-and-malta.md)
- [MFSA: MiCA Rulebook](https://www.mica.wtf/national-adaptations/mt/mfsa/mica-rulebook.md)
- [Netherlands](https://www.mica.wtf/national-adaptations/nl.md)
- [Netherlands — MiCA](https://www.mica.wtf/national-adaptations/nl/mica.md)
- [DNB](https://www.mica.wtf/national-adaptations/nl/dnb.md)
- [DNB: ART/EMT Issuer Authorisation](https://www.mica.wtf/national-adaptations/nl/dnb/art-emt-issuer-authorisation.md)
- [DNB: CASP Prudential Supervision](https://www.mica.wtf/national-adaptations/nl/dnb/casp-prudential-supervision.md)
- [DNB: DNO MiCAR Arts 41 & 83](https://www.mica.wtf/national-adaptations/nl/dnb/dno-for-micar-articles-41-83.md)
- [DNB: FINREP EMT/ART Reporting](https://www.mica.wtf/national-adaptations/nl/dnb/finrep-emt-art-reporting-2026.md)
- [DNB: MiCAR Hub](https://www.mica.wtf/national-adaptations/nl/dnb/micar-overview.md)
- [DNB: MiCAR Suitability Matrix](https://www.mica.wtf/national-adaptations/nl/dnb/micar-suitability-matrix-fit-and-proper.md)
- [DNB: Supervisory Applications Service](https://www.mica.wtf/national-adaptations/nl/dnb/supervisory-applications-service.md)
- [AFM](https://www.mica.wtf/national-adaptations/nl/afm.md)
- [AFM: CASP Forms](https://www.mica.wtf/national-adaptations/nl/afm/casp-application-forms.md)
- [AFM: CASP Good Practices](https://www.mica.wtf/national-adaptations/nl/afm/casp-good-practices.md)
- [AFM: CASP Licence Procedure](https://www.mica.wtf/national-adaptations/nl/afm/casp-licence-application.md)
- [AFM: CASP Pre-Scan](https://www.mica.wtf/national-adaptations/nl/afm/casp-pre-scan-procedure.md)
- [AFM: Crypto FAQ](https://www.mica.wtf/national-adaptations/nl/afm/contact-and-faq.md)
- [AFM: MiCAR Role Overview](https://www.mica.wtf/national-adaptations/nl/afm/micar-overview.md)
- [AFM: CASP Reporting](https://www.mica.wtf/national-adaptations/nl/afm/reporting-obligations-for-casps.md)
- [AFM: Transition Period Update](https://www.mica.wtf/national-adaptations/nl/afm/transition-period-update.md)
- [AFM: White-Paper Notification](https://www.mica.wtf/national-adaptations/nl/afm/white-paper-notification.md)
- [AFM: Wwft/Sanctions Questionnaire](https://www.mica.wtf/national-adaptations/nl/afm/wwft-sanctions-questionnaire.md)
- [Norway](https://www.mica.wtf/national-adaptations/no.md)
- [Norway — MiCA](https://www.mica.wtf/national-adaptations/no/mica.md)
- [Finanstilsynet](https://www.mica.wtf/national-adaptations/no/finanstilsynet.md)
- [Poland](https://www.mica.wtf/national-adaptations/pl.md)
- [Poland — MiCA](https://www.mica.wtf/national-adaptations/pl/mica.md)
- [KNF](https://www.mica.wtf/national-adaptations/pl/knf.md)
- [KNF: Rozporządzenie MiCA — najważniejsze informacje](https://www.mica.wtf/national-adaptations/pl/knf/rozporzadzenie-mica-najwazniejsze-informacje.md)
- [KNF: Stanowisko — brak organu właściwego](https://www.mica.wtf/national-adaptations/pl/knf/stanowisko-uknf-brak-wyznaczenia-organu-wlasciwego.md)
- [KNF: Sytuacja regulacyjna na rynku kryptoaktywów](https://www.mica.wtf/national-adaptations/pl/knf/sytuacja-regulacyjna-na-rynku-kryptoaktywow.md)
- [KNF: Zakres Rozporządzenia MiCA](https://www.mica.wtf/national-adaptations/pl/knf/zakres-rozporzadzenia-mica.md)
- [Portugal](https://www.mica.wtf/national-adaptations/pt.md)
- [Portugal — MiCA](https://www.mica.wtf/national-adaptations/pt/mica.md)
- [CMVM](https://www.mica.wtf/national-adaptations/pt/cmvm.md)
- [PT: Alerta ICOs](https://www.mica.wtf/national-adaptations/pt/cmvm/alerta-investidores-icos.md)
- [PT: Comunicado ICOs (qualificação)](https://www.mica.wtf/national-adaptations/pt/cmvm/comunicado-icos-qualificacao-tokens.md)
- [PT: Registo de entidades (criptoativos)](https://www.mica.wtf/national-adaptations/pt/cmvm/entidades-autorizadas-criptoativos.md)
- [PT: Glossário criptoativos](https://www.mica.wtf/national-adaptations/pt/cmvm/glossario-criptoativos.md)
- [PT: Lei 69/2025 (execução MiCAR)](https://www.mica.wtf/national-adaptations/pt/cmvm/lei-69-2025-execucao-micar.md)
- [PT: Perguntas e Respostas (criptoativos)](https://www.mica.wtf/national-adaptations/pt/cmvm/perguntas-e-respostas-criptoativos.md)
- [PT: Proposta de Lei 32/XVII](https://www.mica.wtf/national-adaptations/pt/cmvm/proposta-de-lei-32-execucao-micar.md)
- [Romania](https://www.mica.wtf/national-adaptations/ro.md)
- [Romania — MiCA](https://www.mica.wtf/national-adaptations/ro/mica.md)
- [ASF](https://www.mica.wtf/national-adaptations/ro/asf.md)
- [ASF: Council approves Ecosystem draft law](https://www.mica.wtf/national-adaptations/ro/asf/asf-council-approved-the-ecosystem-draft-law.md)
- [ASF: Overview of MiCA](https://www.mica.wtf/national-adaptations/ro/asf/overview-of-the-markets-in-crypto-assets-regulation-mica.md)
- [ASF: Regulation of crypto-asset markets](https://www.mica.wtf/national-adaptations/ro/asf/press-release-regulation-of-crypto-asset-markets.md)
- [ASF: Warning on crypto-assets](https://www.mica.wtf/national-adaptations/ro/asf/warning-on-crypto-assets.md)
- [Sweden](https://www.mica.wtf/national-adaptations/se.md)
- [Sweden — MiCA](https://www.mica.wtf/national-adaptations/se/mica.md)
- [Finansinspektionen](https://www.mica.wtf/national-adaptations/se/finansinspektionen.md)
- [Fi](https://www.mica.wtf/national-adaptations/se/fi.md)
- [FI: Avgifter (april 2025)](https://www.mica.wtf/national-adaptations/se/fi/avgifter-hos-finansinspektionen-april-2025.md)
- [FI: Stockholm Fintech Week](https://www.mica.wtf/national-adaptations/se/fi/dialog-och-vagledning-under-stockholm-fintech-week.md)
- [FI: EBA om Mica och PSD2](https://www.mica.wtf/national-adaptations/se/fi/eba-klargor-samspelet-mellan-mica-och-psd2.md)
- [FI: EBA-yttrande efter 2 mars](https://www.mica.wtf/national-adaptations/se/fi/eba-yttrande-om-tillstand-for-leverantorer-av-kryptotillgangstjanster-efter-2-mars.md)
- [FI: ESMA-vägledning Mica-auktorisation](https://www.mica.wtf/national-adaptations/se/fi/esma-ger-vagledning-om-basta-praxis-for-mica-auktorisation.md)
- [FI: FI-analys 44 (kryptocertifikat)](https://www.mica.wtf/national-adaptations/se/fi/fi-analys-44-svenskarnas-handel-i-kryptocertifikat.md)
- [FI: FI-forum om Mica](https://www.mica.wtf/national-adaptations/se/fi/fi-forum-eus-nya-kryptoregelverk-mica.md)
- [FI: FI-tillsyn 21 (krypto-instrument)](https://www.mica.wtf/national-adaptations/se/fi/fi-tillsyn-21-finansiella-instrument-kryptotillgangar.md)
- [FI: Icke-Mica-handel ska upphöra](https://www.mica.wtf/national-adaptations/se/fi/handel-med-kryptotillgangar-som-inte-uppfyller-kraven-i-mica-ska-upphora.md)
- [FI: Krypto riskabelt trots reglering](https://www.mica.wtf/national-adaptations/se/fi/krypto-ar-riskabelt-trots-reglering.md)
- [FI: Kryptotillgångar (hub)](https://www.mica.wtf/national-adaptations/se/fi/kryptotillgangar.md)
- [FI: Kryptotillgångstjänster](https://www.mica.wtf/national-adaptations/se/fi/kryptotillgangstjanster.md)
- [FI: MiCA-förordningen](https://www.mica.wtf/national-adaptations/se/fi/mica-forordningen.md)
- [FI: Nyheter om kryptotillgångar](https://www.mica.wtf/national-adaptations/se/fi/nyheter-om-kryptotillgangar.md)
- [FI: EU-myndigheter varnar för krypto](https://www.mica.wtf/national-adaptations/se/fi/trots-reglering-fortsatter-eu-myndigheter-att-varna-for-riskerna-med-krypto.md)
- [Slovenia](https://www.mica.wtf/national-adaptations/si.md)
- [Slovenia — MiCA](https://www.mica.wtf/national-adaptations/si/mica.md)
- [ATVP](https://www.mica.wtf/national-adaptations/si/atvp.md)
- [ATVP: CASP authorisation](https://www.mica.wtf/national-adaptations/si/atvp/authorization-of-crypto-asset-service-providers.md)
- [ATVP: Markets in Crypto-Assets hub](https://www.mica.wtf/national-adaptations/si/atvp/markets-in-crypto-assets.md)
- [ATVP: CASP register](https://www.mica.wtf/national-adaptations/si/atvp/register-crypto-asset-service-providers.md)
- [ATVP: white-paper register](https://www.mica.wtf/national-adaptations/si/atvp/register-of-white-papers-for-crypto-assets.md)
- [Banka Slovenije](https://www.mica.wtf/national-adaptations/si/banka-slovenije.md)
- [BS: Fintech innovation contact point](https://www.mica.wtf/national-adaptations/si/banka-slovenije/banka-slovenije-fintech-innovation-contact-point.md)
- [BS: Consumer warning on crypto](https://www.mica.wtf/national-adaptations/si/banka-slovenije/consumer-warning-crypto-asset-investments.md)
- [BS: Crypto-asset FAQ](https://www.mica.wtf/national-adaptations/si/banka-slovenije/frequently-asked-questions.md)
- [BS: EMT issuance information](https://www.mica.wtf/national-adaptations/si/banka-slovenije/payment-services-and-electronic-money-issuance-services.md)
- [BS: Q\&A on virtual currencies](https://www.mica.wtf/national-adaptations/si/banka-slovenije/questions-and-answers-on-virtual-currencies.md)
- [Slovakia](https://www.mica.wtf/national-adaptations/sk.md)
- [Slovakia — MiCA](https://www.mica.wtf/national-adaptations/sk/mica.md)
- [NBS](https://www.mica.wtf/national-adaptations/sk/nbs.md)
- [NBS: CASP authorisation](https://www.mica.wtf/national-adaptations/sk/nbs/authorisation.md)
- [NBS: Cross-border business](https://www.mica.wtf/national-adaptations/sk/nbs/cross-border-business.md)
- [NBS: Crypto department activities](https://www.mica.wtf/national-adaptations/sk/nbs/crypto-assets-department-activities.md)
- [NBS: Crypto-assets hub](https://www.mica.wtf/national-adaptations/sk/nbs/crypto-assets.md)
- [NBS: Crypto/FinTech FAQs](https://www.mica.wtf/national-adaptations/sk/nbs/faqs.md)
- [NBS: Financial institutions & crypto](https://www.mica.wtf/national-adaptations/sk/nbs/financial-institutions-and-crypto-assets.md)
- [NBS: Investing & risks](https://www.mica.wtf/national-adaptations/sk/nbs/investing-and-risks.md)
- [NBS: Crypto issuance](https://www.mica.wtf/national-adaptations/sk/nbs/issuance.md)
- [NBS: CASP register](https://www.mica.wtf/national-adaptations/sk/nbs/register-crypto-asset-service-providers.md)
- [NBS: Crypto regulation](https://www.mica.wtf/national-adaptations/sk/nbs/regulation.md)
- [NBS: Crypto supervision](https://www.mica.wtf/national-adaptations/sk/nbs/supervision.md)
- [NBS: Surveys & presentations](https://www.mica.wtf/national-adaptations/sk/nbs/surveys-and-presentations.md)

## ToFR

- [ToFR](https://www.mica.wtf/tofr/readme.md): Transfer of Funds Regulation: Full Text & Standards and Guidelines
- [Recitals](https://www.mica.wtf/tofr/transfer-of-funds-regulation/recitals.md)
- [Chapter I — General provisions (Art. 1–3)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-i-general-provisions.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 1 — Subject matter](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-i-general-provisions/article-1-subject-matter.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 2 — Scope](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-i-general-provisions/article-2-scope.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 3 — Definitions](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-i-general-provisions/article-3-definitions.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Chapter II — PSP obligations (Art. 4–13)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 4 — Information accompanying transfers of funds](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-4-information-accompanying-transfers-of-funds.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 5 — Transfers of funds within the Union](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-5-transfers-of-funds-within-the-union.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 6 — Transfers of funds to outside the Union](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-6-transfers-of-funds-to-outside-the-union.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 7 — Detection of missing information on the payer or the payee](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-7-detection-of-missing-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 8 — Transfers of funds with missing or incomplete information on the payer or the payee](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-8-transfers-with-missing-or-incomplete-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 9 — Assessment and reporting](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-9-assessment-and-reporting.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 10 — Retention of information on the payer and the payee accompanying the transfer](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-10-retention-of-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 11 — Detection of missing information (intermediary PSPs)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-11-detection-of-missing-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 12 — Transfers of funds with missing information (intermediary PSPs)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-12-transfers-with-missing-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 13 — Assessment and reporting (intermediary PSPs)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-13-assessment-and-reporting.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Chapter III — CASP obligations (Art. 14–22)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 14 — Information accompanying transfers of crypto-assets](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-14-information-accompanying-transfers-of-crypto-assets.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 15 — Batch file transfers of crypto-assets](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-15-batch-file-transfers.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 16 — Detection of missing information on the originator or the beneficiary](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-16-detection-of-missing-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 17 — Transfers of crypto-assets with missing or incomplete information](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-17-transfers-with-missing-or-incomplete-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 18 — Assessment and reporting](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-18-assessment-and-reporting.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 19 — Retention of information accompanying the transfer (intermediary CASPs)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-19-retention-of-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 20 — Detection of missing information (intermediary CASPs)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-20-detection-of-missing-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 21 — Transfers of crypto-assets with missing information (intermediary CASPs)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-21-transfers-with-missing-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 22 — Assessment and reporting (intermediary CASPs)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-22-assessment-and-reporting.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Chapter IV — Common measures (Art. 23)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iv-common-measures.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 23 — Internal policies, procedures and controls to ensure implementation of restrictive measures](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iv-common-measures/article-23-internal-policies-restrictive-measures.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Chapter V — Info, GDPR & records (Art. 24–27)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-v-information-data-protection-record-retention.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 24 — Provision of information](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-v-information-data-protection-record-retention/article-24-provision-of-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 25 — Data protection](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-v-information-data-protection-record-retention/article-25-data-protection.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 26 — Record retention](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-v-information-data-protection-record-retention/article-26-record-retention.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 27 — Cooperation among competent authorities](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-v-information-data-protection-record-retention/article-27-cooperation-among-competent-authorities.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Chapter VI — Sanctions (Art. 28–33)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 28 — Administrative sanctions and measures](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring/article-28-administrative-sanctions-and-measures.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 29 — Specific provisions](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring/article-29-specific-provisions.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 30 — Publication of sanctions and measures](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring/article-30-publication-of-sanctions-and-measures.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 31 — Application of sanctions and measures by competent authorities](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring/article-31-application-of-sanctions-and-measures.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 32 — Reporting of breaches](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring/article-32-reporting-of-breaches.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 33 — Monitoring](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring/article-33-monitoring.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Chapter VII — Implementing powers (Art. 34)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vii-implementing-powers.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 34 — Committee procedure](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vii-implementing-powers/article-34-committee-procedure.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Chapter VIII — Derogations (Art. 35)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-viii-derogations.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 35 — Agreements with countries and territories which do not form part of the territory of the Union](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-viii-derogations/article-35-agreements-with-countries-and-territories.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Chapter IX — Other provisions (Art. 36–37)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ix-other-provisions.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 36 — Guidelines](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ix-other-provisions/article-36-guidelines.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 37 — Review](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ix-other-provisions/article-37-review.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Chapter X — Final provisions (Art. 38–40)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-x-final-provisions.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 38 — Amendments to Directive (EU) 2015/849](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-x-final-provisions/article-38-amendments-to-directive-2015-849.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 39 — Repeal](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-x-final-provisions/article-39-repeal.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113
- [Article 40 — Entry into force](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-x-final-provisions/article-40-entry-into-force.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113

## DORA

- [DORA](https://www.mica.wtf/dora/readme.md): Digital Operational Resilience Act: Full Text & Standards and Guidelines
- [Recitals](https://www.mica.wtf/dora/digital-operational-resilience-act/recitals.md)
- [Chapter I — General provisions (Art. 1–4)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-i-general-provisions.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554
- [Art. 1 — Subject matter](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-i-general-provisions/article-1-subject-matter.md)
- [Art. 2 — Scope](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-i-general-provisions/article-2-scope.md)
- [Art. 3 — Definitions](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-i-general-provisions/article-3-definitions.md)
- [Art. 4 — Proportionality](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-i-general-provisions/article-4-proportionality-principle.md)
- [Chapter II — ICT risk management (Art. 5–16)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554
- [Art. 5 — Governance](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-5-governance-and-organisation.md)
- [Art. 6 — ICT risk framework](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-6-ict-risk-management-framework.md)
- [Art. 7 — ICT systems, protocols, tools](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-7-ict-systems-protocols-and-tools.md)
- [Art. 8 — Identification](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-8-identification.md)
- [Art. 9 — Protection and prevention](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-9-protection-and-prevention.md)
- [Art. 10 — Detection](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-10-detection.md)
- [Art. 11 — Response and recovery](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-11-response-and-recovery.md)
- [Art. 12 — Backup & restoration](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-12-backup-policies-and-procedures.md)
- [Art. 13 — Learning and evolving](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-13-learning-and-evolving.md)
- [Art. 14 — Communication](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-14-communication.md)
- [Art. 15 — Further harmonisation](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-15-further-harmonisation.md)
- [Art. 16 — Simplified ICT risk framework](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ii-ict-risk-management/article-16-simplified-ict-risk-management-framework.md)
- [Chapter III — Incident reporting (Art. 17–23)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554
- [Art. 17 — Incident management process](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting/article-17-ict-related-incident-management-process.md)
- [Art. 18 — Classification of incidents](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting/article-18-classification-of-ict-related-incidents.md)
- [Art. 19 — Reporting major incidents](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting/article-19-reporting-of-major-incidents.md)
- [Art. 20 — Harmonisation of reporting](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting/article-20-harmonisation-of-reporting-content-and-templates.md)
- [Art. 21 — Centralisation of reporting](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting/article-21-centralisation-of-reporting.md)
- [Art. 22 — Supervisory feedback](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting/article-22-supervisory-feedback.md)
- [Art. 23 — Payment-related incidents](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iii-ict-related-incident-classification-reporting/article-23-payment-related-incidents.md)
- [Chapter IV — DOR testing (Art. 24–27)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iv-digital-operational-resilience-testing.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554
- [Art. 24 — General testing requirements](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iv-digital-operational-resilience-testing/article-24-general-requirements-for-testing.md)
- [Art. 25 — Testing ICT tools & systems](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iv-digital-operational-resilience-testing/article-25-testing-of-ict-tools-and-systems.md)
- [Art. 26 — Advanced testing (TLPT)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iv-digital-operational-resilience-testing/article-26-advanced-testing-tlpt.md)
- [Art. 27 — Requirements for testers](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-iv-digital-operational-resilience-testing/article-27-requirements-for-testers.md)
- [Chapter V — ICT third-party risk (Art. 28–44)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554
- [Art. 28 — General principles](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-28-general-principles.md)
- [Art. 29 — Concentration risk assessment](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-29-preliminary-assessment-of-concentration-risk.md)
- [Art. 30 — Key contractual provisions](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-30-key-contractual-provisions.md)
- [Art. 31 — Designation as critical](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-31-designation-of-critical-providers.md)
- [Art. 32 — Oversight Framework structure](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-32-structure-of-oversight-framework.md)
- [Art. 33 — Lead Overseer tasks](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-33-tasks-of-the-lead-overseer.md)
- [Art. 34 — Lead Overseer coordination](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-34-operational-coordination.md)
- [Art. 35 — Lead Overseer powers](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-35-powers-of-the-lead-overseer.md)
- [Art. 36 — Powers outside the Union](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-36-powers-outside-the-union.md)
- [Art. 37 — Request for information](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-37-request-for-information.md)
- [Art. 38 — General investigations](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-38-general-investigations.md)
- [Art. 39 — Inspections](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-39-inspections.md)
- [Art. 40 — Ongoing oversight](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-40-ongoing-oversight.md)
- [Article 41 — Harmonisation of conditions enabling the conduct of the oversight activities](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-41-harmonisation-of-conditions-enabling-the-conduct-of-the-oversight-activities.md)
- [Article 42 — Follow-up by competent authorities](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-42-follow-up-by-competent-authorities.md)
- [Article 43 — Oversight fees](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-43-oversight-fees.md)
- [Article 44 — International cooperation](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-v-managing-ict-third-party-risk/article-44-international-cooperation.md)
- [Chapter VI — Information sharing (Art. 45)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vi-information-sharing-arrangements.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554
- [Article 45 — Information-sharing arrangements on cyber threat information and intelligence](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vi-information-sharing-arrangements/article-45-information-sharing-arrangements-on-cyber-threat-information-and-intelligence.md)
- [Chapter VII — Competent authorities (Art. 46–56)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554
- [Article 46 — Competent authorities](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-46-competent-authorities.md)
- [Article 47 — Cooperation with structures and authorities established by Directive (EU) 2022/2555](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-47-cooperation-with-structures-and-authorities-established-by-directive-eu-2022-2555.md)
- [Article 48 — Cooperation between authorities](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-48-cooperation-between-authorities.md)
- [Article 49 — Financial cross-sector exercises, communication and cooperation](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-49-financial-cross-sector-exercises-communication-and-cooperation.md)
- [Article 50 — Administrative penalties and remedial measures](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-50-administrative-penalties-and-remedial-measures.md)
- [Article 51 — Exercise of the power to impose administrative penalties and remedial measures](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-51-exercise-of-the-power-to-impose-administrative-penalties-and-remedial-measures.md)
- [Article 52 — Criminal penalties](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-52-criminal-penalties.md)
- [Article 53 — Notification duties](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-53-notification-duties.md)
- [Article 54 — Publication of administrative penalties](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-54-publication-of-administrative-penalties.md)
- [Article 55 — Professional secrecy](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-55-professional-secrecy.md)
- [Article 56 — Data Protection](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-vii-competent-authorities/article-56-data-protection.md)
- [Chapter VIII — Delegated acts (Art. 57)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-viii-delegated-acts.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554
- [Article 57 — Exercise of the delegation](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-viii-delegated-acts/article-57-exercise-of-the-delegation.md)
- [Chapter IX — Transitional & final (Art. 58–64)](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32022R2554
- [Article 58 — Review clause](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions/article-58-review-clause.md)
- [Article 59 — Amendments to Regulation (EC) No 1060/2009](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions/article-59-amendments-to-regulation-ec-no-1060-2009.md)
- [Article 60 — Amendments to Regulation (EU) No 648/2012](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions/article-60-amendments-to-regulation-eu-no-648-2012.md)
- [Article 61 — Amendments to Regulation (EU) No 909/2014](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions/article-61-amendments-to-regulation-eu-no-909-2014.md)
- [Article 62 — Amendments to Regulation (EU) No 600/2014](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions/article-62-amendments-to-regulation-eu-no-600-2014.md)
- [Article 63 — Amendment to Regulation (EU) 2016/1011](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions/article-63-amendment-to-regulation-eu-2016-1011.md)
- [Article 64 — Entry into force and application](https://www.mica.wtf/dora/digital-operational-resilience-act/chapter-ix-transitional-and-final-provisions/article-64-entry-into-force-and-application.md)

## Definitions

- [Definitions](https://www.mica.wtf/definitions/definitions/readme.md)
- [AIFMD Definitions](https://www.mica.wtf/definitions/definitions/aifmd.md): Definitions imported from Directive 2011/61/EU where they support MiCA references.
- [alternative investment fund](https://www.mica.wtf/definitions/definitions/aifmd/alternative-investment-fund.md): Definition of alternative investment fund from Directive 2011/61/EU, Article 4(1), point (a).
- [alternative investment fund manager](https://www.mica.wtf/definitions/definitions/aifmd/alternative-investment-fund-manager.md): Definition of alternative investment fund manager from Directive 2011/61/EU, Article 4(1), point (b).
- [CRR Definitions](https://www.mica.wtf/definitions/definitions/crr.md): Definitions imported from Regulation (EU) No 575/2013 where they support MiCA references.
- [credit institution](https://www.mica.wtf/definitions/definitions/crr/credit-institution.md): Definition of credit institution from Regulation (EU) No 575/2013, Article 4(1), point (1).
- [investment firm](https://www.mica.wtf/definitions/definitions/crr/investment-firm.md): Definition of investment firm from Regulation (EU) No 575/2013, Article 4(1), point (2).
- [DGSD Definitions](https://www.mica.wtf/definitions/definitions/dgsd.md): Definitions imported from Directive 2014/49/EU where they support MiCA references.
- [deposit](https://www.mica.wtf/definitions/definitions/dgsd/deposit.md): Definition of deposit from Directive 2014/49/EU, Article 2(1), point (3).
- [DORA Definitions](https://www.mica.wtf/definitions/definitions/dora.md): Regulation (EU) 2022/2554
- [account information service provider](https://www.mica.wtf/definitions/definitions/dora/account-information-service-provider.md): Regulation (EU) 2022/2554
- [administrator of critical benchmarks](https://www.mica.wtf/definitions/definitions/dora/administrator-of-critical-benchmarks.md): Regulation (EU) 2022/2554
- [ancillary insurance intermediary](https://www.mica.wtf/definitions/definitions/dora/ancillary-insurance-intermediary.md): Regulation (EU) 2022/2554
- [central counterparty](https://www.mica.wtf/definitions/definitions/dora/central-counterparty.md): Regulation (EU) 2022/2554
- [central securities depository](https://www.mica.wtf/definitions/definitions/dora/central-securities-depository.md): Regulation (EU) 2022/2554
- [credit institution](https://www.mica.wtf/definitions/definitions/dora/credit-institution.md): Regulation (EU) 2022/2554
- [credit rating agency](https://www.mica.wtf/definitions/definitions/dora/credit-rating-agency.md): Regulation (EU) 2022/2554
- [critical ICT third-party service provider](https://www.mica.wtf/definitions/definitions/dora/critical-ict-third-party-service-provider.md): Regulation (EU) 2022/2554
- [critical or important function](https://www.mica.wtf/definitions/definitions/dora/critical-or-important-function.md): Regulation (EU) 2022/2554
- [crowdfunding service provider](https://www.mica.wtf/definitions/definitions/dora/crowdfunding-service-provider.md): Regulation (EU) 2022/2554
- [crypto-asset service provider](https://www.mica.wtf/definitions/definitions/dora/crypto-asset-service-provider.md): Regulation (EU) 2022/2554
- [cyber threat](https://www.mica.wtf/definitions/definitions/dora/cyber-threat.md): Regulation (EU) 2022/2554
- [cyber-attack](https://www.mica.wtf/definitions/definitions/dora/cyber-attack.md): Regulation (EU) 2022/2554
- [data reporting service provider](https://www.mica.wtf/definitions/definitions/dora/data-reporting-service-provider.md): Regulation (EU) 2022/2554
- [digital operational resilience](https://www.mica.wtf/definitions/definitions/dora/digital-operational-resilience.md): Regulation (EU) 2022/2554
- [electronic money institution](https://www.mica.wtf/definitions/definitions/dora/electronic-money-institution.md): Regulation (EU) 2022/2554
- [electronic money institution exempted pursuant to Directive 2009/110/EC](https://www.mica.wtf/definitions/definitions/dora/electronic-money-institution-exempted-pursuant-to-directive-2009-110-ec.md): Regulation (EU) 2022/2554
- [group](https://www.mica.wtf/definitions/definitions/dora/group.md): Regulation (EU) 2022/2554
- [ICT asset](https://www.mica.wtf/definitions/definitions/dora/ict-asset.md): Regulation (EU) 2022/2554
- [ICT concentration risk](https://www.mica.wtf/definitions/definitions/dora/ict-concentration-risk.md): Regulation (EU) 2022/2554
- [ICT intra-group service provider](https://www.mica.wtf/definitions/definitions/dora/ict-intra-group-service-provider.md): Regulation (EU) 2022/2554
- [ICT risk](https://www.mica.wtf/definitions/definitions/dora/ict-risk.md): Regulation (EU) 2022/2554
- [ICT services](https://www.mica.wtf/definitions/definitions/dora/ict-services.md): Regulation (EU) 2022/2554
- [ICT subcontractor established in a third country](https://www.mica.wtf/definitions/definitions/dora/ict-subcontractor-established-in-a-third-country.md): Regulation (EU) 2022/2554
- [ICT third-party risk](https://www.mica.wtf/definitions/definitions/dora/ict-third-party-risk.md): Regulation (EU) 2022/2554
- [ICT third-party service provider](https://www.mica.wtf/definitions/definitions/dora/ict-third-party-service-provider.md): Regulation (EU) 2022/2554
- [ICT third-party service provider established in a third country](https://www.mica.wtf/definitions/definitions/dora/ict-third-party-service-provider-established-in-a-third-country.md): Regulation (EU) 2022/2554
- [ICT-related incident](https://www.mica.wtf/definitions/definitions/dora/ict-related-incident.md): Regulation (EU) 2022/2554
- [information asset](https://www.mica.wtf/definitions/definitions/dora/information-asset.md): Regulation (EU) 2022/2554
- [institution exempted pursuant to Directive 2013/36/EU](https://www.mica.wtf/definitions/definitions/dora/institution-exempted-pursuant-to-directive-2013-36-eu.md): Regulation (EU) 2022/2554
- [institution for occupational retirement provision](https://www.mica.wtf/definitions/definitions/dora/institution-for-occupational-retirement-provision.md): Regulation (EU) 2022/2554
- [insurance intermediary](https://www.mica.wtf/definitions/definitions/dora/insurance-intermediary.md): Regulation (EU) 2022/2554
- [insurance undertaking](https://www.mica.wtf/definitions/definitions/dora/insurance-undertaking.md): Regulation (EU) 2022/2554
- [investment firm](https://www.mica.wtf/definitions/definitions/dora/investment-firm.md): Regulation (EU) 2022/2554
- [issuer of asset-referenced tokens](https://www.mica.wtf/definitions/definitions/dora/issuer-of-asset-referenced-tokens.md): Regulation (EU) 2022/2554
- [Joint Committee](https://www.mica.wtf/definitions/definitions/dora/joint-committee.md): Regulation (EU) 2022/2554
- [Lead Overseer](https://www.mica.wtf/definitions/definitions/dora/lead-overseer.md): Regulation (EU) 2022/2554
- [legacy ICT system](https://www.mica.wtf/definitions/definitions/dora/legacy-ict-system.md): Regulation (EU) 2022/2554
- [major ICT-related incident](https://www.mica.wtf/definitions/definitions/dora/major-ict-related-incident.md): Regulation (EU) 2022/2554
- [major operational or security payment-related incident](https://www.mica.wtf/definitions/definitions/dora/major-operational-or-security-payment-related-incident.md): Regulation (EU) 2022/2554
- [management body](https://www.mica.wtf/definitions/definitions/dora/management-body.md): Regulation (EU) 2022/2554
- [management company](https://www.mica.wtf/definitions/definitions/dora/management-company.md): Regulation (EU) 2022/2554
- [manager of alternative investment funds](https://www.mica.wtf/definitions/definitions/dora/manager-of-alternative-investment-funds.md): Regulation (EU) 2022/2554
- [medium-sized enterprise](https://www.mica.wtf/definitions/definitions/dora/medium-sized-enterprise.md): Regulation (EU) 2022/2554
- [microenterprise](https://www.mica.wtf/definitions/definitions/dora/microenterprise.md): Regulation (EU) 2022/2554
- [network and information system](https://www.mica.wtf/definitions/definitions/dora/network-and-information-system.md): Regulation (EU) 2022/2554
- [operational or security payment-related incident](https://www.mica.wtf/definitions/definitions/dora/operational-or-security-payment-related-incident.md): Regulation (EU) 2022/2554
- [parent undertaking](https://www.mica.wtf/definitions/definitions/dora/parent-undertaking.md): Regulation (EU) 2022/2554
- [payment institution](https://www.mica.wtf/definitions/definitions/dora/payment-institution.md): Regulation (EU) 2022/2554
- [payment institution exempted pursuant to Directive (EU) 2015/2366](https://www.mica.wtf/definitions/definitions/dora/payment-institution-exempted-pursuant-to-directive-eu-2015-2366.md): Regulation (EU) 2022/2554
- [public authority](https://www.mica.wtf/definitions/definitions/dora/public-authority.md): Regulation (EU) 2022/2554
- [reinsurance intermediary](https://www.mica.wtf/definitions/definitions/dora/reinsurance-intermediary.md): Regulation (EU) 2022/2554
- [reinsurance undertaking](https://www.mica.wtf/definitions/definitions/dora/reinsurance-undertaking.md): Regulation (EU) 2022/2554
- [securitisation repository](https://www.mica.wtf/definitions/definitions/dora/securitisation-repository.md): Regulation (EU) 2022/2554
- [security of network and information systems](https://www.mica.wtf/definitions/definitions/dora/security-of-network-and-information-systems.md): Regulation (EU) 2022/2554
- [significant cyber threat](https://www.mica.wtf/definitions/definitions/dora/significant-cyber-threat.md): Regulation (EU) 2022/2554
- [small and non-interconnected investment firm](https://www.mica.wtf/definitions/definitions/dora/small-and-non-interconnected-investment-firm.md): Regulation (EU) 2022/2554
- [small enterprise](https://www.mica.wtf/definitions/definitions/dora/small-enterprise.md): Regulation (EU) 2022/2554
- [small institution for occupational retirement provision](https://www.mica.wtf/definitions/definitions/dora/small-institution-for-occupational-retirement-provision.md): Regulation (EU) 2022/2554
- [subsidiary](https://www.mica.wtf/definitions/definitions/dora/subsidiary.md): Regulation (EU) 2022/2554
- [threat intelligence](https://www.mica.wtf/definitions/definitions/dora/threat-intelligence.md): Regulation (EU) 2022/2554
- [threat-led penetration testing (TLPT)](https://www.mica.wtf/definitions/definitions/dora/threat-led-penetration-testing-tlpt.md): Regulation (EU) 2022/2554
- [trade repository](https://www.mica.wtf/definitions/definitions/dora/trade-repository.md): Regulation (EU) 2022/2554
- [trading venue](https://www.mica.wtf/definitions/definitions/dora/trading-venue.md): Regulation (EU) 2022/2554
- [vulnerability](https://www.mica.wtf/definitions/definitions/dora/vulnerability.md): Regulation (EU) 2022/2554
- [EMD2 Definitions](https://www.mica.wtf/definitions/definitions/emd2.md): Definitions imported from Directive 2009/110/EC where they support MiCA references.
- [electronic money](https://www.mica.wtf/definitions/definitions/emd2/electronic-money.md): Definition of electronic money from Directive 2009/110/EC, Article 2, point (2).
- [electronic money institution](https://www.mica.wtf/definitions/definitions/emd2/electronic-money-institution.md): Definition of electronic money institution from Directive 2009/110/EC, Article 2, point (1).
- [GDPR Definitions](https://www.mica.wtf/definitions/definitions/gdpr.md): Definitions imported from Regulation (EU) 2016/679 where they support MiCA references.
- [personal data](https://www.mica.wtf/definitions/definitions/gdpr/personal-data.md): Definition of personal data from Regulation (EU) 2016/679, Article 4, point (1).
- [MiCA Definitions](https://www.mica.wtf/definitions/definitions/mica.md): Definitions extracted from MiCA Article 3 and maintained as generated reference pages.
- [alternative investment fund manager](https://www.mica.wtf/definitions/definitions/mica/alternative-investment-fund-manager.md): Definition of alternative investment fund manager from Regulation (EU) 2023/1114, Article 3(1), point (48).
- [applicant issuer](https://www.mica.wtf/definitions/definitions/mica/applicant-issuer.md): Definition of applicant issuer from Regulation (EU) 2023/1114, Article 3(1), point (11).
- [asset-referenced token](https://www.mica.wtf/definitions/definitions/mica/asset-referenced-token.md): Definition of asset-referenced token from Regulation (EU) 2023/1114, Article 3(1), point (6).
- [client](https://www.mica.wtf/definitions/definitions/mica/client.md): Definition of client from Regulation (EU) 2023/1114, Article 3(1), point (39).
- [close links](https://www.mica.wtf/definitions/definitions/mica/close-links.md): Definition of close links from Regulation (EU) 2023/1114, Article 3(1), point (31).
- [competent authority](https://www.mica.wtf/definitions/definitions/mica/competent-authority.md): Definition of competent authority from Regulation (EU) 2023/1114, Article 3(1), point (35).
- [consensus mechanism](https://www.mica.wtf/definitions/definitions/mica/consensus-mechanism.md): Definition of consensus mechanism from Regulation (EU) 2023/1114, Article 3(1), point (3).
- [credit institution](https://www.mica.wtf/definitions/definitions/mica/credit-institution.md): Definition of credit institution from Regulation (EU) 2023/1114, Article 3(1), point (28).
- [crypto-asset](https://www.mica.wtf/definitions/definitions/mica/crypto-asset.md): Definition of crypto-asset from Regulation (EU) 2023/1114, Article 3(1), point (5).
- [crypto-asset service](https://www.mica.wtf/definitions/definitions/mica/crypto-asset-service.md): Definition of crypto-asset service from Regulation (EU) 2023/1114, Article 3(1), point (16).
- [crypto-asset service provider](https://www.mica.wtf/definitions/definitions/mica/crypto-asset-service-provider.md): Definition of crypto-asset service provider from Regulation (EU) 2023/1114, Article 3(1), point (15).
- [deposit](https://www.mica.wtf/definitions/definitions/mica/deposit.md): Definition of deposit from Regulation (EU) 2023/1114, Article 3(1), point (50).
- [distributed ledger](https://www.mica.wtf/definitions/definitions/mica/distributed-ledger.md): Definition of distributed ledger from Regulation (EU) 2023/1114, Article 3(1), point (2).
- [distributed ledger technology](https://www.mica.wtf/definitions/definitions/mica/distributed-ledger-technology.md): Definition of distributed ledger technology from Regulation (EU) 2023/1114, Article 3(1), point (1).
- [DLT network node](https://www.mica.wtf/definitions/definitions/mica/dlt-network-node.md): Definition of DLT network node from Regulation (EU) 2023/1114, Article 3(1), point (4).
- [electronic money](https://www.mica.wtf/definitions/definitions/mica/electronic-money.md): Definition of electronic money from Regulation (EU) 2023/1114, Article 3(1), point (44).
- [electronic money institution](https://www.mica.wtf/definitions/definitions/mica/electronic-money-institution.md): Definition of electronic money institution from Regulation (EU) 2023/1114, Article 3(1), point (43).
- [electronic money token](https://www.mica.wtf/definitions/definitions/mica/electronic-money-token.md): Definition of electronic money token from Regulation (EU) 2023/1114, Article 3(1), point (7).
- [exchange of crypto-assets for funds](https://www.mica.wtf/definitions/definitions/mica/exchange-of-crypto-assets-for-funds.md): Definition of exchange of crypto-assets for funds from Regulation (EU) 2023/1114, Article 3(1), point (19).
- [exchange of crypto-assets for other crypto-assets](https://www.mica.wtf/definitions/definitions/mica/exchange-of-crypto-assets-for-other-crypto-assets.md): Definition of exchange of crypto-assets for other crypto-assets from Regulation (EU) 2023/1114, Article 3(1), point (20).
- [execution of orders for crypto-assets on behalf of clients](https://www.mica.wtf/definitions/definitions/mica/execution-of-orders-for-crypto-assets-on-behalf-of-clients.md): Definition of execution of orders for crypto-assets on behalf of clients from Regulation (EU) 2023/1114, Article 3(1), point (21).
- [financial instrument](https://www.mica.wtf/definitions/definitions/mica/financial-instrument.md): Definition of financial instrument from Regulation (EU) 2023/1114, Article 3(1), point (49).
- [funds](https://www.mica.wtf/definitions/definitions/mica/funds.md): Definition of funds from Regulation (EU) 2023/1114, Article 3(1), point (14).
- [home Member State](https://www.mica.wtf/definitions/definitions/mica/home-member-state.md): Definition of home Member State from Regulation (EU) 2023/1114, Article 3(1), point (33).
- [host Member State](https://www.mica.wtf/definitions/definitions/mica/host-member-state.md): Definition of host Member State from Regulation (EU) 2023/1114, Article 3(1), point (34).
- [investment firm](https://www.mica.wtf/definitions/definitions/mica/investment-firm.md): Definition of investment firm from Regulation (EU) 2023/1114, Article 3(1), point (29).
- [issuer](https://www.mica.wtf/definitions/definitions/mica/issuer.md): Definition of issuer from Regulation (EU) 2023/1114, Article 3(1), point (10).
- [management body](https://www.mica.wtf/definitions/definitions/mica/management-body.md): Definition of management body from Regulation (EU) 2023/1114, Article 3(1), point (27).
- [matched principal trading](https://www.mica.wtf/definitions/definitions/mica/matched-principal-trading.md): Definition of matched principal trading from Regulation (EU) 2023/1114, Article 3(1), point (40).
- [offer to the public](https://www.mica.wtf/definitions/definitions/mica/offer-to-the-public.md): Definition of offer to the public from Regulation (EU) 2023/1114, Article 3(1), point (12).
- [offeror](https://www.mica.wtf/definitions/definitions/mica/offeror.md): Definition of offeror from Regulation (EU) 2023/1114, Article 3(1), point (13).
- [official currency](https://www.mica.wtf/definitions/definitions/mica/official-currency.md): Definition of official currency from Regulation (EU) 2023/1114, Article 3(1), point (8).
- [online interface](https://www.mica.wtf/definitions/definitions/mica/online-interface.md): Definition of online interface from Regulation (EU) 2023/1114, Article 3(1), point (38).
- [operation of a trading platform for crypto-assets](https://www.mica.wtf/definitions/definitions/mica/operation-of-a-trading-platform-for-crypto-assets.md): Definition of operation of a trading platform for crypto-assets from Regulation (EU) 2023/1114, Article 3(1), point (18).
- [payment institution](https://www.mica.wtf/definitions/definitions/mica/payment-institution.md): Definition of payment institution from Regulation (EU) 2023/1114, Article 3(1), point (46).
- [payment service provider](https://www.mica.wtf/definitions/definitions/mica/payment-service-provider.md): Definition of payment service provider from Regulation (EU) 2023/1114, Article 3(1), point (42).
- [payment services](https://www.mica.wtf/definitions/definitions/mica/payment-services.md): Definition of payment services from Regulation (EU) 2023/1114, Article 3(1), point (41).
- [personal data](https://www.mica.wtf/definitions/definitions/mica/personal-data.md): Definition of personal data from Regulation (EU) 2023/1114, Article 3(1), point (45).
- [placing of crypto-assets](https://www.mica.wtf/definitions/definitions/mica/placing-of-crypto-assets.md): Definition of placing of crypto-assets from Regulation (EU) 2023/1114, Article 3(1), point (22).
- [providing advice on crypto-assets](https://www.mica.wtf/definitions/definitions/mica/providing-advice-on-crypto-assets.md): Definition of providing advice on crypto-assets from Regulation (EU) 2023/1114, Article 3(1), point (24).
- [providing custody and administration of crypto-assets on behalf of clients](https://www.mica.wtf/definitions/definitions/mica/providing-custody-and-administration-of-crypto-assets-on-behalf-of-clients.md): Definition of providing custody and administration of crypto-assets on behalf of clients from Regulation (EU) 2023/1114, Article 3(1), point (17).
- [providing portfolio management of crypto-assets](https://www.mica.wtf/definitions/definitions/mica/providing-portfolio-management-of-crypto-assets.md): Definition of providing portfolio management of crypto-assets from Regulation (EU) 2023/1114, Article 3(1), point (25).
- [providing transfer services for crypto-assets on behalf of clients](https://www.mica.wtf/definitions/definitions/mica/providing-transfer-services-for-crypto-assets-on-behalf-of-clients.md): Definition of providing transfer services for crypto-assets on behalf of clients from Regulation (EU) 2023/1114, Article 3(1), point (26).
- [qualified investors](https://www.mica.wtf/definitions/definitions/mica/qualified-investors.md): Definition of qualified investors from Regulation (EU) 2023/1114, Article 3(1), point (30).
- [qualifying holding](https://www.mica.wtf/definitions/definitions/mica/qualifying-holding.md): Definition of qualifying holding from Regulation (EU) 2023/1114, Article 3(1), point (36).
- [reception and transmission of orders for crypto-assets on behalf of clients](https://www.mica.wtf/definitions/definitions/mica/reception-and-transmission-of-orders-for-crypto-assets-on-behalf-of-clients.md): Definition of reception and transmission of orders for crypto-assets on behalf of clients from Regulation (EU) 2023/1114, Article 3(1), point (23).
- [reserve of assets](https://www.mica.wtf/definitions/definitions/mica/reserve-of-assets.md): Definition of reserve of assets from Regulation (EU) 2023/1114, Article 3(1), point (32).
- [retail holder](https://www.mica.wtf/definitions/definitions/mica/retail-holder.md): Definition of retail holder from Regulation (EU) 2023/1114, Article 3(1), point (37).
- [structured deposit](https://www.mica.wtf/definitions/definitions/mica/structured-deposit.md): Definition of structured deposit from Regulation (EU) 2023/1114, Article 3(1), point (51).
- [UCITS management company](https://www.mica.wtf/definitions/definitions/mica/ucits-management-company.md): Definition of UCITS management company from Regulation (EU) 2023/1114, Article 3(1), point (47).
- [utility token](https://www.mica.wtf/definitions/definitions/mica/utility-token.md): Definition of utility token from Regulation (EU) 2023/1114, Article 3(1), point (9).
- [MiFID II Definitions](https://www.mica.wtf/definitions/definitions/mifid-ii.md): Definitions imported from Directive 2014/65/EU where they support MiCA references.
- [close links](https://www.mica.wtf/definitions/definitions/mifid-ii/close-links.md): Definition of close links from Directive 2014/65/EU, Article 4(1), point (35).
- [financial instrument](https://www.mica.wtf/definitions/definitions/mifid-ii/financial-instrument.md): Definition of financial instrument from Directive 2014/65/EU, Article 4(1), point (15).
- [investment firm](https://www.mica.wtf/definitions/definitions/mifid-ii/investment-firm.md): Definition of investment firm from Directive 2014/65/EU, Article 4(1), point (1).
- [matched principal trading](https://www.mica.wtf/definitions/definitions/mifid-ii/matched-principal-trading.md): Definition of matched principal trading from Directive 2014/65/EU, Article 4(1), point (38).
- [qualified investors](https://www.mica.wtf/definitions/definitions/mifid-ii/qualified-investors.md): Definition of qualified investors from Directive 2014/65/EU, Annex II, Section I, points (1) to (4).
- [structured deposit](https://www.mica.wtf/definitions/definitions/mifid-ii/structured-deposit.md): Definition of structured deposit from Directive 2014/65/EU, Article 4(1), point (43).
- [PSD2 Definitions](https://www.mica.wtf/definitions/definitions/psd2.md): Definitions imported from Directive (EU) 2015/2366 where they support MiCA references.
- [funds](https://www.mica.wtf/definitions/definitions/psd2/funds.md): Definition of funds from Directive (EU) 2015/2366, Article 4, point (25).
- [payment institution](https://www.mica.wtf/definitions/definitions/psd2/payment-institution.md): Definition of payment institution from Directive (EU) 2015/2366, Article 4, point (4).
- [payment service provider](https://www.mica.wtf/definitions/definitions/psd2/payment-service-provider.md): Definition of payment service provider from Directive (EU) 2015/2366, Article 4, point (11).
- [payment services](https://www.mica.wtf/definitions/definitions/psd2/payment-services.md): Definition of payment services from Directive (EU) 2015/2366, Article 4, point (3).
- [ToFR Definitions](https://www.mica.wtf/definitions/definitions/tofr.md): Definitions extracted from ToFR Article 3 and maintained as generated reference pages.
- [batch file transfer](https://www.mica.wtf/definitions/definitions/tofr/batch-file-transfer.md): Definition of batch file transfer from Regulation (EU) 2023/1113, Article 3, point (11).
- [beneficiary](https://www.mica.wtf/definitions/definitions/tofr/beneficiary.md): Definition of beneficiary from Regulation (EU) 2023/1113, Article 3, point (22).
- [crypto-asset](https://www.mica.wtf/definitions/definitions/tofr/crypto-asset.md): Definition of crypto-asset from Regulation (EU) 2023/1113, Article 3, point (14).
- [crypto-asset account](https://www.mica.wtf/definitions/definitions/tofr/crypto-asset-account.md): Definition of crypto-asset account from Regulation (EU) 2023/1113, Article 3, point (19).
- [crypto-asset automated teller machines](https://www.mica.wtf/definitions/definitions/tofr/crypto-asset-automated-teller-machines.md): Definition of crypto-asset automated teller machines from Regulation (EU) 2023/1113, Article 3, point (17).
- [crypto-asset service provider](https://www.mica.wtf/definitions/definitions/tofr/crypto-asset-service-provider.md): Definition of crypto-asset service provider from Regulation (EU) 2023/1113, Article 3, point (15).
- [distributed ledger address](https://www.mica.wtf/definitions/definitions/tofr/distributed-ledger-address.md): Definition of distributed ledger address from Regulation (EU) 2023/1113, Article 3, point (18).
- [distributed ledger technology](https://www.mica.wtf/definitions/definitions/tofr/distributed-ledger-technology.md): Definition of distributed ledger technology from Regulation (EU) 2023/1113, Article 3, point (24).
- [funds](https://www.mica.wtf/definitions/definitions/tofr/funds.md): Definition of funds from Regulation (EU) 2023/1113, Article 3, point (8).
- [intermediary crypto-asset service provider](https://www.mica.wtf/definitions/definitions/tofr/intermediary-crypto-asset-service-provider.md): Definition of intermediary crypto-asset service provider from Regulation (EU) 2023/1113, Article 3, point (16).
- [intermediary payment service provider](https://www.mica.wtf/definitions/definitions/tofr/intermediary-payment-service-provider.md): Definition of intermediary payment service provider from Regulation (EU) 2023/1113, Article 3, point (6).
- [legal entity identifier](https://www.mica.wtf/definitions/definitions/tofr/legal-entity-identifier.md): Definition of legal entity identifier from Regulation (EU) 2023/1113, Article 3, point (23).
- [money laundering](https://www.mica.wtf/definitions/definitions/tofr/money-laundering.md): Definition of money laundering from Regulation (EU) 2023/1113, Article 3, point (2).
- [originator](https://www.mica.wtf/definitions/definitions/tofr/originator.md): Definition of originator from Regulation (EU) 2023/1113, Article 3, point (21).
- [payee](https://www.mica.wtf/definitions/definitions/tofr/payee.md): Definition of payee from Regulation (EU) 2023/1113, Article 3, point (4).
- [payer](https://www.mica.wtf/definitions/definitions/tofr/payer.md): Definition of payer from Regulation (EU) 2023/1113, Article 3, point (3).
- [payment account](https://www.mica.wtf/definitions/definitions/tofr/payment-account.md): Definition of payment account from Regulation (EU) 2023/1113, Article 3, point (7).
- [payment service provider](https://www.mica.wtf/definitions/definitions/tofr/payment-service-provider.md): Definition of payment service provider from Regulation (EU) 2023/1113, Article 3, point (5).
- [person-to-person transfer of crypto-assets](https://www.mica.wtf/definitions/definitions/tofr/person-to-person-transfer-of-crypto-assets.md): Definition of person-to-person transfer of crypto-assets from Regulation (EU) 2023/1113, Article 3, point (13).
- [self-hosted address](https://www.mica.wtf/definitions/definitions/tofr/self-hosted-address.md): Definition of self-hosted address from Regulation (EU) 2023/1113, Article 3, point (20).
- [terrorist financing](https://www.mica.wtf/definitions/definitions/tofr/terrorist-financing.md): Definition of terrorist financing from Regulation (EU) 2023/1113, Article 3, point (1).
- [transfer of crypto-assets](https://www.mica.wtf/definitions/definitions/tofr/transfer-of-crypto-assets.md): Definition of transfer of crypto-assets from Regulation (EU) 2023/1113, Article 3, point (10).
- [transfer of funds](https://www.mica.wtf/definitions/definitions/tofr/transfer-of-funds.md): Definition of transfer of funds from Regulation (EU) 2023/1113, Article 3, point (9).
- [unique transaction identifier](https://www.mica.wtf/definitions/definitions/tofr/unique-transaction-identifier.md): Definition of unique transaction identifier from Regulation (EU) 2023/1113, Article 3, point (12).
- [UCITS Definitions](https://www.mica.wtf/definitions/definitions/ucits.md): Definitions imported from Directive 2009/65/EC where they support MiCA references.
- [management company](https://www.mica.wtf/definitions/definitions/ucits/management-company.md): Definition of management company from Directive 2009/65/EC, Article 2(1), point (b).

## Blog

- [Overview](https://www.mica.wtf/blog/readme.md)
- [MiCA review consultation: the map](https://www.mica.wtf/blog/blog/the-mica-review-consultation-what-is-actually-on-the-table.md)
- [Am I a CASP, and if yes, how many?](https://www.mica.wtf/blog/blog/am-i-a-crypto-asset-service-provider-and-if-yes-how-many.md): November 15, 2021 (Updated version of an article previously published in German on kryptorecht.xyz)
- [AML Obligations of Crypto Service Providers in the EU](https://www.mica.wtf/blog/blog/aml-obligations-of-crypto-service-providers-in-the-eu.md): October 10, 2021 (Updated version of an article previously published in German on kryptorecht.xyz)
- [What is Crypto Law?](https://www.mica.wtf/blog/blog/what-is-crypto-law.md): September 12, 2021 (previously published in German on kryptorecht.xyz)


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