> For the complete documentation index, see [llms.txt](https://www.mica.wtf/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.mica.wtf/mica/title-iv-e-money-tokens-art.-48-48/chapter-1/article-55.md).

# Article 55

|                 |                                                                                 |
| --------------- | ------------------------------------------------------------------------------- |
| **Instrument**  | Regulation (EU) 2023/1114 (MiCA)                                                |
| **Source**      | [EUR-Lex](https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:32023R1114) |
| **Status**      | In force                                                                        |
| **Review rule** | Legal-text changes require human review                                         |

### Recovery and redemption plans

[Title III](/mica/title-iii-asset-referenced-tokens-art.-16-47.md), [Chapter 6](/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-6.md) shall apply mutatis mutandis to [issuers](https://www.mica.wtf/definitions/definitions/mica/issuer) of [e-money tokens](https://www.mica.wtf/definitions/definitions/mica/electronic-money-token).

By way of derogation from Article [46](/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-6/article-46.md)(2), the date by which the recovery plan is to be notified to the [competent authority](https://www.mica.wtf/definitions/definitions/mica/competent-authority) shall, in respect of [issuers](https://www.mica.wtf/definitions/definitions/mica/issuer) of [e-money tokens](https://www.mica.wtf/definitions/definitions/mica/electronic-money-token), be within six months of the date of the [offer to the public](https://www.mica.wtf/definitions/definitions/mica/offer-to-the-public) or admission to trading.

By way of derogation from Article [47](/mica/title-iii-asset-referenced-tokens-art.-16-47/chapter-6/article-47.md)(3), the date by which the redemption plan is to be notified to the [competent authority](https://www.mica.wtf/definitions/definitions/mica/competent-authority) shall, in respect of issuers of e-money tokens, be within six months of the date of the [offer to the public](https://www.mica.wtf/definitions/definitions/mica/offer-to-the-public) or admission to trading.

***

**Level 2 instruments**

* [EBA/GL/2024/16 — ART Supervisory Reporting](/eu-level/guidelines/guidelines-on-reporting-templates-supervisory-duties.md) — Guidelines
* [MiCAR vs CRD: recovery plan info](/eu-level/q-and-a/pending-questions/eba-qa-7067-micar-vs-crd-recovery-plan-info.md) — Q\&A (withdrawn)

### Related

* [competent authority](https://github.com/jakesenfti/micawtf/blob/main/spaces/definitions/mica/competent-authority.md) — definition used in this article
* [offer to the public](https://github.com/jakesenfti/micawtf/blob/main/spaces/definitions/mica/offer-to-the-public.md) — definition used in this article
* [electronic money](https://github.com/jakesenfti/micawtf/blob/main/spaces/definitions/emd2/electronic-money.md) — definition used in this article
* [electronic money](https://github.com/jakesenfti/micawtf/blob/main/spaces/definitions/mica/electronic-money.md) — definition used in this article
* [issuer](https://github.com/jakesenfti/micawtf/blob/main/spaces/definitions/mica/issuer.md) — definition used in this article
* [Authorisation of issuers of electronic money tokens](broken://pages/XGdDRfLXYDbirowbeNGH) — national implementation reference
* [Circular CSSF 25/873 — Application of the Guidelines of the European Banking Authority on recovery plans under Articles 46 and 55 of Regulation (EU) 2023/1114 (EBA/GL/2024/07)](broken://pages/X31xYb8lvB0L1CDMu7Kk) — national implementation reference
* [Circular CSSF 25/876 — Application of the Guidelines of the European Banking Authority on redemption plans under Articles 47 and 55 of Regulation (EU) 2023/1114 (EBA/GL/2024/13)](broken://pages/AGv9bAO80UljFttmpB5h) — national implementation reference


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