> For the complete documentation index, see [llms.txt](https://www.mica.wtf/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.mica.wtf/definitions/mica/structured-deposit.md).

# structured deposit

Definition of structured deposit from Regulation (EU) 2023/1114, Article 3(1), point (51).

|                  |                                            |
| ---------------- | ------------------------------------------ |
| **Defined term** | structured deposit                         |
| **Source**       | MiCA                                       |
| **Reference**    | Article 3(1), point (51)                   |
| **Status**       | Published                                  |
| **Refresh rule** | Regenerate after source legal-text changes |

## Definition

> **(51)** '[**structured deposit**](/definitions/mifid-ii/structured-deposit.md)' means a structured deposit as defined in Article 4(1), point (43), of [Directive 2014/65/EU](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A02014L0065-20250117).

## Source

[MiCA, Article 3(1), point (51)](https://headlesslaw.com/rulebooks/mica/articles/3/).

## Imported Definition

MiCA imports this definition from MiFID II.

> (43) 'structured [deposit](/definitions/dgsd/deposit.md)' means a deposit as defined in point (3) of Article 2(1) of Directive 2014/49/EU of the European Parliament and of the Council, which is fully repayable at maturity on terms under which interest or a premium will be paid or is at risk, according to a formula involving factors such as:
>
> (a) an index or combination of indices, excluding variable rate deposits whose return is directly linked to an interest rate index such as Euribor or Libor;
>
> (b) a [financial instrument](/definitions/mica/financial-instrument.md) or combination of financial instruments;
>
> (c) a commodity or combination of commodities or other physical or non-physical non-fungible assets; or
>
> (d) a foreign exchange rate or combination of foreign exchange rates;

[Open MiFID II definition page](/definitions/mifid-ii/structured-deposit.md)

## Definition Chain

1. MiCA Article 3(1), point (51)
2. MiFID II Article 4(1), point (43)
3. DGSD Article 2(1), point (3)

## Used In MiCA

* [Article 2](https://headlesslaw.com/rulebooks/mica/articles/2/)


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