> For the complete documentation index, see [llms.txt](https://www.mica.wtf/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-21-transfers-with-missing-information.md).

# Article 21 — Transfers of crypto-assets with missing information (intermediary CASPs)

1. The [intermediary crypto-asset service provider](https://www.mica.wtf/definitions/definitions/tofr/intermediary-crypto-asset-service-provider) shall establish effective risk-based procedures, including procedures based on the risk-sensitive basis referred to in Article 13 of Directive (EU) 2015/849, for determining whether to execute, reject, return or suspend a [transfer of crypto-assets](https://www.mica.wtf/definitions/definitions/tofr/transfer-of-crypto-assets) lacking the required information on the [originator](https://www.mica.wtf/definitions/definitions/tofr/originator) and the [beneficiary](https://www.mica.wtf/definitions/definitions/tofr/beneficiary) and for taking the appropriate follow up action.\
   \
   Where the intermediary [crypto-asset service provider](https://www.mica.wtf/definitions/definitions/tofr/crypto-asset-service-provider) becomes aware, when receiving a [transfer of crypto-assets](https://www.mica.wtf/definitions/definitions/tofr/transfer-of-crypto-assets), that the information referred to in Article 14(1), points (a), (b) and (c), and Article 14(2), points (a), (b) and (c), or Article 15(1), is missing or incomplete, that [intermediary crypto-asset service provider](https://www.mica.wtf/definitions/definitions/tofr/intermediary-crypto-asset-service-provider) shall, on a risk-sensitive basis and without undue delay:
   1. reject the transfer or return the transferred [crypto-assets](https://www.mica.wtf/definitions/definitions/tofr/crypto-asset); or
   2. request the required information on the [originator](https://www.mica.wtf/definitions/definitions/tofr/originator) and the [beneficiary](https://www.mica.wtf/definitions/definitions/tofr/beneficiary) before making the transmission of the transfer of [crypto-assets](https://www.mica.wtf/definitions/definitions/tofr/crypto-asset).
2. Where the [crypto-asset service provider](https://www.mica.wtf/definitions/definitions/tofr/crypto-asset-service-provider) repeatedly fails to provide the required information on the originator or the beneficiary, the intermediary crypto-asset service provider shall:

   1. take steps, which may initially include the issuing of warnings and setting of deadlines, before proceeding to a rejection, restriction or termination in accordance with point (b) if the required information is still not provided; or
   2. directly reject any future transfers of crypto-assets to or from, or restrict or terminate its business relationship with, that crypto-asset service provider.

   The intermediary crypto-asset service provider shall report that failure, and the steps taken, to the competent authority responsible for monitoring compliance with anti-money laundering and counter-terrorist financing provisions.


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