Article 13 — Assessment and reporting (intermediary PSPs)

https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32023R1113

The intermediary payment service provider shall take into account missing information on the payer or the payee as a factor when assessing whether a transfer of funds, or any related transaction, is suspicious, and whether it is to be reported to the FIU in accordance with Directive (EU) 2015/849.