> For the complete documentation index, see [llms.txt](https://www.mica.wtf/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.mica.wtf/tofr/transfer-of-funds-regulation.md). # TRANSFER OF FUNDS REGULATION - [Recitals](https://www.mica.wtf/tofr/transfer-of-funds-regulation/recitals.md) - [Chapter I — General provisions (Art. 1–3)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-i-general-provisions.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 1 — Subject matter](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-i-general-provisions/article-1-subject-matter.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 2 — Scope](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-i-general-provisions/article-2-scope.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 3 — Definitions](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-i-general-provisions/article-3-definitions.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Chapter II — PSP obligations (Art. 4–13)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 4 — Information accompanying transfers of funds](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-4-information-accompanying-transfers-of-funds.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 5 — Transfers of funds within the Union](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-5-transfers-of-funds-within-the-union.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 6 — Transfers of funds to outside the Union](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-6-transfers-of-funds-to-outside-the-union.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 7 — Detection of missing information on the payer or the payee](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-7-detection-of-missing-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 8 — Transfers of funds with missing or incomplete information on the payer or the payee](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-8-transfers-with-missing-or-incomplete-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 9 — Assessment and reporting](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-9-assessment-and-reporting.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 10 — Retention of information on the payer and the payee accompanying the transfer](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-10-retention-of-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 11 — Detection of missing information (intermediary PSPs)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-11-detection-of-missing-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 12 — Transfers of funds with missing information (intermediary PSPs)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-12-transfers-with-missing-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 13 — Assessment and reporting (intermediary PSPs)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-13-assessment-and-reporting.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Chapter III — CASP obligations (Art. 14–22)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 14 — Information accompanying transfers of crypto-assets](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-14-information-accompanying-transfers-of-crypto-assets.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 15 — Batch file transfers of crypto-assets](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-15-batch-file-transfers.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 16 — Detection of missing information on the originator or the beneficiary](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-16-detection-of-missing-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 17 — Transfers of crypto-assets with missing or incomplete information](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-17-transfers-with-missing-or-incomplete-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 18 — Assessment and reporting](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-18-assessment-and-reporting.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 19 — Retention of information accompanying the transfer (intermediary CASPs)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-19-retention-of-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 20 — Detection of missing information (intermediary CASPs)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-20-detection-of-missing-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 21 — Transfers of crypto-assets with missing information (intermediary CASPs)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-21-transfers-with-missing-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 22 — Assessment and reporting (intermediary CASPs)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-22-assessment-and-reporting.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Chapter IV — Common measures (Art. 23)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iv-common-measures.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 23 — Internal policies, procedures and controls to ensure implementation of restrictive measures](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iv-common-measures/article-23-internal-policies-restrictive-measures.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Chapter V — Info, GDPR & records (Art. 24–27)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-v-information-data-protection-record-retention.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 24 — Provision of information](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-v-information-data-protection-record-retention/article-24-provision-of-information.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 25 — Data protection](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-v-information-data-protection-record-retention/article-25-data-protection.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 26 — Record retention](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-v-information-data-protection-record-retention/article-26-record-retention.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 27 — Cooperation among competent authorities](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-v-information-data-protection-record-retention/article-27-cooperation-among-competent-authorities.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Chapter VI — Sanctions (Art. 28–33)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 28 — Administrative sanctions and measures](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring/article-28-administrative-sanctions-and-measures.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 29 — Specific provisions](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring/article-29-specific-provisions.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 30 — Publication of sanctions and measures](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring/article-30-publication-of-sanctions-and-measures.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 31 — Application of sanctions and measures by competent authorities](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring/article-31-application-of-sanctions-and-measures.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 32 — Reporting of breaches](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring/article-32-reporting-of-breaches.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 33 — Monitoring](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring/article-33-monitoring.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Chapter VII — Implementing powers (Art. 34)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vii-implementing-powers.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 34 — Committee procedure](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vii-implementing-powers/article-34-committee-procedure.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Chapter VIII — Derogations (Art. 35)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-viii-derogations.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 35 — Agreements with countries and territories which do not form part of the territory of the Union](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-viii-derogations/article-35-agreements-with-countries-and-territories.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Chapter IX — Other provisions (Art. 36–37)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ix-other-provisions.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 36 — Guidelines](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ix-other-provisions/article-36-guidelines.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 37 — Review](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-ix-other-provisions/article-37-review.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Chapter X — Final provisions (Art. 38–40)](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-x-final-provisions.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 38 — Amendments to Directive (EU) 2015/849](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-x-final-provisions/article-38-amendments-to-directive-2015-849.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 39 — Repeal](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-x-final-provisions/article-39-repeal.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 - [Article 40 — Entry into force](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-x-final-provisions/article-40-entry-into-force.md): https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113 --- # Agent Instructions This documentation is published with GitBook. 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