> For the complete documentation index, see [llms.txt](https://www.mica.wtf/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.mica.wtf/tofr/transfer-of-funds-regulation/chapter-vi-sanctions-and-monitoring/article-29-specific-provisions.md).

# Article 29 — Specific provisions

Member States shall ensure that their administrative sanctions and measures include at least those laid down in Article 59(2) and (3) of Directive (EU) 2015/849 in the event of the following breaches of this Regulation:

1. repeated or systematic failure by a [payment service provider](https://www.mica.wtf/definitions/definitions/tofr/payment-service-provider) to accompany the [transfer of funds](https://www.mica.wtf/definitions/definitions/tofr/transfer-of-funds) with the required information on the [payer](https://www.mica.wtf/definitions/definitions/tofr/payer) or the [payee](https://www.mica.wtf/definitions/definitions/tofr/payee), in breach of [Article 4](/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-4-information-accompanying-transfers-of-funds.md), [5](/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-5-transfers-of-funds-within-the-union.md) or [6](/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-6-transfers-of-funds-to-outside-the-union.md), or by a [crypto-asset service provider](https://www.mica.wtf/definitions/definitions/tofr/crypto-asset-service-provider) to accompany the [transfer of crypto-assets](https://www.mica.wtf/definitions/definitions/tofr/transfer-of-crypto-assets) with the required information on the [originator](https://www.mica.wtf/definitions/definitions/tofr/originator) and [beneficiary](https://www.mica.wtf/definitions/definitions/tofr/beneficiary), in breach of [Article 14](/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-14-information-accompanying-transfers-of-crypto-assets.md) or [15](/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-15-batch-file-transfers.md);
2. repeated, systematic or serious failure by a [payment service provider](https://www.mica.wtf/definitions/definitions/tofr/payment-service-provider) or [crypto-asset service provider](https://www.mica.wtf/definitions/definitions/tofr/crypto-asset-service-provider) to retain records, in breach of [Article 26](/tofr/transfer-of-funds-regulation/chapter-v-information-data-protection-record-retention/article-26-record-retention.md);
3. failure by a [payment service provider](https://www.mica.wtf/definitions/definitions/tofr/payment-service-provider) to implement effective risk-based procedures, in breach of [Article 8](/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-8-transfers-with-missing-or-incomplete-information.md) or [12](/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-12-transfers-with-missing-information.md), or by a [crypto-asset service provider](https://www.mica.wtf/definitions/definitions/tofr/crypto-asset-service-provider) to implement effective risk-based procedures, in breach of [Article 17](/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-17-transfers-with-missing-or-incomplete-information.md);
4. serious failure by an [intermediary payment service provider](https://www.mica.wtf/definitions/definitions/tofr/intermediary-payment-service-provider) to comply with [Article 11](/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-11-detection-of-missing-information.md) or [12](/tofr/transfer-of-funds-regulation/chapter-ii-psp-obligations/article-12-transfers-with-missing-information.md) or by an [intermediary crypto-asset service provider](https://www.mica.wtf/definitions/definitions/tofr/intermediary-crypto-asset-service-provider) to comply with [Article 19](/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-19-retention-of-information.md), [20](/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-20-detection-of-missing-information.md) or [21](/tofr/transfer-of-funds-regulation/chapter-iii-casp-obligations/article-21-transfers-with-missing-information.md).


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