> For the complete documentation index, see [llms.txt](https://www.mica.wtf/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.mica.wtf/definitions/mica/credit-institution.md).

# credit institution

Definition of credit institution from Regulation (EU) 2023/1114, Article 3(1), point (28).

|                  |                                            |
| ---------------- | ------------------------------------------ |
| **Defined term** | credit institution                         |
| **Source**       | MiCA                                       |
| **Reference**    | Article 3(1), point (28)                   |
| **Status**       | Published                                  |
| **Refresh rule** | Regenerate after source legal-text changes |

## Definition

> **(28)** '[**credit institution**](/definitions/crr/credit-institution.md)' means a credit institution as defined in Article 4(1), point (1), of Regulation (EU) No 575/2013 and authorised under Directive 2013/36/EU;

## Source

[MiCA, Article 3(1), point (28)](https://headlesslaw.com/rulebooks/mica/articles/3/).

## Imported Definition

MiCA imports this definition from CRR.

> (1) '[credit institution](/definitions/crr/credit-institution.md)' means an undertaking the business of which consists of any of the following:
>
> (a) to take deposits or other repayable [funds](/definitions/mica/funds.md) from the public and to grant credits for its own account;
>
> (b) to carry out any of the activities referred to in points (3) and (6) of Section A of Annex I to Directive 2014/65/EU, where the Article 4(1), point (1), asset-threshold conditions are met and the undertaking is not excluded by that point;

[Open CRR definition page](/definitions/crr/credit-institution.md)

## Definition Chain

1. MiCA Article 3(1), point (28)
2. CRR Article 4(1), point (1)

## Used In MiCA

* [Article 10](https://headlesslaw.com/rulebooks/mica/articles/10/)
* [Article 16](https://headlesslaw.com/rulebooks/mica/articles/16/)
* [Article 17](https://headlesslaw.com/rulebooks/mica/articles/17/)
* [Article 24](https://headlesslaw.com/rulebooks/mica/articles/24/)
* [Article 36](https://headlesslaw.com/rulebooks/mica/articles/36/)
* [Article 37](https://headlesslaw.com/rulebooks/mica/articles/37/)
* [Article 38](https://headlesslaw.com/rulebooks/mica/articles/38/)
* [Article 45](https://headlesslaw.com/rulebooks/mica/articles/45/)
* [Article 48](https://headlesslaw.com/rulebooks/mica/articles/48/)
* [Article 54](https://headlesslaw.com/rulebooks/mica/articles/54/)
* [Article 57](https://headlesslaw.com/rulebooks/mica/articles/57/)
* [Article 143](https://headlesslaw.com/rulebooks/mica/articles/143/)
* [Article 59](https://headlesslaw.com/rulebooks/mica/articles/59/)
* [Article 60](https://headlesslaw.com/rulebooks/mica/articles/60/)
* [Article 63](https://headlesslaw.com/rulebooks/mica/articles/63/)
* [Article 70](https://headlesslaw.com/rulebooks/mica/articles/70/)
* [Article 109](https://headlesslaw.com/rulebooks/mica/articles/109/)
* [Article 119](https://headlesslaw.com/rulebooks/mica/articles/119/)
* [Article 122](https://headlesslaw.com/rulebooks/mica/articles/122/)
* [Article 125](https://headlesslaw.com/rulebooks/mica/articles/125/)


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